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5525 Scotts Valley Dr UNIT 28
Score
60
Scotts Valley, CA

5525 Scotts Valley Dr UNIT 28

899K
3 bd • 3 ba • 1,530 sf

This analysis was generated on 3/28/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$899,000
-24%vs 95066
Price/Sq.Ft
$588
-7%vs 95066
Within Fair Range
within range

Current Price

$899,000

Fair Range

$870,000 - $899,000

$899,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$870,000
Success Probability:Very Low(0.65%)

AI Rationale

Accounts for renovation costs and market trends. Seller motivation is high due to extended listing period and market transition.

Overall Score
60
70
Home Condition
80
Natural Light
44
Value
72
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Kitchen Cabinets and Countertops
Kitchen Cabinets and Countertops

Kitchen Cabinets and Countertops

Dated knotty pine cabinets and granite countertops

Bathroom Fixtures
Bathroom Fixtures

Bathroom Fixtures

Outdated shower surround and vanity

Bedroom Carpet
Bedroom Carpet

Bedroom Carpet

Worn carpet in bedrooms

Dated Balcony Railing
Dated Balcony Railing

Dated Balcony Railing

The balcony railing is dated and could be updated for a more modern look.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$15,000

Kitchen Remodel

$15,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Apr
2022
$0Cash Purchase
April 1, 2022
From:Miyako K Cantrell, Miyako Cantrell Trust
To:Miyako K Cantrell
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$899,000
-30%List: $899,000+30%
20%
$179,800of $899,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year, HOA: $585/month

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$239,585
Closing Costs
+$59,785
Down Payment
$179,800
Buyer Agent Fee
$22,925
Loan Fees
$7,192
Title & Escrow
$5,394
Inspections
$900
Transfer Tax
$9,889
Prepaid Expenses
$13,485

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 19 day average
This is a new listing, while homes in this area typically sell in 19 days
Inventory Health
17
homes for sale
7 homes sold last month, indicating 2.4x more supply than demand
Price Dynamics
99.4%
of asking price
Homes typically sell for 0.6% below asking price

Price Trajectory

$1,075,000
Current median price
+1.7%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is strongly cooling
Prices are down 20.5% over the last 3 months
3 Months
-20.5%
6 Months
-17.3%
1 Year
+1.7%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 94.3% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$1,075,000
3 Months Ago
$899,500
+19.5%

Schools

Nearby school quality by education level

Elementary

7.0/10
Good

Middle

8.0/10
Excellent

High

8.0/10
Excellent

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

69/100
Good

Based on data from Santa Cruz Police Department

Total Crime Rate
2883.0
per 100,000 residents
Violent Crime Rate
971.0
per 100,000 residents
Property Crime Rate
1874.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
1,000
Property Crimes
2,266
2023
Violent Crimes
942
5.8%
Property Crimes
1,558
31.2%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Thoroughly inspect the attic for proper insulation, ventilation, and any signs of leaks or water damage.

Check the electrical panel for proper labeling, adequate capacity, and any signs of overheating or corrosion.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation of the solar panel system's installation date, warranty, and any maintenance records?

Has the HOA conducted any reserve studies recently, and are there any planned special assessments for major repairs or improvements to the community pool, spa, or other common areas?

Given the age of the townhouse (1979), has the plumbing ever been updated to address potential lead pipe issues?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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