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66.5 Charles St
Score
59
Jersey City, NJ

66.5 Charles St

669K
3 bd • 2 ba • sf

This analysis was generated on 4/4/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$669,000
-20%vs 07307
Price/Sq.Ft
$669,000
+120658%vs 07307
Above Fair Value
1.4% above range

Current Price

$669,000

Fair Range

$640,000 - $660,000

$669,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$650,000
Success Probability:High(75%)

AI Rationale

Reflects fair market value adjusted for renovations and market conditions. The higher DOM (35 days) suggests seller motivation.

Overall Score
59
73
Home Condition
80
Natural Light
42
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Cracked Brick Stairs
Cracked Brick Stairs

Cracked Brick Stairs

The brick stairs leading to the entrance are cracked and worn, posing a potential safety hazard.

Worn Exterior Siding
Worn Exterior Siding

Worn Exterior Siding

The exterior siding appears to be old and could benefit from replacement or a fresh coat of paint.

Outdated Bathroom
Outdated Bathroom

Outdated Bathroom

The bathroom features outdated fixtures and finishes, including a basic vanity and toilet.

Outdated Bathroom Finishes
Outdated Bathroom Finishes

Outdated Bathroom Finishes

The bathroom features outdated white subway tile and a dark wood vanity. The fixtures are older and could use updating.

Aging Exterior Elements
Aging Exterior Elements

Aging Exterior Elements

The exterior of the building shows some signs of age, including the brick foundation and window awnings.

Outdated Kitchen Tile
Outdated Kitchen Tile

Outdated Kitchen Tile

The kitchen floor has outdated tile that could be replaced with a more modern material.

Window AC Unit
Window AC Unit

Window AC Unit

The window AC unit in the kitchen is inefficient and detracts from the updated appearance.

Support Columns
Support Columns

Support Columns

The basement has visible support columns that may obstruct the layout.

Dated Staircase Railing
Dated Staircase Railing

Dated Staircase Railing

The metal railing on the staircase is dated and doesn't match the modern aesthetic of the refinished floors.

Outdated Baseboard Heaters
Outdated Baseboard Heaters

Outdated Baseboard Heaters

The baseboard heaters are an older style and can be inefficient. They also detract from the overall aesthetic.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$7,500

Bathroom Renovation

$7,500
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$669,000
-30%List: $669,000+30%
20%
$133,800of $669,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$178,520
Closing Costs
+$44,720
Down Payment
$133,800
Buyer Agent Fee
$17,060
Loan Fees
$5,352
Title & Escrow
$4,014
Inspections
$900
Transfer Tax
$7,359
Prepaid Expenses
$10,035

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 35 day average
This is a new listing, while homes in this area typically sell in 35 days
Inventory Health
101
homes for sale
29 homes sold last month, indicating 3.5x more supply than demand
Price Dynamics
98.7%
of asking price
Homes typically sell for 1.3% below asking price

Price Trajectory

$810,000
Current median price
-4.4%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 0.6% over the last 3 months
3 Months
-0.6%
6 Months
+0.6%
1 Year
-4.4%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 35.7% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$810,000
3 Months Ago
$647,000
+25.2%

Schools

Nearby school quality by education level

Elementary

5.2/10
Average

Middle

5.9/10
Average

High

3.8/10
Below Average

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 1 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the basement for signs of moisture, mold, or water damage, paying close attention to the support columns and walls.

Check the electrical panel for its age, amperage, and any signs of corrosion or damage.

Look for any signs of pest infestation, such as droppings, nests, or damaged wood.

Questions to Ask

Important questions to ask during the tour

What is the age of the roof, and are there any known leaks or repairs that have been done?

Have there been any insurance claims filed on this property in the past 5 years?

Are there any open permits on the property?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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