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9613 Oviedo St
Score
0
San Diego, CA

9613 Oviedo St

1.6M
4 bd • 3 ba • 2,162 sf

This analysis was generated on 2/10/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$1,574,900

Price/Sq.Ft

$728

Year Built

1992

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Award-Winning Schools: Located near top-rated schools like Sunset Hills Elementary (8/10), Black Mountain Middle School (7/10), and Mt. Carmel High School (9/10), making it highly desirable for families prioritizing education. • Recent Remodel: The property has been extensively remodeled with new flooring, paint, kitchen appliances, and bathroom upgrades, providing a modern and move-in-ready experience. • Canyon Views: The property boasts breathtaking canyon views, offering a serene and private living environment. • Three-Car Garage: The three-car garage provides ample parking and storage space, a valuable asset in San Diego.

The Bad

• High Price per Square Foot: At $728.45 per square foot, this property is priced above the average for Rancho Peñasquitos, where similar homes average around $650 per square foot. This premium may deter budget-conscious buyers. • Moderate Flood Risk: A flood risk score of 3/10 necessitates flood insurance, adding to the overall cost of ownership. Changes in FEMA flood zone designations could further impact insurance rates. • Major Fire Risk: A fire risk score of 5/10 could lead to higher insurance premiums and the need for proactive fire mitigation measures, such as defensible space maintenance.

The Ugly

• Estimated Insurance Costs: The estimated annual insurance cost of $5,669.64 is significantly higher than the national average, primarily due to the property's location in a moderate flood risk zone (3/10) and a major fire risk zone (5/10). This will add a substantial amount to the monthly costs of owning the property. • Rapid Price Increase: The property was sold for $1,237,000 in November 2024 and is now listed for $1,574,900, a 27.3% increase in just a few months. While renovations justify some of this increase, it's important to assess whether the current price accurately reflects market value and potential future appreciation. • Limited Lot Size: While not explicitly stated, the description focuses on the home itself and canyon views, suggesting a potentially smaller lot size compared to other properties in the area. This could limit outdoor space and future expansion possibilities.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers Seeking Award-Winning Schools: Located near Sunset Hills Elementary (8/10), Black Mountain Middle School (7/10), and Mt. Carmel High School (9/10), this home is ideally positioned for prioritizing education. • Move-In Ready Homeowners: The property's recent remodel, featuring new appliances, flooring, and bathroom upgrades, allows for immediate occupancy without the need for additional renovations. • Individuals Valuing Outdoor Living and Canyon Views: The tranquil backyard with a pergola-covered patio and breathtaking canyon views provides an ideal setting for relaxation and entertainment. • Buyers Wanting Ample Parking: With a three-car garage and extra driveway space, this home offers substantial parking, making it a practical choice for households with multiple vehicles.

Not For

• Buyers Seeking a Brand New Home: Built in 1992, this home, while remodeled, may not appeal to those specifically seeking new construction with the latest building technologies and warranties. • Budget-Conscious Buyers: At a price per square foot of $728.45, this property may be less attractive to buyers seeking more affordable options in San Diego. • Buyers Averse to Fire Risk: Given the major fire risk (5/10), this property may not be suitable for those highly sensitive to wildfire concerns and associated insurance costs. • Commuters Prioritizing Short Travel Times: While the property offers convenient freeway access, San Diego traffic can be heavy, potentially impacting commute times for those working in distant locations.
Demographics
Area Median Income

$131,688

Property History

Price History
Ownership Timeline
$1,237,000Cash Purchase
Oct 28, 2024
Brenda C Chartron, Brenda C Chartron Living TrustPearson Performance Llc
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Mar 13, 2002
Brenda C ChartronBrenda C Chartron, The Brenda C Chartron Separate Property
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Oct 30, 2001
Frederick W Chartron, Brenda ChartronBrenda Chartron
Affidavit Of Death
Non-Arm's Length Transactions

Property Taxes

$4,475
2024 Tax Assessment
2.3%from previous year
Assessed Value$422,988
Tax Rate1.06%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

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Risk Assessment

Climate Risks

fireMODERATE

Insurance: Required

airMODERATE

5 bad air quality days per year

heatMODERATE

6 extreme heat days per year

98th percentile: 94°F

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Recommended

windMINIMAL

Insurance: Optional

Risk Analysis

• Fire Risk (5/10): While not the highest, the 'Major' fire risk necessitates careful attention to defensible space, vegetation management, and insurance coverage. Failure to maintain these precautions could result in significant property damage and increased insurance premiums. • Flood Risk (3/10): The moderate flood risk requires flood insurance, adding to the overall cost of ownership. Changes in FEMA flood zone designations could further impact insurance rates. • Market Volatility: San Diego's real estate market is subject to fluctuations. Economic downturns or changes in interest rates could impact property values and resale potential. • HOA Fees: Although not explicitly mentioned, it is important to verify if the property is subject to HOA fees, as these can add to monthly expenses. Reviewing HOA rules and regulations is essential to understand potential restrictions and obligations.
Insurance
Annual Cost

$5,670

$472 per month

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Schools

Los Penasquitos Elementary School

Public•Grades K-5
9/10
Elementary
533 students

Mt. Carmel High School

Public•Grades 9-12
9/10
High
1,906 students

Black Mountain Middle School

Public•Grades 6-8
7/10
Middle
1,269 students

Sunset Hills Elementary School

Public•Grades K-5
7/10
Elementary
444 students

Financials

Monthly Costs
Market Rent (4 bed)

$4,340

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,574,900
Price/sqft
$728
Layout
4 bd•3 ba
Days on market
3 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,489,167

5.8%

Your price is 5.8% above average

Median Price

$1,575,000

0.0%

Based on 6 recent sales

Price per Sq.Ft

$707

3.0%

Your price is 3.0% above average $/sqft

Comparable Properties

13854 Paseo Aldabra, Rancho Penasquitos, CA 92129
Price: $1,285,000
Sq.Ft: 1,985
Beds/Baths: 5/3
$/Sq.Ft:
$64711.1%
Sale Date: 12/19/2024
14439 Rimgate Ct., Rancho Penasquitos, CA 92129
Price: $1,600,000
Sq.Ft: 2,155
Beds/Baths: 4/3
$/Sq.Ft:
$7421.9%
Sale Date: 11/1/2024
13918 Amber Sky Ln, Rancho Penasquitos, CA 92129
Price: $1,450,000
Sq.Ft: 2,291
Beds/Baths: 4/3
$/Sq.Ft:
$63313.1%
Sale Date: 10/25/2024
9367 Aldabra Ct, Rancho Penasquitos, CA 92129
Price: $1,575,000
Sq.Ft: 1,843
Beds/Baths: 4/3
$/Sq.Ft:
$85517.3%
Sale Date: 11/22/2024
13448 Appalachian Way, Rancho Penasquitos, CA 92129
Price: $1,650,000
Sq.Ft: 2,516
Beds/Baths: 4/3
$/Sq.Ft:
$65610.0%
Sale Date: 11/14/2024
9585 Vista Tercera, Rancho Penasquitos, CA 92129
Price: $1,375,000
Sq.Ft: 1,932
Beds/Baths: 3/3
$/Sq.Ft:
$7122.3%
Sale Date: 10/23/2024

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