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6801 F St
Tres Pinos, CA

6801 F St

$825,000
3 bd • 2 ba • 1,079 sf

This analysis was generated by artificial intelligence on 1/24/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$825,000

Price/Sq.Ft

$765

Year Built

2020

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

This 2020-built property in Tres Pinos offers modern amenities with a rural charm. At 1,079 sqft on a spacious 1/4 acre lot, it provides ample space for $764.60/sqft. The home features high-end finishes like vaulted ceilings, custom cabinetry, and brand-new stainless steel appliances, including a Samsung gas stove with convection oven and air fryer. Energy efficiency is addressed with double-pane windows and central heating/air. The property boasts excellent outdoor space with two driveways, RV/boat parking, and potential for expansion or ADU development. Its location offers easy access to Silicon Valley and the Monterey coastline, balancing rural living with urban proximity. The flood risk is minimal (1/10), which is significantly better than many properties in California.

The Bad

The property's price of $825,000 is high for the area, especially considering the median income of $138,611. At 1,079 sqft, it's smaller than many homes in this price range. The home has been on the market for 89 days, suggesting potential overpricing or low demand. The air quality risk is severe (8/10), with 17 bad air days per year, which could impact outdoor enjoyment and health. The heat risk is moderate (4/10), with 7 hot days per year, potentially increasing cooling costs. The local elementary school lacks a rating, which may concern families with school-age children.

The Ugly

The fire risk for this property is severe (8/10), which is a major concern. This high risk could lead to significantly increased insurance premiums or even difficulty obtaining coverage. The estimated insurance cost of $2,970/year is already high, and this could increase further due to the fire risk. The property's rural location may mean limited access to emergency services in case of a fire. Additionally, the severe air quality risk (8/10) could lead to health issues and reduced quality of life, especially during wildfire seasons. The property's value may be negatively impacted by these environmental risks in the long term.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is best suited for buyers with a household income of $200,000+ who can comfortably afford the $825,000 price tag and high insurance costs. It's ideal for those seeking a rural lifestyle with modern amenities, potentially remote workers or retirees who value proximity to nature and outdoor activities. The property would appeal to those looking for a turnkey home with high-end finishes and the potential for expansion or adding an ADU. It's well-suited for small families or couples who don't need excessive square footage but want ample outdoor space.

Not For

This property is not suitable for first-time homebuyers or those with a household income below $200,000 due to its high price and ongoing costs. Families requiring more than 3 bedrooms or extensive indoor living space may find the 1,079 sqft limiting. Those with respiratory issues or sensitivities should be cautious due to the severe air quality risk. Risk-averse buyers or those unable to obtain comprehensive fire insurance should look elsewhere given the severe fire risk. Commuters who need to be in urban areas daily may find the rural location inconvenient.
Demographics
Area Median Income

$138,611

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Risk Assessment

Climate Risks

fireSEVERE

Insurance: Required

airSEVERE

17 bad air quality days per year

heatMODERATE

7 extreme heat days per year

98th percentile: 95°F

floodMINIMAL

FEMA Zone: X_UNSHADED

Insurance: Optional

windMINIMAL

Insurance: Optional

Risk Analysis

The severe fire risk (8/10) is the most significant concern, potentially leading to evacuation orders, property damage, and skyrocketing insurance costs. The severe air quality risk (8/10) could result in health issues and reduced outdoor enjoyment. While the flood risk is minimal, climate change could alter this in the future. The rural location may face challenges with water availability, especially during droughts. The high price point and smaller size compared to market averages could impact future resale value. Potential zoning restrictions may limit ADU development or property expansion plans. The lack of public transportation and distance from urban amenities could become inconvenient over time.
Insurance
Annual Cost

$2,970

$248 per month

Financials

Monthly Costs

Price History

Property Taxes

$607
2024 Tax Assessment
11.2%from previous year
Assessed Value$52,419
Tax Rate1.16%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Frequently Asked Questions

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