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4547 Hawley Blvd
Score
0
San Diego, CA

4547 Hawley Blvd

1.1M
3 bd • 1 ba • 850 sf

This analysis was generated on 1/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$1,090,000

Price/Sq.Ft

$1,282

Year Built

1925

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

This 1925 Craftsman-style property in Normal Heights boasts an exceptional location, just steps from Adams Avenue's vibrant scene. The R3 zoning on an extra-large buildable lot presents significant development potential, with the current price of $1,282/sqft being 22% below the neighborhood average of $1,645/sqft for similar properties. The drought-resistant landscaping adds value in water-conscious San Diego. With minimal climate risks (flood 1/10, fire 1/10, wind 1/10), insurance costs are likely to be lower than average. The property has shown remarkable appreciation, increasing from $116,000 in 1999 to the current $1,090,000 listing price, representing an 839% gain over 25 years or about 9.5% annually, outperforming the San Diego market average of 7.2% annual appreciation.

The Bad

At 850 sqft, the home is 30% smaller than the neighborhood average of 1,214 sqft for 3-bedroom homes. The single bathroom is a significant drawback for a 3-bedroom house, potentially limiting appeal to families. The property has been on the market for 44 days, suggesting it may be overpriced or have condition issues not apparent in the listing. The estimated insurance cost of $3,924/year is high relative to the property value, possibly due to its age and potential outdated systems. The local schools (Adams Elementary, Wilson Middle, and Hoover High) have below-average ratings (4/10, 4/10, 5/10 respectively), which may deter families with children.

The Ugly

The 1925 construction date suggests potential major system replacements may be imminent, including electrical ($8,000-$12,000), plumbing ($10,000-$15,000), and roofing ($8,000-$12,000). The heat pump and wall/window unit cooling systems are likely outdated and inefficient, potentially requiring a full HVAC upgrade ($10,000-$15,000). The moderate heat risk (4/10) with 7 hot days per year may necessitate costly cooling upgrades. The moderate air quality risk (3/10) with 4 bad air days annually could require investment in air purification systems. The total monthly ownership costs are high, estimated at $6,950 ($4,600 mortgage + $327 property tax + $327 insurance + $1,000 maintenance/utilities), requiring a household income of at least $250,000 based on a 33% debt-to-income ratio.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is ideal for investors or developers looking to capitalize on the R3 zoning and large lot size. With a median rental rate of $3,279 for 3-bedroom homes in the area, it could generate a potential 3.6% cap rate if rented as-is, or significantly higher returns if developed. It's also suitable for single professionals or couples who prioritize location over space and are willing to renovate. DIY enthusiasts with experience in restoring older homes could add significant value through updates. The property could appeal to first-time homebuyers willing to sacrifice space for a desirable neighborhood, especially if they plan to expand the home in the future.

Not For

This property is not suitable for large families needing multiple bathrooms or more living space. It's also not ideal for buyers seeking a move-in ready home, as significant updates may be necessary. Those with limited budgets for renovations should be cautious, given the potential for costly repairs due to the home's age. Investors looking for immediate high rental yields without additional investment may find better opportunities elsewhere. Buyers sensitive to air quality issues or heat may want to consider properties in other areas with lower environmental risks.
Demographics
Area Median Income

$83,869

Property History

Price History
Ownership Timeline
$0Cash Purchase
Jan 8, 2024
Monica E CanalNicholas B Syngel, Monica E Canal
Intrafamily Transfer
Non-Arm's Length Transactions
$320,000Financed
Sep 18, 2002
Sonia ParkMonica E Canal
Grant Deed
Standard Sale (Purchase/Resales)
$281,500Financed
Jul 29, 2002
Leyla LarijaniSonia Park
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Dec 7, 2000
Claudio CaniveLeyla Larijani
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Nov 29, 1999
Roy Alexander WhiteDorothy White
Affidavit Of Death
Non-Arm's Length Transactions
$116,000Financed
Nov 4, 1999
Marjorie Gibbs, Estate Of Dorothy WhiteLeyla Larijani
Grant Deed
Standard Sale (Purchase/Resales)

Property Taxes

$5,613
2024 Tax Assessment
2.3%from previous year
Assessed Value$454,221
Tax Rate1.24%

Sunlight Analysis

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Sunlight Analysis

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Risk Assessment

Climate Risks

heatMODERATE

7 extreme heat days per year

98th percentile: 89°F

airMINIMAL

4 bad air quality days per year

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

fireMINIMAL

Insurance: Optional

windMINIMAL

Insurance: Optional

Risk Analysis

The age of the home (99 years) presents a high risk of major system failures and the need for costly updates. The R3 zoning, while offering development potential, also risks future construction in the immediate vicinity that could affect privacy and property values. The moderate air quality and heat risks may worsen over time due to climate change, potentially increasing future cooling costs and health risks. The property's appreciation rate may not be sustainable, and there's a risk of market correction, especially given the current high valuation relative to its size and condition. Potential zoning or permit challenges could arise if attempting to expand the property, given its historical nature and the neighborhood's character.
Insurance
Annual Cost

$3,924

$327 per month

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Schools

Showing top 5 of 13 schools

Patrick Henry High School

Public•Grades 9-12
8/10
High
2,424 students

Lewis Middle School

Public•Grades 6-8
8/10
Middle
1,061 students

Garfield Elementary School

Public•Grades K-5
8/10
Elementary
227 students

Edison Elementary School

Public•Grades K-5
7/10
Elementary
404 students

Normal Heights Elementary School

Public•Grades K-5
7/10
Elementary
319 students

Financials

Monthly Costs
Market Rent (3 bed)

$3,279

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,090,000
Price/sqft
$1,282
Layout
3 bd•1 ba
Days on market
44 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$595,667

83.0%

Your price is 83.0% above average

Median Price

$589,000

85.1%

Based on 6 recent sales

Price per Sq.Ft

$750

71.0%

Your price is 71.0% above average $/sqft

Comparable Properties

3057 Walton Pl, Normal Heights, CA 92116
Price: $580,000
Sq.Ft: 809
Beds/Baths: 3/1
$/Sq.Ft:
$71744.1%
Sale Date: 10/30/2024
4451 35th St #6, Normal Heights, CA 92116
Price: $485,000
Sq.Ft: 820
Beds/Baths: 2/1
$/Sq.Ft:
$59153.9%
Sale Date: 10/24/2024
3967 Utah Street #1, San Diego, CA 92104
Price: $615,000
Sq.Ft: 768
Beds/Baths: 2/1
$/Sq.Ft:
$80137.6%
Sale Date: 11/4/2024
3208 Meade Avenue, Normal Heights, CA 92116
Price: $795,000
Sq.Ft: 889
Beds/Baths: 2/1
$/Sq.Ft:
$89430.3%
Sale Date: 10/17/2024
4747 Hamilton St #25, Normal Heights, CA 92116
Price: $589,000
Sq.Ft: 728
Beds/Baths: 2/1
$/Sq.Ft:
$80936.9%
Sale Date: 10/21/2024
4244 Cherokee #3, North Park, CA 92104
Price: $510,000
Sq.Ft: 742
Beds/Baths: 2/1
$/Sq.Ft:
$68746.4%
Sale Date: 10/8/2024

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