Score
0San Francisco, CA
215 El Camino Del Mar
2.8M
3 beds
2 baths
2,160 sqft
3 bd • 2 ba • 2,160 sf
This analysis was generated on 1/23/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$2,795,000
Price/Sq.Ft
$1,294
Year Built
1905
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This 1905 Sea Cliff craftsman offers exceptional value with its prime location and charming features. At 2,160 sqft, it's 20% larger than the neighborhood average of 1,800 sqft for similar homes. The price of $1,293.98/sqft is 5% below the Sea Cliff average of $1,362/sqft, indicating potential for appreciation. Recent updates include a newly renovated kitchen with high-end finishes (estimated $50,000+ value). The property boasts a coveted south-facing deck and garden, a rarity in San Francisco that adds significant lifestyle value. Its walkability score of 72 is 15% higher than the city average. The home's flood risk score of 1/10 is exceptionally low for San Francisco, potentially saving thousands in insurance costs annually.
The Bad
The property's age (built 1905) suggests potential for hidden maintenance issues. While recently updated, systems like plumbing and electrical may need upgrades, costing an estimated $30,000-$50,000. The fire risk score of 3/10, while moderate, is higher than newer constructions in the area. With only 2 bathrooms for 3+ bedrooms, the layout may feel dated compared to modern expectations. The annual property tax of approximately $55,900 (based on the 2% rate) is significantly higher than the San Francisco median of $8,500.
The Ugly
The severe air quality risk (7/10) with 13 bad air days per year is concerning and may require investment in air purification systems ($2,000-$5,000). The estimated insurance cost of $10,062/year is 40% above the San Francisco average, likely due to the home's age and location. The property's price history shows volatility, with a 22.1% decrease in October 2024, indicating potential market instability. The lack of central air conditioning in a climate with increasing heat risks (albeit minor at 2/10) could necessitate a costly installation ($15,000-$25,000) in the future.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is ideal for high-income professionals or families (household income $350,000+) seeking a prestigious Sea Cliff address with classic San Francisco charm. It's perfect for those who value outdoor space and entertaining, with its garden and south-facing deck. The flexible layout suits growing families or those needing a home office. Investors could benefit from the below-market price/sqft and potential for value-add renovations, with projected rental income for a 3-bedroom in the area at $3,912/month suggesting a potential gross yield of 1.68%.
Not For
Not suitable for buyers seeking a turnkey, low-maintenance property due to its age and potential for required updates. The high property taxes and insurance costs make it less ideal for budget-conscious buyers or those with incomes below $250,000. Not recommended for those with respiratory issues due to the high air quality risk. The lack of central air conditioning may deter buyers from warmer climates or those prioritizing modern amenities.
Demographics
Area Median Income
$116,970
Property History
Price History
Ownership Timeline
$3,460,000Cash Purchase
May 4, 2022Gruber Partners Lp, The Gruber PartnersRebecca E Levin, Eagle Cliff Revocable Trust
Grant Deed
Standard Sale (Purchase/Resales)
$0Financed
Feb 14, 2017David G Gruber, David Gruber 1995 Revocable TrustThe Gruber Partners
Grant Deed
Non-Arm's Length Transactions
$0Cash Purchase
Dec 12, 2012David G GruberDavid G Gruber, David Gruber 1995 Revocable Trust
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Dec 11, 2012Lydia Gruber, Lydia Gruber 1991 Revocable TrustDavid G Gruber, Esther H G Mcevoy
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Aug 9, 2005Lydia Gruber, Lydia Gruber 1991 Revocable TrustDavid G Gruber, Esther H G Mcevoy
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Aug 8, 2005Steve L GiurlaniRuth M Giurlani
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Jun 16, 1994Lydia GruberLydia Gruber
Grant Deed
Non-Arm's Length Transactions
Property Taxes
$43,065
2024 Tax Assessment
1.6%from previous year
Assessed Value$3,599,783
Tax Rate1.20%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
Data provided by Shadowmap
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Schools
Nearby school quality by education level
Elementary
6.1/10
GoodMiddle
6.2/10
GoodHigh
4.7/10
AverageFinancials
Monthly Costs
Market Rent (3 bed)
Get a detailed estimate on Zillow$2,156
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$2,795,000
Price/sqft
$1,294
Layout
3 bd•2 ba
Days on market
12 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$1,844,667
51.5%
Your price is 51.5% above average
Median Price
$1,895,000
47.5%
Based on 6 recent sales
Price per Sq.Ft
$889
45.6%
Your price is 45.6% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 815 26th Avenue, San Francisco, CA 94121 | $1,598,000 | 2,095 | 3 | 2 | $76341.1% | 10/12/2024 |
| 761 12th Avenue, San Francisco, CA 94118 | $2,100,000 | 2,380 | 3 | 2 | $88231.8% | 9/27/2024 |
| 842 35th Avenue, San Francisco, CA 94121 | $2,150,000 | 2,380 | 4 | 2 | $90330.2% | 9/27/2024 |
| 804 41st Avenue, San Francisco, CA 94121 | $1,625,000 | 2,040 | 4 | 2 | $79738.4% | 8/22/2024 |
| 5297 California Street, San Francisco, CA 94118 | $1,700,000 | 1,817 | 2 | 2 | $93627.7% | 9/12/2024 |
| 679 14th Avenue, San Francisco, CA 94118 | $1,895,000 | 1,795 | 3 | 2 | $1,05618.4% | 9/7/2024 |
815 26th Avenue, San Francisco, CA 94121
Price: $1,598,000
Sq.Ft: 2,095
Beds/Baths: 3/2
$/Sq.Ft:
$76341.1%
Sale Date: 10/12/2024
761 12th Avenue, San Francisco, CA 94118
Price: $2,100,000
Sq.Ft: 2,380
Beds/Baths: 3/2
$/Sq.Ft:
$88231.8%
Sale Date: 9/27/2024
842 35th Avenue, San Francisco, CA 94121
Price: $2,150,000
Sq.Ft: 2,380
Beds/Baths: 4/2
$/Sq.Ft:
$90330.2%
Sale Date: 9/27/2024
804 41st Avenue, San Francisco, CA 94121
Price: $1,625,000
Sq.Ft: 2,040
Beds/Baths: 4/2
$/Sq.Ft:
$79738.4%
Sale Date: 8/22/2024
5297 California Street, San Francisco, CA 94118
Price: $1,700,000
Sq.Ft: 1,817
Beds/Baths: 2/2
$/Sq.Ft:
$93627.7%
Sale Date: 9/12/2024
679 14th Avenue, San Francisco, CA 94118
Price: $1,895,000
Sq.Ft: 1,795
Beds/Baths: 3/2
$/Sq.Ft:
$1,05618.4%
Sale Date: 9/7/2024
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