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18303 Lincoln Rd
Score
73
Harvard, IL

18303 Lincoln Rd

499K
1 bd • 2 ba • 1,500 sf

This analysis was generated on 3/28/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$499,000
+108%vs 60033
Price/Sq.Ft
$333
+141%vs 60033
Above Fair Value
6.2% above range

Current Price

$499,000

Fair Range

$440,000 - $470,000

$499,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$440,000
Success Probability:High(70%)

AI Rationale

The offer reflects market conditions, needed renovations, and the property's unique features. Seller motivation and market dynamics support this strategy.

Overall Score
73
69
Home Condition
94
Natural Light
79
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Worn Concrete Patio
Worn Concrete Patio

Worn Concrete Patio

The concrete patio area shows signs of wear and could be a tripping hazard due to uneven surfaces.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$25,000

Kitchen Renovation

$25,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Nov
2004
$0Cash Purchase
November 2, 2004
From:Alfred T Swenson, Pao Chi Chang
To:Alfred Swenson, Pao Chi Chang
Intrafamily Transfer
Non-Arm's Length Transactions

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$499,000
-30%List: $499,000+30%
20%
$99,800of $499,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$133,385
Closing Costs
+$33,585
Down Payment
$99,800
Buyer Agent Fee
$12,725
Loan Fees
$3,992
Title & Escrow
$2,994
Inspections
$900
Transfer Tax
$5,489
Prepaid Expenses
$7,485

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 81 day average
This is a new listing, while homes in this area typically sell in 81 days
Inventory Health
23
homes for sale
6 homes sold last month, indicating 3.8x more supply than demand
Price Dynamics
98.5%
of asking price
Homes typically sell for 1.5% below asking price

Price Trajectory

$255,000
Current median price
-7.7%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 0.0% over the last 3 months
3 Months
0.0%
6 Months
+2.4%
1 Year
-7.7%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales decreasing 41.9% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$255,000
3 Months Ago
$154,900
+64.6%

Schools

Nearby school quality by education level

Middle

4.0/10
Average

High

2.0/10
Below Average

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the concrete exterior for cracks, spalling, and efflorescence (white salt deposits).

Thoroughly inspect all window seals and frames for signs of condensation, drafts, or damage.

Inspect the roof for any signs of damage, such as missing shingles, leaks, or sagging.

Assess the condition of the well and septic system (if applicable, confirm if it is well and septic).

Questions to Ask

Important questions to ask during the tour

Can you provide documentation of any past or ongoing issues with the concrete exterior, including repairs, maintenance, or water damage?

What is the age and condition of the well and septic system (if applicable), and when were they last inspected or serviced?

Has the property been affected by any flooding or water damage in the past, and if so, what remediation measures were taken?

What is the age of the roof and when was it last inspected?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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