Score
0San Francisco, CA
85 Ora Way UNIT 308E
799K
2 beds
1 baths
913 sqft
2 bd • 1 ba • 913 sf
This analysis was generated on 1/23/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
List Price
$799,000
Price/Sq.Ft
$875
Year Built
1975
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This 2BR loft condo in San Francisco's Diamond Heights neighborhood offers exceptional value. At $875/sqft, it's priced 12% below the city's average of $1,000/sqft for similar properties. The panoramic views, vaulted ceilings, and large windows create a sense of luxury and space, effectively making the 913 sqft feel larger. Recent upgrades including new carpet and fresh paint (estimated value: $8,000-$10,000) enhance its move-in ready appeal. The top floor location ensures privacy and better views. With a minimal flood risk score of 1/10 and fire risk of 1/10, it's significantly safer than the city average of 3/10 for both. The property has appreciated 595% since 1988, outperforming the San Francisco market average of 450% over the same period. Current rental rates for similar 2BR units in the area are $3,360/month, suggesting a potential 5.0% cap rate for investors.
The Bad
The property's age (built 1975) suggests potential for major system replacements in the near future. The single bathroom layout is less desirable compared to many 2BR units in San Francisco that offer 1.5 or 2 baths. At 913 sqft, it's about 10% smaller than the average 2BR condo in the city (typically around 1,000 sqft). The wall furnace heating system is less efficient than modern central heating, potentially leading to higher energy costs. The property's severe air quality risk (7/10) is concerning, with 13 bad air days per year, which is higher than the city average of 9 days.
The Ugly
The HOA fees, while including many services, are not specified and could be substantial given the amenities covered (insurance, maintenance, pool, etc.). San Francisco's HOA fees average $450-$700 monthly for similar properties, which could significantly impact the total cost of ownership. The building's age (50 years old) suggests potential for special assessments for major repairs or upgrades in the near future, which could cost tens of thousands of dollars. The estimated annual insurance cost of $2,876.40 is about 15% higher than the city average for condos, likely due to the panoramic views and top floor location. The property's appreciation potential may be limited by its location in Diamond Heights, which, while desirable, doesn't appreciate as rapidly as some other San Francisco neighborhoods.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is ideal for young professionals or couples with a household income of $160,000+ (based on a 28% front-end DTI ratio for a 20% down payment). It suits those prioritizing views and a quiet neighborhood while still desiring proximity to urban amenities. The loft style and panoramic views make it perfect for entertainers or those working from home who appreciate an inspiring environment. Investors looking for long-term appreciation in a stable San Francisco neighborhood will find the 5.0% potential cap rate attractive, especially given the property's below-market price point.
Not For
Not suitable for families requiring more than 2 bedrooms or multiple bathrooms. The single bathroom layout may be inconvenient for couples or roommates used to en-suite facilities. Not ideal for those sensitive to air quality issues, given the high (7/10) air quality risk score. Buyers looking for modern, energy-efficient heating systems may find the wall furnace inadequate. Not recommended for investors seeking immediate high cash flow, as the potential 5.0% cap rate is modest for the San Francisco market.
Demographics
Area Median Income
$181,329
Property History
Price History
Ownership Timeline
$129,500Financed
Nov 26, 1996Udell Lisa JJanet E Mcclellan
Grant Deed
Standard Sale (Purchase/Resales)
Property Taxes
$10,954
2024 Tax Assessment
1.7%from previous year
Assessed Value$864,868
Tax Rate1.27%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
Data provided by Shadowmap
Loading sunlight data...
Schools
Nearby school quality by education level
Elementary
5.3/10
AverageMiddle
5.5/10
AverageHigh
4.7/10
AverageFinancials
Monthly Costs
Unlock Premium Features
Supercharge Your Property Analysis
Get unlimited AI-powered insights and analysis to make confident decisions about any property you're interested in.
Best for serious buyers
- Unlimited AI analysis
- Unlimited AI chat
- Advanced tools & insights
$24.92/mo
Billed yearlySave 17% ($60/year)
Cancel anytime • 30-day money-back guarantee
Location & Comparables
Subject Property
Frequently Asked Questions
Property Discussion
Start the Conversation
Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.
You
Analyze Any Property for Free
Get instant insights and potential savings on any Zillow listing.
Free Analysis
AI-Powered Insights
Instant Results
