Score
0Saint Germain, WI
8696 Osier Ln
325K
2 beds
2 baths
1,008 sqft
2 bd • 2 ba • 1,008 sf
This analysis was generated on 1/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$325,000
Price/Sq.Ft
$322
Year Built
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This fully furnished, 2 bedroom, 2 bath condo unit is located on Big St. Germain Lake, offering lakefront access, a shared 400' sand frontage, and a 'first come, first served' dock. It boasts a three-season room overlooking the lake, a gas log fireplace, and cathedral ceilings. The property is rental-ready, making it an attractive option for investors or those looking to offset ownership costs with rental income. The climate risk scores are generally low, with a minimal flood risk (1/10), minimal air quality risk (1/10), minimal heat risk (1/10), and minimal wind risk (1/10). The property's price per square foot is $322.42.
The Bad
The property's square footage (1,008 sqft) is relatively small for a single-family residence, which might be limiting for some buyers. The listing doesn't specify the age of the property, which could mean potential maintenance issues and higher costs down the line. The listing does not provide information about HOA fees which could impact the overall cost of ownership. The property is listed as a condo unit which typically has shared ownership of common areas which might have additional costs. The school ratings for the area are not very high with the elementary school at 4/10, the middle school at 5/10, and the high school at 7/10.
The Ugly
The property's listing history shows a significant price increase (111.7%) since 2014, which may indicate overpricing. The lack of specific details about the age of the unit raises concerns about potential major system failures in the near future. The property relies on well and septic systems, which require regular maintenance and can be costly to repair or replace. The 'first come, first serve' dock access could be a source of contention during peak seasons, and shared ownership might mean additional responsibilities and costs. The property has been on the market for 179 days which might indicate that it is overpriced or has other issues.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is best suited for individuals or couples seeking a vacation home with rental income potential. Ideal for those who enjoy lake activities like fishing and swimming and appreciate a fully furnished, move-in-ready unit. Investors looking for a turnkey rental property in a popular vacation area may also find this appealing. The property's size is suitable for a small family or a couple looking for a weekend retreat.
Not For
This property is not ideal for those seeking a large primary residence or for families needing more than two bedrooms. The shared dock and lake frontage, while appealing, might not be suitable for buyers desiring private access. Buyers with limited tolerance for a tourist-heavy environment may find the seasonality of Saint Germain challenging. Those requiring high-speed internet or reliable cell service should verify connectivity before purchase. Additionally, buyers seeking a completely maintenance-free property should consider that the age of the unit is unknown and may require future upgrades.
Demographics
Area Median Income
$0
Property History
Price History
Ownership Timeline
$153,500Financed
Sep 26, 2014William D Green, Christine S GreenGregory G Koepke, Kara Koepke
Condominium Deed
Standard Sale (Purchase/Resales)
$205,000Financed
Jan 2, 2013Kennneth C Horve, Nancy L HorveWilliam D Green, Christine S Green
Condominium Deed
Standard Sale (Purchase/Resales)
$190,000Cash Purchase
Nov 14, 2007Maxine R HaggeKenneth C Horve, Nancy L Horve
Warranty Deed
Standard Sale (Purchase/Resales)
Property Taxes
$1,561
2022 Tax Assessment
0.4%from previous year
Assessed Value$187,000
Tax Rate0.83%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
4.0/10
AverageMiddle
5.0/10
AverageHigh
7.0/10
GoodFinancials
Monthly Costs
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