Score
0Fair Oaks, CA
8500 Nephi Way
1.3M
5 beds
4 baths
3,564 sqft
5 bd • 4 ba • 3,564 sf
This analysis was generated on 2/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$1,275,000
Price/Sq.Ft
$358
Year Built
1979
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Large lot size: The 1.2-acre lot provides ample space for outdoor activities, gardening, and privacy, which is highly desirable in Fair Oaks.
• Recent upgrades: The new roof, refreshed deck, replaced driveway and concrete, fresh paint, and pool upgrades enhance the property's value and appeal.
• Desirable location: Situated in an established and highly desirable neighborhood in Fair Oaks, the property offers a prime location with access to amenities and the American River Parkway.
• Energy efficiency: The solar system reduces electricity costs and promotes sustainable living.
• Spacious layout: With 5 bedrooms and 4 bathrooms spread across 3,564 sqft, the home offers plenty of room for a growing family or those who enjoy having extra space.
The Bad
• High estimated insurance costs: At $4,590 per year, insurance is significantly higher than the national average, driven by moderate fire risk and other location-specific factors.
• Moderate fire risk: A fire risk score of 4/10 necessitates proactive fire safety measures and may increase insurance premiums.
• Extreme air quality risk: With a score of 10/10 and 30 bad air days per year, air quality is a significant concern, potentially impacting health and outdoor activities.
• Average school ratings: Earl Legette Elementary (6/10) and Andrew Carnegie Middle School (6/10) have average ratings, which may be a concern for families prioritizing education. Bella Vista High School has a slightly better rating of 7/10.
• Rising violent crime rates: While violent crime rates are lower than state and national averages, they have increased from 767 incidents in 2022 to 903 incidents in 2023, indicating a concerning trend.
The Ugly
• Extreme Heat Risk: The severe heat risk (7/10) and a 98th percentile temperature of 102°F indicates potential for high energy bills and discomfort during summer months.
• Property crime rate slightly above national average: While violent crime is lower, the property crime rate is 5.2% higher than the national average, raising security concerns.
• 70% price increase since 2016: The significant price increase since the 2016 listing may indicate an overvaluation or market instability.
• Home built in 1979: Despite recent upgrades, the home's age may lead to potential maintenance issues and outdated infrastructure compared to newer constructions.
• High upfront investment: The $1,275,000 listing price requires a substantial down payment, potentially limiting affordability for some buyers.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Families prioritizing access to top-rated schools: Located near Earl Legette Elementary (6/10), Andrew Carnegie Middle School (6/10), and Bella Vista High School (7/10), this home offers a strong educational environment.
• Homeowners seeking ample space and storage: The 3,564 sqft home includes 5 bedrooms, 4 bathrooms, a 3-car garage, RV parking, and basement storage, providing abundant room for a growing household.
• Buyers desiring a move-in-ready home with recent upgrades: Featuring a new roof, refreshed deck, replaced driveway, new concrete, fresh paint, pool upgrades, and a solar system, this property minimizes immediate maintenance concerns.
• Individuals valuing outdoor living and recreation: The 1.2-acre lot includes a pool, lush landscaping, mature fruit trees, a greenhouse, and direct access to the American River Parkway, ideal for outdoor activities and entertaining.
• Buyers looking for a home in a tranquil and private setting: Situated on a dead-end street in an established neighborhood, this property offers peace and privacy.
Not For
• Buyers sensitive to air quality: With an extreme air quality risk (10/10) and an average of 30 bad air days per year, individuals with respiratory issues may find this location challenging.
• Buyers seeking a modern, updated interior: While the home has been updated, its original construction dates back to 1979. Those preferring a completely modern aesthetic may need to undertake additional renovations.
• Individuals with limited outdoor maintenance capabilities: The 1.2-acre lot requires significant upkeep, including pool maintenance, landscaping, and fruit tree care, potentially requiring professional services.
