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4165 Stephen Dr
Score
0
North Highlands, CA

4165 Stephen Dr

450K
4 bd • 2 ba • 1,365 sf

This analysis was generated on 2/20/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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List Price

$450,000

Price/Sq.Ft

$330

Year Built

1958

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Recent Remodel: The property has been recently remodeled from top to bottom, including a new exterior stucco, roof, paint, upgraded panel, new HVAC system, kitchen, and bathrooms. This reduces the need for immediate repairs or upgrades. • In-Law Unit Potential: The property features an in-law unit with a separate entrance, providing potential for rental income or multi-generational living. • RV Access: The property has RV access on the left side, offering ample space for parking recreational vehicles or other large vehicles. • Climate Risk Mitigation: The property has minimal flood (1/10) and fire (1/10) risks, resulting in non-critical insurance requirements for those specific hazards. • Price per Square Foot: At $329.67 per square foot, the property is competitively priced compared to some other remodeled properties in the area.

The Bad

• School Ratings: Kohler Elementary School has a rating of 4/10, and Highlands High School has a rating of 5/10. This may be a concern for families with school-aged children. • Crime Statistics: The safety score is 52/100, indicating average safety. While violent crime rates are lower than state and national averages (-20.9% and -27.4% respectively), the property crime rate is 5.2% higher than the national average. The total crime rate is 2633.5 per 100,000 residents. • Air Quality: The air quality risk is rated as "Extreme" (10/10), with 34 bad air days per year. This could be a concern for individuals with respiratory issues. • Limited Amenities: North Highlands has fewer high-end retail stores and restaurants compared to neighboring areas, requiring travel for certain shopping or dining experiences.

The Ugly

• Crime Trends: While violent crime is lower than state and national averages, the total number of violent crimes increased from 767 in 2022 to 903 in 2023. This upward trend may be concerning to some buyers. • Property Value Volatility: The property has experienced significant price fluctuations, including a 42.8% increase in January 2025, followed by price decreases. This price volatility can be a cause for concern. • Aircraft Noise: Due to its proximity to McClellan Park airport, some areas of North Highlands experience aircraft noise, which may be a nuisance to some buyers. • Code Enforcement Issues: North Highlands struggles with code enforcement issues, such as abandoned vehicles and property maintenance. This can negatively impact the neighborhood's appearance and property values. • Severe Heat Risk: The heat risk is rated as severe (7/10), with a 98th percentile temperature of 102°F and 7 hot days per year. This could lead to higher energy bills and potential health concerns during the summer months.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Investors seeking rental income: With an estimated four-bedroom rental rate of $2,907 per month, this property offers immediate income potential. The in-law unit provides an opportunity for increased rental income. • Buyers looking for a move-in ready home: The recent remodel eliminates immediate renovation costs and allows for immediate occupancy. The new roof, HVAC, and updated electrical panel contribute to lower maintenance in the short term. • RV Owners or those needing extra parking: The RV access is a notable feature for individuals who own recreational vehicles or require additional parking space for multiple vehicles. • Buyers not overly concerned with school ratings: Given the school ratings, this home may be best for those who do not have school-aged children or prioritize school quality in their decision-making process.

Not For

• Families with children who prioritize high school ratings: With a school rating of 4/10, Kohler Elementary School and 5/10 Highlands High School may not meet the needs of families with children who want to attend top-rated schools. • Buyers sensitive to air quality: The "Extreme" air quality risk (10/10) and 34 bad air days per year may deter buyers with respiratory issues or those highly sensitive to environmental factors. • Buyers seeking a stable property value: The property's recent price fluctuations and historical value changes may concern buyers looking for a stable, long-term investment.
Demographics
Area Median Income

$55,772

Property History

Price History
Ownership Timeline
$350,000Cash Purchase
Nov 26, 2024
Linda CastroCap City Construction Llc
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Jan 28, 2008
Aldon CastroLinda Castro
Intrafamily Transfer
Non-Arm's Length Transactions
$160,000Financed
Jan 3, 2008
Washington Mutual BankLinda Castro
Grant Deed
Standard Sale (Purchase/Resales)
$243,000Cash Purchase
Jul 24, 2007
Roberto DerrezaWashington Mutual Bank
Trustees Deed
Foreclosure
$267,000Financed
Sep 3, 2004
Christopher PittsRoberto Derreza
Grant Deed
Standard Sale (Purchase/Resales)
$82,000Financed
Sep 10, 1998
Richard W Thickens, Theresa F QuinlanChristopher Pitts
Grant Deed
Standard Sale (Purchase/Resales)
$42,000Financed
May 29, 1997
Home Svgs Of America FsbRichard W Thickens, Theresa F Quinlan
Corporation Deed
Standard Sale (Purchase/Resales)
$34,000Cash Purchase
Feb 4, 1997
Payne David A & Bernadette T , Home Svgs Of America FsbHome Svgs Of America Fsb
Trustees Deed
Foreclosure

Property Taxes

$2,383
2024 Tax Assessment
40.3%from previous year
Assessed Value$206,025
Tax Rate1.16%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Schools

Nearby school quality by education level

Elementary

5.0/10
Average

Middle

5.0/10
Average

High

5.0/10
Average

Financials

Monthly Costs
Market Rent (4 bed)

$1,277

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$450,000
Price/sqft
$330
Layout
4 bd2 ba
Days on market
34 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$371,658

21.1%

Your price is 21.1% above average

Median Price

$399,000

12.8%

Based on 6 recent sales

Price per Sq.Ft

$285

15.7%

Your price is 15.7% above average $/sqft

Comparable Properties

4852 Willowbrook Drive, Sacramento, CA 95842
Price: $450,000
Sq.Ft: 1,269
Beds/Baths: 3/2
$/Sq.Ft:
$3557.6%
Sale Date: 1/3/2025
6500 Stoneman Drive, North Highlands, CA 95660
Price: $275,000
Sq.Ft: 1,399
Beds/Baths: 3/2
$/Sq.Ft:
$19740.4%
Sale Date: 12/11/2024
4748 Moorpark Way, Sacramento, CA 95842
Price: $399,000
Sq.Ft: 1,292
Beds/Baths: 4/2
$/Sq.Ft:
$3096.3%
Sale Date: 12/5/2024
6505 Larry Way, North Highlands, CA 95660
Price: $409,950
Sq.Ft: 1,389
Beds/Baths: 4/2
$/Sq.Ft:
$29510.5%
Sale Date: 10/25/2024
5933 Green Glen Way, Sacramento, CA 95842
Price: $375,000
Sq.Ft: 1,240
Beds/Baths: 3/2
$/Sq.Ft:
$3028.3%
Sale Date: 11/19/2024
6404 Doncrest Lane, North Highlands, CA 95660
Price: $321,000
Sq.Ft: 1,272
Beds/Baths: 3/2
$/Sq.Ft:
$25223.5%
Sale Date: 11/6/2024

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