886 Payne Ave
This analysis was generated on 4/15/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:00Property Overview
Current Price
$459,900
Fair Range
$445,000 - $465,000
Negotiation Leverage
3 points to consider in your offer
Recommended Offer
AI Rationale
Reflects market conditions, repair costs, and seller motivation. Quick close sweetens the deal.
Visual Insights
AI-analyzed spaces with reimagining capabilities
Aging Balcony
The balcony appears to be aged and may require structural inspection and repairs to ensure safety.
Dumpster Proximity
The presence of dumpsters close to the building could indicate potential pest issues or sanitation concerns.
Renovation Assessment
Prioritized renovations based on property inspection and market impact.
High Priority Renovations
No required renovations identified
Note: these are rough estimates. For more accurate estimates, please contact a professional.
Ownership History
Previous ownership changes and transaction details
Pricing History
Historical pricing trends for this property
Monthly Costs
Interactive breakdown of estimated monthly expenses
Upfront Transaction Costs
Estimated costs due at closing, including down payment and fees
* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.
** Buyer agent fees are negotiable and may sometimes be covered by the seller.
Buyer Power Index
Price Trajectory
Historical Market Pulse
Key metrics over time, revealing market momentum and patterns
Negotiation Insight
Days on market increasing 105.6% over the past 3 months suggests growing buyer leverage.
Subject Property
Stats in the Area
Based on 2 comparable properties nearby
Average Price
$55,000
Your price is 736.2% above average
Median Price
$65,000
Based on 2 recent sales
Price per Sq.Ft
N/A
No price per sq.ft data available
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 791 York Avenue, Saint Paul, MN 55106 | $65,000 | N/A | N/A | N/A | N/A | 11/27/2024 |
| 920 Fremont Avenue, Saint Paul, MN 55106 | $45,000 | N/A | N/A | N/A | N/A | 10/22/2024 |
Schools
Details about nearby schools in this area
Climate Risks
Assessment of climate-related hazards for this property
Low Climate Risk
This property has minimal climate-related risks
Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.
Sunlight Analysis
Data provided by Shadowmap
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Tour Checklist
Key items to inspect during your property tour
Inspect the stucco for cracking, especially on the side of the building, and probe any cracks with a screwdriver to assess the depth and condition of the underlying material.
Thoroughly inspect the balcony, paying close attention to the supports, railings, and decking. Look for signs of rot, rust, or instability. Test the railings for sturdiness.
Inspect all apartment units for signs of water damage, including stains on ceilings and walls, especially around windows and in bathrooms. Pay close attention to the unit directly below the cracked stucco area.
Questions to Ask
Important questions to ask during the tour
Can you provide a detailed history of the building's maintenance and repairs over the past 5 years, including receipts and contractor information?
What is the current lease status of the commercial tenant (bakery), including the lease term, rent amount, and any renewal options?
Have there been any issues with the boiler system in recent years, and what is its estimated remaining lifespan?
Given the age of the building, has a lead paint inspection been performed? If so, can I review the report?
Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.
Property Discussion
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Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.
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