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1194 Mateo Miller Cir
Score
74
San Ramon, CA

1194 Mateo Miller Cir

2.3M
4 bd • 4 ba • 2,854 sf

This analysis was generated on 3/17/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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List Price

$2,250,000

Price/Sq.Ft

$788

Year Built

2023

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Quartz Countertops: Durable and aesthetically pleasing, adds approximately $3,000 in value. • Stainless Steel Appliances: Modern and efficient, adds approximately $4,000 in value. • Engineered Hardwood Flooring: Durable and stylish, adds approximately $5,000 in value. • Balcony with View: Adds outdoor living space and enhances appeal, approximately $7,000 value. • Open Concept Living Area • Modern Kitchen with Island • Updated Bathrooms • Balcony with View • Recessed Lighting • Price Position: The price per square foot is $788.37. Without comparable sales data in the immediate area, it's difficult to determine if this is a competitive price. Further analysis is needed to compare this to similar properties in the Dougherty Valley. • Appreciation Trend: The property was purchased for $1,969,500 in July 2023 and is now listed for $2,250,000, representing a 14.2% increase in less than two years. This suggests strong appreciation, but it's crucial to compare this to overall market trends in San Ramon during that period. • Investment Opportunity: After $3,500 in renovations, potential $96,500 equity gain (2757.1% ROI) • Rental Income: $4,810/month with 99% occupancy (0.0% cap rate) • Schools: Proximity to top-rated San Ramon schools, particularly California High School, adds an estimated 5-10% premium to property values compared to similar homes in less desirable school zones. • Safety: Violent crime is lower than state and national averages (-25.4% and -31.6% respectively). Property crime is significantly higher than state and national averages (45.5% and 74.6% respectively). Motor vehicle theft is very high, exceeding state and national averages by 159.8% and 317.0% respectively. • Future Development: No specific planned developments are identified in the immediate vicinity. The property description mentions proximity to area parks and shopping. • Excellent natural light throughout the main living areas due to large windows and balcony access. Bedrooms also have ample natural light.
Quartz Countertops

Quartz Countertops

Durable and aesthetically pleasing, adds approximately $3,000 in value.

Stainless Steel Appliances

Stainless Steel Appliances

Modern and efficient, adds approximately $4,000 in value.

Engineered Hardwood Flooring

Engineered Hardwood Flooring

Durable and stylish, adds approximately $5,000 in value.

Balcony with View

Balcony with View

Adds outdoor living space and enhances appeal, approximately $7,000 value.

The Bad

• Update Dining Room Lighting (LOW priority): $1,500 • Replace Bedroom Carpeting (MEDIUM priority): $2,000 • Severe fire risk (7/10) and air quality risk (8/10) necessitate higher insurance costs and potential health concerns for residents. • Property crime rate is significantly higher than state and national averages, which may deter some buyers. • The 14.2% price increase since the original sale in 2023 may be perceived as aggressive by buyers, especially if comparable sales do not support this valuation. • Safety Concern: Score 47/100 - Violent crime is lower than state and national averages (-25.4% and -31.6% respectively). Property crime is significantly higher than state and national averages (45.5% and 74.6% respectively). Motor vehicle theft is very high, exceeding state and national averages by 159.8% and 317.0% respectively.

The Ugly

• Climate Risk: Due to the 'Severe' fire risk, insurance costs are expected to be 'Critical' and significantly higher than average. Exact figures depend on the insurance provider, but expect premiums in the range of $4,000 - $8,000 annually. Flood insurance is not critical due to minimal flood risk.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

Rental Property Investors: Potential annual revenue of $57,720 with 99% occupancy rate Value Investors: Projected 14.4% appreciation potential in moderate scenario Renovation-Minded Buyers: Estimated $3,500 in strategic upgrades could significantly increase property value

Not For

Risk-averse buyers: Property faces significant climate-related insurance costs and risks
Demographics
Area Median Income

$161,347

Property History

Price History
Ownership Timeline
$0Cash Purchase
Jul 17, 2023
Harshad Khurjekar, Ambika KeskarToll West Coast Llc
Deed
Non-Arm's Length Transactions
$1,969,500Financed
Jun 8, 2023
Toll West Coast LlcHarshad Khurjekar, Ambika Keskar
Grant Deed
New Construction Residential Transactions

Property Taxes

$40,432
2024 Tax Assessment
624.4%from previous year
Assessed Value$1,969,200
Tax Rate2.05%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Schools

Nearby school quality by education level

Middle

8.0/10
Excellent

High

9.0/10
Excellent

Financials

Monthly Costs
Market Rent (4 bed)

$2,150

Get a detailed estimate on Zillow
HOA Fee

$113

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$2,250,000
Price/sqft
$788
Layout
4 bd4 ba
Days on market
14 daysat time of analysis

Stats in the Area

Based on 3 comparable properties nearby

Average Price

$1,932,500

16.4%

Your price is 16.4% above average

Median Price

$1,937,500

16.1%

Based on 3 recent sales

Price per Sq.Ft

$717

10.0%

Your price is 10.0% above average $/sqft

Comparable Properties

18 Tea Tree Ct., Danville, CA 94526
Price: $1,550,000
Sq.Ft: 2,326
Beds/Baths: 4/4
$/Sq.Ft:
$66615.5%
Sale Date: 9/20/2024
300 Domingo Ct, San Ramon, CA 94583
Price: $1,937,500
Sq.Ft: 2,718
Beds/Baths: 5/3
$/Sq.Ft:
$7139.6%
Sale Date: 1/16/2025
928 Regalo Way, San Ramon, CA 94583
Price: $2,310,000
Sq.Ft: 2,995
Beds/Baths: 5/3
$/Sq.Ft:
$7712.2%
Sale Date: 1/16/2025

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