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146 Tree Frog Ln
Score
61
Santa Cruz, CA

146 Tree Frog Ln

875K
2 bd • 2 ba • 1,288 sf

This analysis was generated on 3/30/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$875,000
-38%vs 95060
Price/Sq.Ft
$679
-26%vs 95060
Within Fair Range
within range

Current Price

$875,000

Fair Range

$875,000 - $925,000

$875,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$875,000
Success Probability:High(75%)

AI Rationale

The offer reflects the property's condition and market dynamics. The seller's potential motivation and needed repairs justify the price.

Overall Score
61
74
Home Condition
79
Natural Light
46
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Carpet
Carpet

Carpet

The carpet throughout the living areas and bedrooms appears worn and outdated.

Wood Ceiling
Wood Ceiling

Wood Ceiling

The wood ceiling, while a feature, may not appeal to all buyers and could darken the space.

Bathroom Fixtures
Bathroom Fixtures

Bathroom Fixtures

The bathrooms have older fixtures, including vanities, mirrors, and lighting.

Entryway Tile
Entryway Tile

Entryway Tile

The flooring at the entrance is dated and does not match the rest of the home's aesthetic.

Laundry Appliances
Laundry Appliances

Laundry Appliances

The laundry appliances appear to be older models.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Apr
2011
$0Cash Purchase
April 5, 2011
From:Diana J Dean
To:Diana Dean, Diana Dean Trust
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$875,000
-30%List: $875,000+30%
20%
$175,000of $875,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year, HOA: $784/month

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$233,213
Closing Costs
+$58,213
Down Payment
$175,000
Buyer Agent Fee
$22,313
Loan Fees
$7,000
Title & Escrow
$5,250
Inspections
$900
Transfer Tax
$9,625
Prepaid Expenses
$13,125

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 37 day average
This is a new listing, while homes in this area typically sell in 37 days
Inventory Health
45
homes for sale
14 homes sold last month, indicating 3.2x more supply than demand
Price Dynamics
99.6%
of asking price
Homes typically sell for 0.4% below asking price

Price Trajectory

$1,360,000
Current median price
+20.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 1.1% over the last 3 months
3 Months
-1.1%
6 Months
-2.9%
1 Year
+20.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 50.8% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$1,360,000
3 Months Ago
$865,000
+57.2%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$875,000
Price/sqft
$679
Layout
2 bd2 ba
NaN

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,064,083

17.8%

Your price is 17.8% below average

Median Price

$915,000

4.4%

Based on 6 recent sales

Price per Sq.Ft

$787

13.7%

Your price is 13.7% below average $/sqft

Comparable Properties

135 Tree Frog Lane, Santa Cruz, CA 95060
Price: $915,000
Sq.Ft: 1,288
Beds/Baths: 2/2
$/Sq.Ft:
$7104.6%
Sale Date: 1/7/2025
135 Tree Frog Lane, Santa Cruz, CA 95060
Price: $915,000
Sq.Ft: 1,288
Beds/Baths: 2/2
$/Sq.Ft:
$7104.6%
Sale Date: 1/7/2025
237 Surfside Avenue, Santa Cruz, CA 95060
Price: $1,900,000
Sq.Ft: 1,447
Beds/Baths: 3/2
$/Sq.Ft:
$1,31393.3%
Sale Date: 2/4/2025
516 Soquel Avenue #4, Santa Cruz, CA 95062
Price: $770,000
Sq.Ft: 1,100
Beds/Baths: 2/2
$/Sq.Ft:
$7003.0%
Sale Date: 1/17/2025
2030 Pacific Avenue #123, Santa Cruz, CA 95060
Price: $835,000
Sq.Ft: 1,448
Beds/Baths: 3/2
$/Sq.Ft:
$57715.1%
Sale Date: 1/7/2025
2030 N Pacific Avenue #332, Santa Cruz, CA 95060
Price: $1,049,500
Sq.Ft: 1,472
Beds/Baths: 3/2
$/Sq.Ft:
$7135.0%
Sale Date: 1/7/2025

Schools

Nearby school quality by education level

Elementary

4.0/10
Average

Middle

6.0/10
Good

High

7.3/10
Good

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

51/100
Average

Based on data from Watsonville Police Department

Total Crime Rate
1411.5
per 100,000 residents
Violent Crime Rate
602.0
per 100,000 residents
Property Crime Rate
800.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
678
Property Crimes
967
2023
Violent Crimes
526
22.4%
Property Crimes
652
32.6%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Thoroughly inspect the skylights for leaks, cracks, or discoloration.

Inspect the visible portions of the foundation for cracks, settling, or water damage, especially near the lagoon.

Questions to Ask

Important questions to ask during the tour

What flood mitigation measures have been implemented by the HOA or previous owners, and what is the history of flood damage to the property?

Have there been any special assessments levied against the property in the past 5 years, and are there any anticipated in the near future?

Are there any known issues with the roof, and when was it last inspected or repaired?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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