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5253 Jack Bray Ct
Score
0
Tobyhanna, PA

5253 Jack Bray Ct

251K
3 bd • 2 ba • 1,400 sf

This analysis was generated on 1/27/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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List Price

$251,200

Price/Sq.Ft

$179

Year Built

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• **Competitive Price per Square Foot:** At $179.43 per square foot, this property is priced competitively compared to other homes in the area. This represents a good value for the amount of living space offered. • **Three Bedrooms and Two Bathrooms:** The property offers three bedrooms and two bathrooms, which is suitable for a small family and provides good privacy and comfort. • **Located in the Pocono Mountains:** The property is situated in the beautiful Pocono Mountains, offering access to numerous recreational activities like hiking, skiing, and lake access. This could be attractive to those who love nature and outdoor activities. • **Potential for a Quiet Lifestyle:** The property’s location in Tobyhanna suggests a quieter, more nature-oriented lifestyle. This could be appealing to buyers seeking a break from the noise and pace of urban areas. • **Median Income Suggests Affordability:** The median income of $66,603 in Tobyhanna suggests that the area is affordable for many buyers. This indicates a stable and reasonable market.

The Bad

• **Lack of Detailed Property Information:** The absence of a property description, room details, and utility information makes it difficult to assess the property's true condition and value. Buyers will need to conduct their own research. • **Unknown Year Built:** The lack of a build year makes it challenging to estimate the property's condition and potential maintenance needs. Older homes may have outdated systems requiring costly repairs or upgrades. • **No Property Features Listed:** The absence of listed property features makes it difficult to assess the property's amenities and value. This requires an in-person inspection to determine if the property meets the buyer's needs. • **Limited Access to Amenities:** While the area is beautiful, it's somewhat remote, with limited access to shopping, hospitals, and other essential services compared to more populated areas. This might not be ideal for those who prefer urban conveniences. • **Potential for Septic and Well Issues:** Many homes in Tobyhanna rely on septic systems and well water, which require regular maintenance and can sometimes lead to unexpected costs.

The Ugly

• **Potential for High Maintenance Costs:** The lack of information regarding the age of the property and its systems, combined with the likelihood of septic and well water systems, suggests the potential for higher maintenance costs. Older systems often require more frequent and costly repairs. • **Uncertainty Regarding Utilities:** The lack of utility information means potential buyers must conduct thorough due diligence to understand the property's utility systems, including costs and potential issues. This also means that the presence of gas, electric, or oil is unknown. • **Potential for HOA Restrictions:** While not explicitly mentioned, many communities in Tobyhanna have HOAs. These can come with fees and restrictions that may limit property usage and increase the cost of ownership. This needs to be confirmed by the buyer. • **Weather and Accessibility Issues:** Tobyhanna experiences harsh winters with heavy snowfall, which may require a four-wheel-drive vehicle, additional snow removal costs, and potential accessibility issues during storms. This adds to the overall cost and challenges of living in the area. • **Strict Short-Term Rental Regulations:** Tobyhanna has strict regulations regarding short-term rentals, which may limit the property's investment potential. The property may be unsuitable for buyers looking to rent it out on sites like Airbnb.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Families or individuals seeking a primary residence in a quiet, nature-oriented area within the Pocono Mountains, and who do not plan to rent it out short-term. The three bedrooms and two bathrooms provide adequate space for a small family. • Buyers with a moderate risk tolerance who are comfortable with the potential for higher insurance costs and the need for septic and well water maintenance, and who do not mind the limited amenities. • Buyers with a household income of at least $75,000 to handle the mortgage, property taxes, insurance, and potential maintenance costs. Assuming a 20% down payment and a 7% interest rate, the estimated monthly mortgage could be around $1,400, plus an additional $500 for taxes and insurance. Total monthly costs could be around $1,900, which is manageable with that income level. • Buyers who appreciate the recreational opportunities in the Poconos, with activities like hiking, skiing, and lake access nearby, and are willing to live in a more remote area.

