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510 Windham St
Score
82
Santa Cruz, CA

510 Windham St

2.3M
3 bd • 3 ba • 2,495 sf

This analysis was generated on 6/15/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$2,325,000
+63%vs 95062
Price/Sq.Ft
$932
-5%vs 95062
Within Fair Range
within range

Current Price

$2,325,000

Fair Range

$2,300,000 - $2,350,000

$2,325,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$2,300,000
Success Probability:High(60%)

AI Rationale

Reflects minor adjustments for identified repairs in a balanced market.

Overall Score
82
81
Home Condition
80
Natural Light
94
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Wood Burning Stove
Wood Burning Stove

Wood Burning Stove

The wood-burning stove may not meet current emission standards and could require replacement or upgrades to meet local regulations.

Older Wood-Burning Stove
Older Wood-Burning Stove

Older Wood-Burning Stove

The wood-burning stove in the living room appears to be an older model, potentially less efficient and may require inspection.

Dated Fireplace
Dated Fireplace

Dated Fireplace

The fireplace in the living room has a dated wood mantel and tile surround.

Low Ceilings
Low Ceilings

Low Ceilings

The attic space has low ceilings in some areas, which may limit its usability.

Dated Carpet
Dated Carpet

Dated Carpet

The carpet in the attic space appears to be dated and could benefit from replacement.

Aging Siding
Aging Siding

Aging Siding

The exterior siding appears to be aging and may require maintenance or replacement in the future.

Worn Stair Carpet
Worn Stair Carpet

Worn Stair Carpet

Stair carpet appears worn and dated.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Dec
2023
$0Cash Purchase
December 6, 2023
From:Vivian C Snyder, Karen Snyder
To:Vivian C Snyder, Karen Snyder
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$2,325,000
-30%List: $2,325,000+30%
20%
$465,000of $2,325,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $9,765/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$618,187
Closing Costs
+$153,187
Down Payment
$465,000
Buyer Agent Fee
$59,287
Loan Fees
$18,600
Title & Escrow
$13,950
Inspections
$900
Transfer Tax
$25,575
Prepaid Expenses
$34,875

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
6 days
vs 39 day average
This home has been listed for 6 days, while homes in this area typically sell in 39 days
Inventory Health
56
homes for sale
25 homes sold last month, indicating 2.2x more supply than demand
Price Dynamics
100.9%
of asking price
Homes typically sell for 0.9% above asking price

Price Trajectory

$1,437,750
Current median price
+1.1%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is strongly heating
Prices are up 9.6% over the last 3 months
3 Months
+9.6%
6 Months
+4.2%
1 Year
+1.1%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales increasing 52.4% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$1,437,750
3 Months Ago
$875,000
+64.3%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$2,325,000
Price/sqft
$932
Layout
3 bd3 ba
Days on market
6 daysat time of analysis

Stats in the Area

Based on 5 comparable properties nearby

Average Price

$1,494,000

55.6%

Your price is 55.6% above average

Median Price

$1,660,000

40.1%

Based on 5 recent sales

Price per Sq.Ft

$830

12.3%

Your price is 12.3% above average $/sqft

Comparable Properties

338 Morrissey Boulevard, Santa Cruz, CA 95062
Price: $1,855,000
Sq.Ft: 1,996
Beds/Baths: 4/3
$/Sq.Ft:
$9290.3%
Sale Date: 1/16/2025
338 Morrissey Boulevard, Santa Cruz, CA 95062
Price: $1,855,000
Sq.Ft: 1,996
Beds/Baths: 4/3
$/Sq.Ft:
$9290.3%
Sale Date: 1/16/2025
803-805 Broadway, Santa Cruz, CA 95062
Price: $1,660,000
Sq.Ft: 2,543
Beds/Baths: N/A/N/A
$/Sq.Ft:
$65329.9%
Sale Date: 5/5/2025
228 Mountain View Avenue, Santa Cruz, CA 95062
Price: $1,650,000
Sq.Ft: 2,044
Beds/Baths: N/A/N/A
$/Sq.Ft:
$80713.4%
Sale Date: 2/20/2025
609 May Avenue, Santa Cruz, CA 95060
Price: $450,000
Sq.Ft: N/A
Beds/Baths: N/A/N/A
$/Sq.Ft: N/A
Sale Date: 1/10/2025

Schools

Details about nearby schools in this area

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

69/100
Good

Based on data from Santa Cruz Police Department

Total Crime Rate
2335.5
per 100,000 residents
Violent Crime Rate
423.5
per 100,000 residents
Property Crime Rate
1874.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
447
Property Crimes
2,266
2023
Violent Crimes
400
10.5%
Property Crimes
1,558
31.2%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Thoroughly inspect the finished attic for proper ventilation and insulation, paying close attention to any signs of moisture or mold.

Test all appliances in the kitchen, including the built-in oven/range, microwave, dishwasher, refrigerator, freezer, disposal, and range hood.

Check the ADU for proper permits and compliance with local building codes. Verify that all utilities are separately metered or sub-metered.

Visually inspect the foundation for cracks, settling, or other signs of damage.

Inspect the roof from the ground (or with binoculars) for missing or damaged shingles, signs of leaks, or excessive wear and tear.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation of the permits and inspections for the ADU built in 2024?

What is the history of the wood-burning stove, including its age, last inspection, and compliance with current emission standards?

What are the current zoning regulations for the property, and are there any restrictions on future development or modifications?

Can you provide a copy of the most recent property inspection report, if one exists?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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