masterkey logo
757 Armadillo Dr
Deltona, FL

757 Armadillo Dr

$429,600
4 bd • 3 ba • 3,011 sf

This analysis was generated by artificial intelligence on 1/24/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$429,600

Price/Sq.Ft

$143

Year Built

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

The property at 757 Armadillo Dr, Deltona, FL 32725 offers exceptional value at $142.68/sqft, which is significantly lower than the average price of $200-$250/sqft for similar homes in Deltona. With 3,011 sqft, it's approximately 25% larger than the typical 4-bedroom home in the area (average 2,400 sqft). The spacious 4-bedroom, 3-bathroom layout provides ample living space, making it suitable for larger families or those desiring extra rooms for offices or guests. The brick exterior suggests solid construction and potentially lower maintenance costs. The property appears to be situated on a generously sized lot with mature trees, offering privacy and natural shade which can help reduce cooling costs in Florida's climate.

The Bad

The lack of detailed information about the year built, property features, and utilities is concerning. This absence of data could indicate an older home with potential hidden issues or outdated systems. The cracked and uneven driveway visible in the image suggests possible foundation issues or general neglect in maintenance. The landscaping, while providing privacy, appears somewhat overgrown, which might indicate ongoing maintenance challenges or costs. Given Deltona's reliance on well water and septic systems, the lack of information on these critical utilities is a significant concern that requires immediate investigation.

The Ugly

The property's price of $429,600 is significantly above Deltona's median home value (typically around $250,000-$300,000), which could indicate overpricing or unique features not apparent from the available information. This high price point, combined with Deltona's median income of $61,502, suggests potential affordability issues for many local buyers. The total monthly ownership costs could be substantial, potentially exceeding $3,000 when accounting for mortgage, property taxes, insurance, and maintenance. Florida's vulnerability to hurricanes and floods could lead to high insurance premiums, possibly $2,000-$3,000 annually. If the home uses a septic system, replacement costs could reach $10,000-$20,000 if needed.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is best suited for buyers with a household income of at least $130,000, based on a 28% front-end debt-to-income ratio. It's ideal for larger families or multi-generational households needing 4+ bedrooms and ample living space. The property could appeal to remote workers or professionals who need home office space. Investors might consider the property for long-term appreciation potential, given Deltona's growth trajectory. The spacious layout and potential for privacy make it suitable for buyers downsizing from even larger homes but still wanting significant space.

Not For

This property is not suitable for first-time homebuyers or those with incomes below $130,000 due to the high purchase price and potential maintenance costs. It's not ideal for investors seeking immediate positive cash flow, as the high purchase price versus typical rental rates ($1,960 for 4-bedroom homes) suggests a low initial cap rate. Buyers looking for a low-maintenance property or those uncomfortable with potential septic and well water systems should avoid this home. Additionally, it's not suitable for those seeking newer construction with modern amenities, given the lack of information about the build year and features.
Demographics
Area Median Income

$61,502

Price Prediction Challenge

Think you know what 757 Armadillo Dr will sell for? Put your market expertise to the test!

Be the first to predict

Your local insight could help set the benchmark for other buyers.

No predictions yet

Kick off the challenge by making your guess. You'll help other buyers get a feel for this property’s value—and you might just claim the top spot when it sells.

Unlock Premium Features

Supercharge Your Property Analysis

Get unlimited AI-powered insights and analysis to make confident decisions about any property you're interested in.

Best for serious buyers
  • Unlimited AI analysis
  • Unlimited AI chat
  • Advanced tools & insights
$24.92/mo
Billed yearlySave 17% ($60/year)
Cancel anytime • 30-day money-back guarantee

Risk Assessment

Risk Analysis

Major risks include potential foundation issues suggested by the cracked driveway, which could cost $5,000-$15,000 or more to repair. The unknown age of the home poses risks of outdated electrical, plumbing, or HVAC systems, with replacement costs potentially reaching $20,000-$30,000. Deltona's susceptibility to sinkholes is a geological risk that could affect the property's stability and insurance costs. The area's reliance on well water and septic systems presents ongoing maintenance concerns and potential for costly repairs. Climate-related risks are significant, with potential for hurricane damage and flooding, which could lead to insurance premiums increasing by 20-30% in coming years. The high price point relative to local median income suggests potential for extended time on market if resale becomes necessary.

Financials

Monthly Costs

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$211,780

-50.7% below list price

Median Price

$75,000

Based on 5 recent sales

Price per Sq.Ft

$162

Comparable Properties

998 SYLVIA DRIVE, DELTONA, FL 32725
Price: $442,500
Sq.Ft: 2,738
Beds/Baths: 5/3
$/Sq.Ft:
$16213.3%
Sale Date: 11/20/2024
998 Sylvia Drive, Deltona, FL 32725
Price: $442,500
Sq.Ft: 2,738
Beds/Baths: 5/3
$/Sq.Ft:
$16213.3%
Sale Date: 8/25/2024
1280 S SEAGATE DRIVE, DELTONA, FL 32725
Price: $75,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 11/18/2024
631 VICKSBURG STREET, DELTONA, FL 32725
Price: $53,900
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 8/23/2024
2162 E GLORIA DRIVE, DELTONA, FL 32725
Price: $45,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 8/22/2024

Frequently Asked Questions

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Potential Savings

$12,888

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow® listing.

Free Analysis
AI-Powered Insights
Instant Results