Not For

• Investors looking for short-term rental opportunities due to strict regulations and competition from established vacation properties in the area. The lack of detailed property descriptions and features makes it difficult to assess its potential as a rental. • Buyers seeking a low-maintenance property, as this property will likely require ongoing care related to septic and well water systems, landscaping, and snow removal. • Buyers seeking urban amenities or those who prefer to live closer to shopping, hospitals, and other services. Tobyhanna's more remote location might present challenges. • Buyers with a low risk tolerance, as the area's weather patterns, potential for power outages, and wildlife presence could be a concern. • Buyers with a limited budget, as the total cost of ownership, including mortgage, insurance, taxes, and potential maintenance, could be higher than expected.
Demographics
Area Median Income

$66,603

Property History

Price History
Ownership Timeline
$120,000Cash Purchase
Aug 17, 2020
John Quinones JrKenneth Greenberg, Rosalind Greenberg
Deed
Standard Sale (Purchase/Resales)
$22,400Cash Purchase
Oct 28, 2014
Fannie Mae, Federal National Mortgage AssociationJohn Quinones Jr
Deed
Standard Sale (Purchase/Resales)
$4,608Cash Purchase
Sep 26, 2014
Francisco Morales, Maria MoralesFederal National Mortgage Association
Sheriffs Deed
Foreclosure
$128,000Cash Purchase
Aug 26, 2005
Frances ToscanoFrancisco Morales, Maria Morales
Deed
Standard Sale (Purchase/Resales)

Sunlight Analysis

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Sunlight Analysis

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Risk Assessment

Risk Analysis

• **Undisclosed Property Age and Condition:** The 'Unknown' build year means potential for hidden maintenance issues and outdated systems. A thorough inspection is critical. Older homes often have higher maintenance costs. • **Septic and Well Water Risks:** Reliance on septic systems can lead to costly repairs or replacements. Well water can suffer from contamination or mineral issues, requiring ongoing treatment and expense. The inspection must include testing of the water and evaluation of the septic system. • **Weather-Related Risks:** Harsh winters with heavy snowfall can create access and maintenance challenges. Power outages can be frequent, requiring a backup power source. The property's location in a wooded area may increase vulnerability to storms and falling trees. • **Higher Insurance Costs:** The area's susceptibility to weather events and the presence of wildlife can lead to higher homeowner's insurance premiums, potentially 20-30% higher than in less risky areas, increasing the overall cost of ownership. • **Limited Amenities:** The distance to essential services like grocery stores, hospitals, and other amenities could be inconvenient for some buyers. This could also make resale more challenging.

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Schools

Pocono Mountain West Junior High School

Public•Grades 7-8
5/10
Middle
798 students

Pocono Mountain West High School

Public•Grades 9-12
4/10
High
1,682 students

Financials

Monthly Costs
Market Rent (3 bed)

$2,130

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$251,200
Price/sqft
$179
Layout
3 bd•2 ba

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$156,700

60.3%

Your price is 60.3% above average

Median Price

$165,500

51.8%

Based on 6 recent sales

Price per Sq.Ft

$120

49.5%

Your price is 49.5% above average $/sqft

Comparable Properties

6547 Laurel Hollow Drive, Coolbaugh Twp, PA 18466
Price: $143,800
Sq.Ft: 1,368
Beds/Baths: 3/2
$/Sq.Ft:
$10541.4%
Sale Date: 9/27/2024
4122 Timber Lane, Coolbaugh Twp, PA 18466
Price: $285,000
Sq.Ft: 1,344
Beds/Baths: 3/2
$/Sq.Ft:
$21218.2%
Sale Date: 9/27/2024
6236 Park Place, Tobyhanna, PA 18466
Price: $126,000
Sq.Ft: 1,260
Beds/Baths: 3/2
$/Sq.Ft:
$10044.3%
Sale Date: 10/14/2024
6049 Boardwalk Drive, Tobyhanna, PA 18466
Price: $165,500
Sq.Ft: 1,388
Beds/Baths: 3/2
$/Sq.Ft:
$11933.5%
Sale Date: 9/7/2024
7658 Rainbow Drive, Tobyhanna Twp, PA 18466
Price: $199,900
Sq.Ft: 1,200
Beds/Baths: 3/2
$/Sq.Ft:
$1677.2%
Sale Date: 10/21/2024
4084 BRIARWOOD Drive, Tobyhanna, PA 18466
Price: $20,000
Sq.Ft: 1,419
Beds/Baths: 2/2
$/Sq.Ft:
$1492.1%
Sale Date: 9/4/2024

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