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1024 Masonic Ave
Score
0
San Francisco, CA

1024 Masonic Ave

1.8M
4 bd • 3 ba • 3,245 sf

This analysis was generated on 2/26/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$1,799,000

Price/Sq.Ft

$554

Year Built

1904

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Spacious Victorian Flat: The property offers 3,245 sqft of living space, providing ample room for families or those who appreciate spaciousness. • Prime Location in Haight-Ashbury: The property is located in a vibrant and historic neighborhood, offering access to cultural attractions, shops, and restaurants. • Chef's Kitchen: The property features a large chef's kitchen with professional appliances, appealing to those who enjoy cooking and entertaining. • Updated Bathrooms: The property includes luxuriously remodeled bathrooms, adding modern comfort and style. • Minimal Flood and Fire Risk: The property has a minimal flood and fire risk (1/10), reducing the likelihood of related insurance claims and property damage.

The Bad

• High Price Point: At $1,799,000, the property is expensive, even for San Francisco. This limits the pool of potential buyers. • Tenancy in Common (TIC) Structure: TIC ownership can be less desirable than traditional condo ownership due to financing and resale challenges. • Below Average Safety Score: The safety score of 42/100 indicates a higher-than-average crime rate compared to other areas. • Low-Rated Middle School: Everett Middle School's rating of 2/10 may be a significant concern for families with children in that age group. • High Estimated Insurance Cost: The estimated annual insurance cost of $6,476.4 is a significant expense, adding to the overall cost of ownership.

The Ugly

• High Property Crime Rates: San Francisco has a property crime rate of 46239.5 per 100,000 residents, which is 153.8% higher than the state average and 204.3% higher than the national average. This includes high rates of robbery (159.9% vs state, 376.0% vs national), burglary (107.0% vs state, 182.3% vs national), and motor vehicle theft (69.1% vs state, 170.0% vs national). • Declining Safety Score: The safety score of 42/100 is below average, reflecting the high crime rates in the area. This may deter potential buyers concerned about safety. • Estimated Monthly Costs of $11,769+: Assuming a 20% down payment and a 7% interest rate, the estimated monthly mortgage payment would be approximately $9,592. Adding property taxes (approximately 1.14% of the assessed value annually, or $1,713 per month) and insurance ($540 per month) results in total monthly costs of $11,769, making it an expensive property to own. • Severe Air Quality Risk (8/10): The air quality risk is severe, with 15 bad air days per year. This may require additional expenses for air filtration systems and could impact health. • Unclear HOA fees: As a TIC, the fees may not be transparent and are subject to change.

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Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers Seeking a Large Victorian Flat: The property's 3,245 sqft offers ample living space, appealing to those who appreciate the grandeur of Victorian architecture. • Individuals Valuing Haight-Ashbury's Artistic History: The property is located in a historically rich neighborhood, making it ideal for those drawn to the area's unique cultural heritage. • Buyers Interested in TIC Ownership with Condo Conversion Potential: The property offers the possibility of a quick condo conversion, appealing to those looking for individual ownership. • Buyers Comfortable with Estimated Monthly Costs of $11,769+: Individuals who have evaluated their budgets and can manage these expenses without exceeding their personal debt-to-income preferences (around 33%)—including mortgage, taxes, and insurance.

Not For

• Buyers Seeking Traditional Condo Ownership: The property is a Tenancy in Common (TIC), which may not appeal to those looking for fee-simple condo ownership. • Buyers Sensitive to Air Quality Issues: The property has a severe air quality risk (8/10), which may deter those with respiratory sensitivities. • Buyers on Strict Budgets: The high price point and estimated monthly costs may not be suitable for buyers seeking more affordable options. • Buyers Prioritizing School Ratings: Everett Middle School has a low rating (2/10), which may be a concern for families with middle school-aged children.
Demographics
Area Median Income

$174,419

Property History

Price History
Ownership Timeline
$0Cash Purchase
Mar 26, 2016
Sondra Alexander, Alexander Family Living TrustSondra Alexander, The Alexander Family Living Trust
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
Jul 11, 2003
Jacob Alexander, Sandra AlexanderJacob Alexander, Sondra Alexander
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Mar 1, 2002
Jacob Alexander, Sondra AlexanderJacob Alexander, Sandra Alexander
Intrafamily Transfer
Non-Arm's Length Transactions

Market Insights

Real-time analysis of the local housing market

January 2025
Seller's Market

This is currently a competitive market for buyers in 94117. Homes are selling quickly and often above asking price, so be prepared to act fast and make strong offers.

