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1436 Diamond St
Score
0
San Francisco, CA

1436 Diamond St

1.8M
2 bd • 2 ba • 1,312 sf

This analysis was generated on 1/23/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$1,795,000

Price/Sq.Ft

$1,368

Year Built

1940

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

This 1940 Noe Valley home offers a prime location in one of San Francisco's most desirable neighborhoods. At $1,795,000, it's priced 3% below its 2020 sale price of $1,850,000, presenting potential value in a typically appreciating market. The property boasts an excellent walk score, with proximity to parks (Walter Haas, Christopher, Douglass) and the scenic Castro Hill open space. Its $1,368/sqft price is competitive for Noe Valley, where average prices often exceed $1,500/sqft. Recent updates include an open-concept main level with skylights, a custom wet bar, and an updated kitchen, enhancing both functionality and appeal. The multi-tiered landscaped backyard with a gazebo adds significant outdoor living space, a premium feature in urban San Francisco. Climate risk scores are exceptionally low, with minimal flood (1/10), fire (1/10), and wind (1/10) risks, potentially leading to lower insurance costs.

The Bad

At 1,312 sqft, the home is smaller than many family-sized properties in the area, potentially limiting its appeal to larger households. The 2-bedroom layout may be restrictive for families needing more space. While the home has been updated, its 1940 construction date suggests potential for hidden maintenance issues or needed upgrades in core systems like plumbing or electrical. The estimated insurance cost of $6,462/year is relatively high, about 0.36% of the property value, compared to a typical range of 0.2-0.3%. The nearby Lick Middle School's low rating of 3/10 could be a concern for families with school-age children.

The Ugly

The property faces a severe air quality risk (7/10) with 13 bad air days per year, which could impact health and quality of life. This may necessitate investment in air purification systems. The total monthly ownership costs are high, estimated at around $10,000 ($7,479 mortgage at 3% down + $539 property tax + $539 insurance + $1,500 estimated maintenance/utilities). This requires a household income of approximately $400,000 annually, assuming a 30% housing cost ratio. The property's appreciation has been minimal since 2020, potentially indicating market stagnation or slight decline in the short term. Given the age of the house, major systems (HVAC, roof, plumbing) may need replacement in the near future, with potential costs exceeding $50,000.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is ideal for high-income professionals or couples with household earnings above $400,000 annually. It suits those prioritizing a prime Noe Valley location and valuing outdoor space. The home is perfect for buyers seeking a blend of classic San Francisco charm with modern updates. Investors might see potential in the slight price decrease and long-term appreciation prospects of Noe Valley real estate. The flexible lower level with a bonus room makes it suitable for those needing a home office or guest space. The property would appeal to tech workers due to its proximity to shuttle stops and easy highway access for Peninsula commutes.

Not For

This property is not suitable for larger families requiring more than 2 bedrooms or over 1,500 sqft of living space. It's inappropriate for buyers with household incomes below $400,000 due to high monthly costs. Those with respiratory sensitivities should be cautious due to the high air quality risk. Investors seeking immediate high returns may find the recent price trends disappointing. The property isn't ideal for those prioritizing top-rated public schools, given the mixed local school ratings.
Demographics
Area Median Income

$181,329

Property History

Price History
Ownership Timeline
$1,850,000Financed
Apr 1, 2020
Gilhian Louise Lash, Gilhian Louise LashSanyam Bhasin, Astha Trivedi
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Oct 8, 2013
Gillian Louise Lash, Deanne Michelle LohmarGillian Louise Lash
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Sep 3, 2011
Gillian L LashGillian Louise Lash, Deanne Michelle Lohmar
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Jul 31, 2001
Gillian LashGillian L Lash
Intrafamily Transfer
Non-Arm's Length Transactions
$375,500Financed
Jun 28, 1996
Louis S Coloia PhdWendy Williams, Gillian Lash
Grant Deed
Standard Sale (Purchase/Resales)

Property Taxes

$24,026
2024 Tax Assessment
1.5%from previous year
Assessed Value$1,983,570
Tax Rate1.21%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Schools

Nearby school quality by education level

Middle

3.0/10
Below Average

High

6.0/10
Good

Financials

Monthly Costs
Market Rent (2 bed)

$3,360

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,795,000
Price/sqft
$1,368
Layout
2 bd2 ba
Days on market
7 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,509,167

18.9%

Your price is 18.9% above average

Median Price

$1,510,000

18.9%

Based on 6 recent sales

Price per Sq.Ft

$1,141

19.9%

Your price is 19.9% above average $/sqft

Comparable Properties

75 Knollview Way, San Francisco, CA 94131
Price: $1,510,000
Sq.Ft: 1,291
Beds/Baths: 3/2
$/Sq.Ft:
$1,17014.5%
Sale Date: 12/22/2024
436 Capp Street, San Francisco, CA 94110
Price: $1,420,000
Sq.Ft: 1,400
Beds/Baths: 2/2
$/Sq.Ft:
$1,01425.9%
Sale Date: 11/11/2024
183 Marview Way, San Francisco, CA 94131
Price: $1,565,000
Sq.Ft: 1,274
Beds/Baths: 3/2
$/Sq.Ft:
$1,22810.2%
Sale Date: 10/23/2024
3620 19th Street #38, San Francisco, CA 94110
Price: $1,460,000
Sq.Ft: 1,331
Beds/Baths: 3/2
$/Sq.Ft:
$1,09719.8%
Sale Date: 10/10/2024
4300 19th Street, San Francisco, CA 94114
Price: $1,975,000
Sq.Ft: 1,349
Beds/Baths: 2/2
$/Sq.Ft:
$1,4647.0%
Sale Date: 10/11/2024
64 Molimo Dr, San Francisco, CA 94127
Price: $1,125,000
Sq.Ft: 1,290
Beds/Baths: 3/2
$/Sq.Ft:
$87236.3%
Sale Date: 10/4/2024

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