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3996 Gamma St
Score
72
San Diego, CA

3996 Gamma St

1.1M
5 bd • 2 ba • 1,340 sf

This analysis was generated on 5/1/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$1,100,000
+45%vs 92113
Price/Sq.Ft
$821
+47%vs 92113
Within Fair Range
within range

Current Price

$1,100,000

Fair Range

$1,047,500 - $1,100,000

$1,100,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$1,070,000
Success Probability:High(65%)

AI Rationale

The offer reflects market conditions, needed repairs, and seller motivation. The cooling market and longer DOM suggest flexibility.

Overall Score
72
78
Home Condition
75
Natural Light
74
Value
62
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Gravel Backyard
Gravel Backyard

Gravel Backyard

The backyard is primarily gravel, lacking greenery and potentially increasing heat retention.

Wall Heater
Wall Heater

Wall Heater

The wall heater in the living room is an older model and may not be energy-efficient or aesthetically pleasing.

Chain-Link Fence
Chain-Link Fence

Chain-Link Fence

The chain-link fence surrounding the property is functional but aesthetically unappealing and offers limited privacy.

Mirrored Closet Doors
Mirrored Closet Doors

Mirrored Closet Doors

The mirrored closet doors, while functional, appear dated and detract from the room's aesthetic.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Oct
2019
$0Cash Purchase
October 28, 2019
From:Damanjit K Toor
To:Baljit S Toor
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$1,100,000
-30%List: $1,100,000+30%
20%
$220,000of $1,100,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $4,620/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$292,950
Closing Costs
+$72,950
Down Payment
$220,000
Buyer Agent Fee
$28,050
Loan Fees
$8,800
Title & Escrow
$6,600
Inspections
$900
Transfer Tax
$12,100
Prepaid Expenses
$16,500

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
41 days
vs 49 day average
This home has been listed for 41 days, while homes in this area typically sell in 49 days
Inventory Health
31
homes for sale
11 homes sold last month, indicating 2.8x more supply than demand
Price Dynamics
97.5%
of asking price
Homes typically sell for 2.5% below asking price

Price Trajectory

$679,500
Current median price
0.0%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is heating
Prices are up 4.5% over the last 3 months
3 Months
+4.5%
6 Months
-1.5%
1 Year
0.0%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 86.8% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$679,500
3 Months Ago
$423,500
+60.4%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,100,000
Price/sqft
$821
Layout
5 bd2 ba
Days on market
41 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$710,167

54.9%

Your price is 54.9% above average

Median Price

$726,000

51.5%

Based on 6 recent sales

Price per Sq.Ft

$546

50.3%

Your price is 50.3% above average $/sqft

Comparable Properties

4721 Magnus Way, San Diego, CA 92113
Price: $790,000
Sq.Ft: 1,365
Beds/Baths: 4/2
$/Sq.Ft:
$57929.5%
Sale Date: 2/21/2025
505 E 4th St, National City, CA 91950
Price: $840,000
Sq.Ft: 1,300
Beds/Baths: 4/2
$/Sq.Ft:
$64621.3%
Sale Date: 1/13/2025
132 Palm Ave, National City, CA 91950
Price: $560,000
Sq.Ft: 1,385
Beds/Baths: 4/2
$/Sq.Ft:
$40450.7%
Sale Date: 1/15/2025
3976 T St, Logan Heights, CA 92113
Price: $726,000
Sq.Ft: 1,300
Beds/Baths: 4/2
$/Sq.Ft:
$55832.0%
Sale Date: 1/9/2025
1603 Beta, National City, CA 91950
Price: $670,000
Sq.Ft: 1,359
Beds/Baths: 4/2
$/Sq.Ft:
$49339.9%
Sale Date: 11/22/2024
3654 Newton Ave Avenue, San Diego, CA 92113
Price: $675,000
Sq.Ft: 1,137
Beds/Baths: 4/2
$/Sq.Ft:
$59427.7%
Sale Date: 11/18/2024

Schools

Nearby school quality by education level

Elementary

4.0/10
Average

Middle

2.3/10
Below Average

High

3.0/10
Below Average

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

46/100
Average

Based on data from National City Police Department

Total Crime Rate
2059.5
per 100,000 residents
Violent Crime Rate
846.0
per 100,000 residents
Property Crime Rate
1202.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
834
Property Crimes
1,257
2023
Violent Crimes
858
2.9%
Property Crimes
1,170
6.9%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the foundation for cracks, especially around the perimeter and near any additions or modifications.

Thoroughly inspect the electrical panels in both units. Open them up (if safe and accessible) and look for any signs of corrosion, loose wiring, or non-standard installations.

Inspect the roof closely for any signs of damage, such as missing or cracked shingles, sagging, or water stains. Pay close attention to areas around vents and chimneys.

Check the drainage around the property, especially given the flood risk. Look for proper grading and functioning gutters and downspouts.

Inspect the wall heaters for proper operation and safety. Check for any gas leaks or carbon monoxide emissions (if gas-powered).

Take photos and videos of any areas of concern, including cracks, leaks, or damage.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation of the recent renovations, including permits and contractor information?

What is the current monthly rental income for each unit, and what are the terms of the leases with the long-term tenants?

Are there any known issues with the plumbing, electrical, or HVAC systems in either unit?

Has the property ever flooded, and if so, what measures have been taken to mitigate future flooding?

Are there any open permits on the property?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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