Score
0Brooks, KY
657 Hurst Rd
375K
4 beds
3 baths
2,303 sqft
4 bd • 3 ba • 2,303 sf
This analysis was generated on 2/19/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$375,000
Price/Sq.Ft
$163
Year Built
1998
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Spacious Lot: The property sits on over 5 acres of wooded land, offering privacy and ample space for outdoor activities. This is a significant advantage in a market where many homes have smaller lots. Land in Bullitt County is typically valued between $10,000 - $20,000 per acre, adding substantial value to this property.
• Ranch-Style Home with Basement: The brick ranch design offers single-level living, which is desirable for many buyers. The finished walkout basement adds additional living space, increasing the home's functionality and appeal. Finished basements in this area can add approximately $50 - $75 per square foot to the property's value.
• Updated Kitchen: The updated kitchen with newer appliances is a positive selling point, as it reduces the need for immediate renovations. Updated kitchens typically add $10,000 - $20,000 to a home's value, depending on the quality of the materials and appliances.
• Proximity to Louisville: Brooks is located within a reasonable driving distance of Louisville, offering access to urban amenities and employment opportunities. Louisville is a major economic hub in Kentucky, and its proximity enhances the property's desirability.
The Bad
• School Ratings: The assigned school ratings are low (Nichols Elementary 4/10, Bullitt Lick Middle 2/10, and Bullitt Central High 3/10). This may negatively impact the property's appeal to families with children and could affect its long-term resale value. Homes in areas with higher-rated schools tend to hold their value better.
• Days on Market: The property has been on the market for 98 days, which is longer than the average for similar properties in Bullitt County. According to recent market data, the average days on market for single-family homes in the area is around 60-75 days. This suggests that the property may be overpriced or have other issues that are deterring potential buyers.
• Lack of Specific Property Features: The listing lacks specific details about property features, making it difficult to assess the value of the updates and amenities. Knowing the age and brand of the appliances, the type of flooring, and the quality of the finishes would help determine if the asking price is justified.
• Reliance on Propane: The property relies on propane for heating, which can be more expensive than natural gas, especially during the winter months. Propane prices can fluctuate significantly, making it difficult to budget for heating costs.
The Ugly
• Price Reductions: The property has undergone multiple price reductions since it was initially listed, indicating that the sellers may be struggling to find a buyer at their desired price. A total price reduction of approximately 16.6% (from $450,000 to $375,000) over a relatively short period (approximately 3 months) is a red flag and suggests that the property may be overvalued.
• Severe Flood Risk: The property's location in FEMA Zone X_UNSHADED indicates a severe flood risk (7/10). This could lead to significant property damage in the event of a flood and may require costly flood insurance. This is a major deterrent for many buyers.
• Limited Public Transportation: Brooks is a rural community with limited public transportation options. Residents rely heavily on personal vehicles, which can be a significant expense.
• Distance to Amenities: While the property offers privacy, its location on a dead-end street means it is likely a significant distance from essential amenities such as grocery stores, healthcare facilities, and schools. This can be inconvenient for residents.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Buyers Seeking Privacy and Space: The 5-acre wooded lot provides a secluded environment, appealing to those desiring privacy and room to roam. The expansive deck and walkout basement also make the property ideal for outdoor enjoyment and entertaining.
• Families Needing Multiple Bedrooms and Living Areas: With four bedrooms, three full baths, a finished walkout basement with a family room, and a large office, this home is well-suited for families requiring ample living space and dedicated areas for work or recreation.
• Those Seeking a Ranch-Style Home with a Basement: The brick ranch design offers single-level living, while the finished walkout basement adds significant additional living space, appealing to those who prefer the convenience of a ranch with the bonus of a basement.
• Buyers Comfortable with an Estimated $2,500 - $3,000 Monthly Housing Cost: Factoring in mortgage, taxes, and insurance, this home is appropriate for individuals who have carefully evaluated their budgets and are comfortable with these estimated expenses. This does not include utilities or potential maintenance costs.
Not For
• Buyers Seeking Walkable Amenities: Located on a quiet, dead-end street in a rural area, this property is not suitable for individuals who prefer walkable access to shops, restaurants, and other amenities.
• Individuals Prioritizing Top-Rated Schools: With school ratings ranging from 2/10 to 4/10, this location may not be ideal for families who place a high priority on school quality. The nearest schools are also over 5 miles away, requiring longer commutes.
• Buyers with Limited Budgets: While the price per square foot is relatively low, the overall price point of $375,000, combined with potential maintenance costs and climate-related insurance premiums, may not be feasible for buyers on a strict budget.
• Those Averse to Climate Risks: The property's severe flood risk (7/10) and moderate fire risk (4/10) may deter buyers who are particularly sensitive to climate-related hazards and associated insurance costs.
Demographics
Area Median Income
$64,225
Property History
Price History
Ownership Timeline
Property Taxes
$0
2020 Tax Assessment
Assessed Value$225,500
Tax Rate0.00%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
4.0/10
AverageMiddle
2.0/10
Below AverageHigh
3.0/10
Below AverageFinancials
Monthly Costs
Market Rent (4 bed)
Get a detailed estimate on Zillow$776
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