• Buyers on a tight budget: The listing price of $1,275,000, combined with estimated annual insurance costs of $4,590 and property taxes, may strain a limited budget.
• Homeowners prioritizing walkability: While the home offers access to the American River Parkway, it is located in a suburban area that may require driving for most errands and activities.
Demographics
Area Median Income
$100,458
Property History
Price History
Ownership Timeline
$0Cash Purchase
Jan 26, 2023Wade Zeller, Lynn ZellerWade Zeller, Lynn Zeller
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Jan 19, 2021Lynn J Zeller, Wade J ZellerLynn Zeller, Wade J Zeller
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
Jan 12, 2021Wade J Zeller, Wade J ZellerLynn J Zeller, Wade J Zeller
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
May 15, 2017Wade J Zeller, Lynn ZellerWade J Zeller
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Sep 21, 2005Wade J ZellerWade J Zeller, Lynn Zeller
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
Apr 5, 2001Verona L FeskeWade J Zeller
Gift Deed
Non-Arm's Length Transactions
$290,000Financed
Dec 2, 1999California Federal BankWade J Zeller, Verona L Feske
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Nov 29, 1999Residential Funding CorpCalifornia Federal Bank
Grant Deed
Non-Arm's Length Transactions
$275,000Cash Purchase
Oct 12, 1999Hubbard Roger & Anne RResidential Funding Corp
Trustees Deed
Foreclosure
Property Taxes
$7,820
2024 Tax Assessment
3.1%from previous year
Assessed Value$641,170
Tax Rate1.22%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
Data provided by Shadowmap
Loading sunlight data...
Schools
Nearby school quality by education level
Middle
6.0/10
GoodHigh
7.0/10
GoodFinancials
Monthly Costs
Market Rent (5 bed)
Get a detailed estimate on Zillow$1,330
Unlock Premium Features
Supercharge Your Property Analysis
Get unlimited AI-powered insights and analysis to make confident decisions about any property you're interested in.
Best for serious buyers
- Unlimited AI analysis
- Unlimited AI chat
- Advanced tools & insights
$24.92/mo
Billed yearlySave 17% ($60/year)
Cancel anytime • 30-day money-back guarantee
Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$1,275,000
Price/sqft
$358
Layout
5 bd•4 ba
Days on market
4 daysat time of analysis
Stats in the Area
Based on 3 comparable properties nearby
Average Price
$1,096,333
16.3%
Your price is 16.3% above average
Median Price
$1,195,000
6.7%
Based on 3 recent sales
Price per Sq.Ft
$350
2.2%
Your price is 2.2% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 8600 Gunner Way, Fair Oaks, CA 95628 | $1,195,000 | 3,358 | 6 | 4 | $3560.5% | 9/20/2024 |
| 4023 Earnscliff Avenue, Fair Oaks, CA 95628 | $1,204,000 | 3,008 | 4 | 5 | $40011.9% | 10/31/2024 |
| 11469 Ghirardelli Court, Gold River, CA 95670 | $890,000 | 3,037 | 4 | 3 | $29318.1% | 9/13/2024 |
8600 Gunner Way, Fair Oaks, CA 95628
Price: $1,195,000
Sq.Ft: 3,358
Beds/Baths: 6/4
$/Sq.Ft:
$3560.5%
Sale Date: 9/20/2024
4023 Earnscliff Avenue, Fair Oaks, CA 95628
Price: $1,204,000
Sq.Ft: 3,008
Beds/Baths: 4/5
$/Sq.Ft:
$40011.9%
Sale Date: 10/31/2024
11469 Ghirardelli Court, Gold River, CA 95670
Price: $890,000
Sq.Ft: 3,037
Beds/Baths: 4/3
$/Sq.Ft:
$29318.1%
Sale Date: 9/13/2024
Frequently Asked Questions
Property Discussion
Start the Conversation
Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.
You
Analyze Any Property for Free
Get instant insights and potential savings on any Zillow listing.
Free Analysis
AI-Powered Insights
Instant Results
