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820 N Delaware St APT 214
Score
76
San Mateo, CA

820 N Delaware St APT 214

699K
2 bd • 1 ba • 974 sf

This analysis was generated on 7/30/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$699,000
-36%vs 94401
Price/Sq.Ft
$718
-5%vs 94401
Within Estimated Range
within range

Current Price

$699,000

Estimated Range

$670,000 - $710,000

$699,000
Below Market-20%
Above Market+20%

*AI analysis for entertainment only - not professional appraisal. Consult licensed professionals for property valuations.*

Market Data Points

4 data points for educational exploration

*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*

AI Suggested Range (Entertainment Only)

$685,000
AI Success Estimate:High(70%)
*Entertainment only - actual results may vary*

AI Rationale

Reflects fair market value adjusted for necessary repairs and market conditions. The property's days on market and cooling trend suggest seller motivation.

AI Analysis Score
76
75
Home Condition
83
Natural Light
83
Value
68
Location

*AI scoring for entertainment purposes only. Scores are subjective and not professional evaluations. Consult professionals for property assessments.*

Visual Insights

AI-analyzed spaces with reimagining capabilities

Worn Carpet
Worn Carpet

Worn Carpet

The carpet throughout the living spaces and bedrooms appears worn and dated. Replacing it would significantly improve the overall aesthetic.

Mirrored Backsplash
Mirrored Backsplash

Mirrored Backsplash

The kitchen features mirrored backsplash which is a dated design element. It also makes the space feel cluttered.

Electric Baseboard Heater
Electric Baseboard Heater

Electric Baseboard Heater

The electric baseboard heater in the bedroom is an inefficient and outdated heating system.

Outdated Ceiling and Lighting
Outdated Ceiling and Lighting

Outdated Ceiling and Lighting

The common room has outdated ceiling tiles and lighting fixtures.

Worn Flooring
Worn Flooring

Worn Flooring

The flooring in the common room appears worn and dated.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$4,500

Replace Worn Carpet

$4,500
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Dec
2008
$0Cash Purchase
December 29, 2008
From:Gwendolyn Matsuda
To:Gwendolyn Matsuda, Matsuda Family Trust
Intrafamily Transfer
Non-Arm's Length Transactions

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$699,000
-30%List: $699,000+30%
20%
$139,800of $699,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $2,936/year, HOA: $784/month

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$186,485
Closing Costs
+$46,685
Down Payment
$139,800
Buyer Agent Fee
$17,825
Loan Fees
$5,592
Title & Escrow
$4,194
Inspections
$900
Transfer Tax
$7,689
Prepaid Expenses
$10,485

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Data Buyer Power
Market Speed
39 days
vs 56 day average
This home has been listed for 39 days, while homes in this area typically sell in 56 days
Inventory Health
49
homes for sale
16 homes sold last month, indicating 3.1x more supply than demand
Price Dynamics
101.1%
of asking price
Homes typically sell for 1.1% above asking price

*Market analysis for entertainment purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*

Price Trajectory

$1,125,000
Current median price
-17.7%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Historical Data: data suggests decline
Prices are down 15.1% over the last 3 months
3 Months
-15.1%
6 Months
-8.5%
1 Year
-17.7%

*Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.*

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market decreasing 48.7% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$1,125,000
3 Months Ago
$1,165,000
3.4%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$699,000
Price/sqft
$718
Layout
2 bd1 ba
Days on market
39 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,172,500

40.4%

Your price is 40.4% below average

Median Price

$1,235,000

43.4%

Based on 6 recent sales

Price per Sq.Ft

$1,185

39.4%

Your price is 39.4% below average $/sqft

Comparable Properties

1016 E Santa Inez Avenue, San Mateo, CA 94401
Price: $1,140,000
Sq.Ft: 990
Beds/Baths: 2/1
$/Sq.Ft:
$1,15260.5%
Sale Date: 5/31/2025
303 Highland Avenue, San Mateo, CA 94401
Price: $1,210,000
Sq.Ft: 1,010
Beds/Baths: 2/1
$/Sq.Ft:
$1,19866.9%
Sale Date: 5/25/2025
136 Huron Ave, San Mateo, CA 94401
Price: $1,250,000
Sq.Ft: 930
Beds/Baths: 2/1
$/Sq.Ft:
$1,34487.3%
Sale Date: 4/18/2025
431 State Street, San Mateo, CA 94401
Price: $1,235,000
Sq.Ft: 990
Beds/Baths: 3/1
$/Sq.Ft:
$1,24773.8%
Sale Date: 3/5/2025
50 N San Mateo Drive #101, San Mateo, CA 94401
Price: $650,000
Sq.Ft: 804
Beds/Baths: 1/1
$/Sq.Ft:
$80812.7%
Sale Date: 4/15/2025
1502 Monroe Avenue, San Mateo, CA 94401
Price: $1,550,000
Sq.Ft: 1,140
Beds/Baths: 3/1
$/Sq.Ft:
$1,36089.5%
Sale Date: 3/16/2025

Schools

Nearby school quality by education level

Elementary

4.3/10
Average

Middle

5.7/10
Average

High

7.0/10
Good

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 1 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

78/100
Good

Based on data from Hillsborough Police Department

Total Crime Rate
93.0
per 100,000 residents
Violent Crime Rate
11.0
per 100,000 residents
Property Crime Rate
82.0
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
5
Property Crimes
82
2023
Violent Crimes
17
240.0%
Property Crimes
82
No change

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Educational Tour Ideas

Educational suggestions for property tours

Thoroughly inspect the kitchen and bathroom for signs of water damage around plumbing fixtures and under sinks.

Inspect the condition of the carpet, paying close attention to stains, wear patterns, and any signs of moisture or mold.

Inspect the electric panel for any signs of corrosion, rust, or damage.

Educational Questions

Sample questions for educational purposes

Has the HOA conducted a reserve study recently, and can we review it?

What is the HOA's policy regarding flood insurance, given the extreme flood risk assessment?

Has the HOA addressed the increasing flood risk identified in the climate risk assessment, and what measures have been taken?

Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.

Property Discussion

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