masterkey logo
1354 N Bell Ave
Score
78
Chicago, IL

1354 N Bell Ave

1.7M
5 bd • 5 ba • 4,200 sf

This analysis was generated on 4/11/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00

Property Overview

List Price
$1,749,000
+165%vs 60622
Price/Sq.Ft
$416
+16%vs 60622
Above Fair Value
1.4% above range

Current Price

$1,749,000

Fair Range

$1,675,000 - $1,725,000

$1,749,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$1,700,000
Success Probability:High(75%)

AI Rationale

Reflects fair market value considering minor repairs and market cooling. The offer is competitive yet realistic, accounting for the property's high-end features and location.

Overall Score
78
83
Home Condition
78
Natural Light
82
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Worn Basement Carpet
Worn Basement Carpet

Worn Basement Carpet

Basement carpeting appears worn and dated, potentially affecting air quality and aesthetics.

Small Basement Windows
Small Basement Windows

Small Basement Windows

Limited natural light in the basement bedrooms due to small windows.

Misaligned Porch Columns
Misaligned Porch Columns

Misaligned Porch Columns

The front porch columns appear to be slightly misaligned.

Outdated Dining Room Light Fixture
Outdated Dining Room Light Fixture

Outdated Dining Room Light Fixture

The dining room light fixture is slightly outdated.

Small Powder Room
Small Powder Room

Small Powder Room

The powder room is small and lacks natural light.

Dated Wall Decor
Dated Wall Decor

Dated Wall Decor

The 'Live, Laugh, Love' decor in the powder room is dated and may not appeal to all buyers.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Apr
2022
$1,460,000Financed
April 5, 2022
From:Michael E Kittoe, Donna L Ramadan
To:David Sowinski, Sheila Sowinski
Warranty Deed
Standard Sale (Purchase/Resales)

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$1,749,000
-30%List: $1,749,000+30%
20%
$349,800of $1,749,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $7,346/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$465,260
Closing Costs
+$115,460
Down Payment
$349,800
Buyer Agent Fee
$44,600
Loan Fees
$13,992
Title & Escrow
$10,494
Inspections
$900
Transfer Tax
$19,239
Prepaid Expenses
$26,235

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
22 days
vs 28 day average
This home has been listed for 22 days, while homes in this area typically sell in 28 days
Inventory Health
157
homes for sale
62 homes sold last month, indicating 2.5x more supply than demand
Price Dynamics
101.1%
of asking price
Homes typically sell for 1.1% above asking price

Price Trajectory

$614,500
Current median price
-3.0%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is cooling
Prices are down 2.5% over the last 3 months
3 Months
-2.5%
6 Months
+2.5%
1 Year
-3.0%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 51.0% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$614,500
3 Months Ago
$530,000
+15.9%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,749,000
Price/sqft
$416
Layout
5 bd5 ba
Days on market
22 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,732,500

1.0%

Your price is 1.0% above average

Median Price

$1,760,000

0.6%

Based on 6 recent sales

Price per Sq.Ft

$414

0.6%

Your price is 0.6% above average $/sqft

Comparable Properties

1409 N OAKLEY Boulevard, Chicago, IL 60622
Price: $1,380,000
Sq.Ft: 3,800
Beds/Baths: 4/5
$/Sq.Ft:
$36312.8%
Sale Date: 3/5/2025
2326 W Ohio Street, Chicago, IL 60612
Price: $2,050,000
Sq.Ft: 4,600
Beds/Baths: 6/5
$/Sq.Ft:
$4467.0%
Sale Date: 2/14/2025
2448 W Cortland Street, Chicago, IL 60647
Price: $1,600,000
Sq.Ft: 4,100
Beds/Baths: 5/5
$/Sq.Ft:
$3906.3%
Sale Date: 12/23/2024
2034 N Wolcott Avenue, Chicago, IL 60622
Price: $1,760,000
Sq.Ft: 4,128
Beds/Baths: 5/4
$/Sq.Ft:
$4262.4%
Sale Date: 2/21/2025
1728 W HURON Street, Chicago, IL 60622
Price: $1,515,000
Sq.Ft: 4,200
Beds/Baths: 5/4
$/Sq.Ft:
$36113.4%
Sale Date: 2/6/2025
1642 N Wood Street, Chicago, IL 60622
Price: $2,090,000
Sq.Ft: 4,200
Beds/Baths: 5/4
$/Sq.Ft:
$49819.5%
Sale Date: 2/5/2025

Schools

Nearby school quality by education level

Elementary

4.0/10
Average

Middle

4.0/10
Average

High

0.5/10
Below Average

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Test the Elan smart home system thoroughly, including lights, audio, climate, media, and security features.

Inspect all deck surfaces, railings, and support structures for signs of rot, water damage, or instability.

Operate all kitchen appliances (Wolf range, Bosch oven, SubZero refrigerator, wine refrigerator, bar fridges) to confirm they are functioning correctly and efficiently.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation for all maintenance and repairs performed on the Elan smart home system, including any service contracts or warranties?

What is the history of the roof decks? Have they been professionally inspected and maintained regularly? Are there any weight restrictions?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Join 1,000+ buyers

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow listing.

Free Analysis
AI-Powered Insights
Instant Results