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58 Mary Hall Rd
Score
0
Pawcatuck, CT

58 Mary Hall Rd

300K
2 bd • 1 ba • 996 sf

This analysis was generated on 2/13/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$299,900

Price/Sq.Ft

$301

Year Built

1952

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Price per Square Foot: At $301.10 per square foot, the property is priced competitively compared to the average in Pawcatuck. The median sale price per square foot in Pawcatuck is $325. • Proximity to Amenities: The property is located near the Pawcatuck River, offering opportunities for hiking, biking, and boating. • Good Schools: West Vine Street School has an excellent rating of 8/10. Stonington High School has a rating of 7/10. These are desirable features for families with children. • Minimal Flood Risk: The property has a minimal flood risk (1/10) and is located in FEMA Zone X_UNSHADED. This reduces the likelihood of flood-related damage and the need for costly flood insurance.

The Bad

• Renovation Needed: The property is described as an investment opportunity requiring renovation, which means additional costs for repairs and upgrades. Buyers should factor in these expenses beyond the purchase price. • Small Size: At 996 square feet, the house is smaller than the average single-family home in Connecticut. The average square footage of homes sold in Pawcatuck is 1,700 sqft, making this property 41% smaller. • Only One Bathroom: Having only one bathroom can be inconvenient for some buyers, especially families. • Outdated Systems: Built in 1952, the house likely has outdated plumbing, electrical, and heating systems. These may require immediate repair or replacement, adding to the overall cost. • Proximity to Rhode Island: Pawcatuck shares a border and close ties with Westerly, RI. This affects things like school districts (some Pawcatuck residents send their children to Westerly schools), taxes (consider the differences between CT and RI income and property taxes), and even utility providers. Understand which state's services and regulations apply to a specific property.

The Ugly

• Unknown Condition: The property description focuses on renovation potential, suggesting the current condition may be poor. A thorough inspection is necessary to identify all issues and estimate repair costs. • Moderate Air Quality Risk: With a moderate air quality risk (4/10) and 4 bad air days per year, some buyers may be concerned about potential health impacts. • Major Heat Risk: The property has a major heat risk (5/10), with a 98th percentile temperature of 90°F and 7 hot days per year. This could lead to higher energy bills for cooling and may require upgrades to the HVAC system. • Severe Wind Risk: The severe wind risk (8/10) could result in higher insurance premiums and potential damage from strong winds. • Oil Heating: The property uses oil for heating, which can be more expensive and less efficient than other heating options. Oil prices can fluctuate, making it harder to budget for heating costs.

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Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Investors Seeking Renovation Projects: The property is advertised as an ideal renovation opportunity, suggesting it would appeal to investors looking to fix and flip or rent out after improvements. • Buyers Interested in Proximity to Nature: The property's location near the Pawcatuck River, hiking, biking trails, and boating opportunities will appeal to those who enjoy outdoor activities. • Buyers Comfortable with Renovation: The property is suitable for individuals prepared to invest in necessary upgrades and repairs to bring the house up to modern standards. • Buyers Seeking Location Near Westerly, RI: This property is best for those seeking proximity to Westerly, RI, due to Pawcatuck's close proximity to it.

Not For

• Buyers Seeking a Move-In Ready Home: Given the description emphasizes renovation potential, it is less suitable for buyers looking for a home that requires no immediate work. • Buyers with Limited Renovation Budget: The need for renovation implies additional costs beyond the purchase price, making it less ideal for buyers with a tight budget. • Buyers Seeking Modern Amenities: Built in 1952, the house may lack modern amenities, and the existing utilities and systems may not meet contemporary standards. • Buyers with Mobility Issues: The property's description and potential need for renovation may involve uneven terrain or stairs, which may not be suitable for individuals with mobility issues.
Demographics
Area Median Income

$75,724

Property History

Price History
Ownership Timeline

Property Taxes

$3,338
2024 Tax Assessment
0.9%from previous year
Assessed Value$182,100
Tax Rate1.83%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Risk Assessment

Climate Risks

windSEVERE

Insurance: Required

heatMODERATE

7 extreme heat days per year

98th percentile: 90°F

airMODERATE

4 bad air quality days per year

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

fireMINIMAL

Insurance: Optional

Risk Analysis

• Renovation Costs: The property is advertised as an ideal renovation opportunity, implying that significant upgrades and repairs are necessary. Accurately estimating these costs is crucial to avoid financial overextension. • Older Systems: Built in 1952, the home likely has outdated plumbing, electrical, and heating systems. These may require immediate repair or replacement, adding to the overall cost. • Wind Risk: The severe wind risk (8/10) indicates a higher potential for damage from strong winds, which could lead to increased insurance premiums and potential repair costs. • Market Conditions: Changes in local zoning regulations, economic downturns, or increased interest rates can impact property values and rental rates.
Insurance
Annual Cost

$1,080

$90 per month

Cost & Affordability

Monthly Costs

Breakdown of estimated monthly expenses for this property

Monthly Payment
$0
* Estimated at 1% of home value annually. Actual costs may vary.
Not Included in Estimate
• Utilities (electricity, gas, water, internet)
• Home improvements and upgrades
• Landscaping and yard maintenance
• Pest control and home services
• Emergency repairs and replacements

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20.0% of purchase price

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$300 monthly
$90 monthly

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Schools

West Vine Street School

Public•Grades PK-5
8/5
Primary
2.5 mi
Get more information on GreatSchools

Stonington Middle School

Public•Grades 6-8
6/5
Middle
5.3 mi
Get more information on GreatSchools

Stonington High School

Public•Grades 9-12
7/5
High
1.5 mi
Get more information on GreatSchools

Financials

Monthly Costs
Market Rent (2 bed)

$1,450

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$299,900
Price/sqft
$301
Layout
2 bd•1 ba
Days on market
27 daysat time of analysis

Stats in the Area

Based on 2 comparable properties nearby

Average Price

$337,500

11.1%

Your price is 11.1% below average

Median Price

$350,000

14.3%

Based on 2 recent sales

Price per Sq.Ft

$291

3.5%

Your price is 3.5% above average $/sqft

Comparable Properties

142 Pawcatuck Avenue, Stonington, CT 06379
Price: $325,000
Sq.Ft: 1,132
Beds/Baths: 2/2
$/Sq.Ft:
$2874.7%
Sale Date: 9/15/2024
21 Crestview Drive #B, Westerly, RI 02891
Price: $350,000
Sq.Ft: 1,188
Beds/Baths: 2/2
$/Sq.Ft:
$2952.2%
Sale Date: 9/26/2024

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