$1,575,000
$1/sqft
2.9%
Change from last month
Your price: $1.8M (+14%)
Your price/sqft: $554/sqft (+55339%)
39
7 sold last month
7.1%
Change from last month
39 days
Average for homes in this area
39.8%
Change from last month
This property: 53 days (+36%)

Sale Price Distribution

Last month
4
Over Asking
homes
0
At Asking
homes
3
Under Asking
homes
Total: 7 homes sold

If you're buying a home in 94117, you could pay more than the asking price. 57.1% of homes here sold above asking price last month.

Sale Time Distribution

Last month
4
Under 30 Days
homes
2
30-90 Days
homes
Your property
1
Over 90 Days
homes
Total: 7 homes sold

Many homes in 94117 are selling fast, if you're buying plan to act quickly.

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Risk Assessment

Climate Risks

airSEVERE

15 bad air quality days per year

heatMINIMAL

7 extreme heat days per year

98th percentile: 76°F

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

fireMINIMAL

Insurance: Optional

windMINIMAL

Insurance: Optional

Safety Analysis

42/100
Average

Based on data from San Francisco Police Department

Total Crime Rate
56889.0
per 100,000 residents
Violent Crime Rate
10315.5
per 100,000 residents
Property Crime Rate
46239.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
10,070
Property Crimes
48,103
2023
Violent Crimes
10,561
4.9%
Property Crimes
45,044
6.4%

Risk Analysis

• Tenancy in Common (TIC) Ownership: TIC properties can be more difficult to finance and sell compared to traditional condos. Lenders may require higher down payments or charge higher interest rates. • Severe Air Quality Risk (8/10): This could lead to health concerns and the need for air filtration systems, adding to ongoing costs. The 15 bad air days per year may impact outdoor activities. • High Crime Rates: San Francisco has significantly higher property crime rates compared to state and national averages, which may affect insurance rates and perceived safety. • School Ratings: Everett Middle School's low rating (2/10) may be a concern for families with children in that age group. • Price History Volatility: The property has experienced significant price changes over the past few years, indicating potential market volatility. The initial listing price of $3,200,000 in 2022 was reduced to $1,799,000 in 2025, a decrease of 43.8%.
Insurance
Annual Cost

$6,476

$540 per month

Cost & Affordability

Monthly Costs

Breakdown of estimated monthly expenses for this property

Monthly Payment
$0
* Estimated at 1% of home value annually. Actual costs may vary.
Not Included in Estimate
• Utilities (electricity, gas, water, internet)
• Home improvements and upgrades
• Landscaping and yard maintenance
• Pest control and home services
• Emergency repairs and replacements

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20.0% of purchase price

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$1,799 monthly
$540 monthly

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Schools

Showing top 5 of 41 schools

Lowell High School

Public•Grades 9-12
10/10
High
2,774 students

Lilienthal (claire) Elementary School

Public•Grades K-8
9/10
ElementaryMiddle
697 students

Lawton Alternative Elementary School

Public•Grades K-8
9/10
ElementaryMiddle
593 students

Chinese Immersion School At Deavila

Public•Grades K-5
9/10
Elementary
387 students

Asawa (ruth) San Francisco School Of The Arts, A Public School.

Public•Grades 9-12
9/10
High
795 students

Financials

Monthly Costs
Market Rent (4 bed)

$4,450

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,799,000
Price/sqft
$554
Layout
4 bd•3 ba
Days on market
53 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,878,333

4.2%

Your price is 4.2% below average

Median Price

$2,000,000

10.1%

Based on 6 recent sales

Price per Sq.Ft

$598

7.3%

Your price is 7.3% below average $/sqft

Comparable Properties

245-247 Diamond Street, San Francisco, CA 94114
Price: $1,800,000
Sq.Ft: 3,280
Beds/Baths: 5/3
$/Sq.Ft:
$5491.0%
Sale Date: 10/18/2024
1229-1231 2nd Avenue, San Francisco, CA 94122
Price: $2,005,000
Sq.Ft: 3,732
Beds/Baths: 5/3
$/Sq.Ft:
$5373.1%
Sale Date: 10/12/2024
136 Belvedere Street, San Francisco, CA 94117
Price: $2,000,000
Sq.Ft: 2,774
Beds/Baths: 4/3
$/Sq.Ft:
$72130.0%
Sale Date: 9/6/2024
1475 5th Avenue, San Francisco, CA 94122
Price: $2,895,000
Sq.Ft: 2,746
Beds/Baths: 5/4
$/Sq.Ft:
$1,05490.2%
Sale Date: 1/24/2025
32-34 Ashbury Street, San Francisco, CA 94117
Price: $1,870,000
Sq.Ft: 3,770
Beds/Baths: 4/4
$/Sq.Ft:
$49610.5%
Sale Date: 1/16/2025
720-722 Masonic Avenue, San Francisco, CA 94117
Price: $700,000
Sq.Ft: 3,051
Beds/Baths: N/A/N/A
$/Sq.Ft:
$22958.6%
Sale Date: 11/6/2024

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