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521 Clarke St
Score
74
Helena, MT

521 Clarke St

825K
5 bd • 3 ba • 2,839 sf

This analysis was generated on 5/6/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$825,000
Price/Sq.Ft
$291
Above Estimated Range
6.5% above range

Current Price

$825,000

Estimated Range

$725,000 - $775,000

$825,000
Below Market-20%
Above Market+20%

*AI analysis for entertainment only - not professional appraisal. Consult licensed professionals for property valuations.*

Market Data Points

4 data points for educational exploration

*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*

AI Suggested Range (Entertainment Only)

$727,000
AI Success Estimate:High(65%)
*Entertainment only - actual results may vary*

AI Rationale

The offer reflects fair market value adjusted for necessary renovations. The seller's potential motivation and market dynamics support this strategy.

AI Analysis Score
74
69
Home Condition
77
Natural Light
80
Value
72
Location

*AI scoring for entertainment purposes only. Scores are subjective and not professional evaluations. Consult professionals for property assessments.*

Visual Insights

AI-analyzed spaces with reimagining capabilities

Bathroom Tile
Bathroom Tile

Bathroom Tile

The bathroom is outdated with pink tile and old fixtures.

Carpets
Carpets

Carpets

The carpets are old and stained, especially in the bedrooms.

Kitchen Cabinets
Kitchen Cabinets

Kitchen Cabinets

The kitchen cabinets are dated and the wood finish is not modern.

Kitchen Countertops
Kitchen Countertops

Kitchen Countertops

The kitchen countertops are a dark tile which is outdated.

Lighting Fixtures
Lighting Fixtures

Lighting Fixtures

The lighting fixtures are old and inefficient.

Mixed and Dated Flooring
Mixed and Dated Flooring

Mixed and Dated Flooring

The basement has a mix of flooring types, including carpet and linoleum, which appear dated and worn.

Steep Exterior Stairs
Steep Exterior Stairs

Steep Exterior Stairs

The exterior stairs leading to the basement appear steep and could pose a safety hazard.

Aging Deck
Aging Deck

Aging Deck

The deck appears to be aging and may require maintenance or replacement in the near future.

Worn Porch Decking
Worn Porch Decking

Worn Porch Decking

The front porch decking appears worn and could need replacement.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$28,000

Kitchen Renovation

$15,000
High

Bathroom Renovation

$8,000
High

Carpet Replacement

$5,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$825,000
-30%List: $825,000+30%
20%
$165,000of $825,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $3,465/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$219,938
Closing Costs
+$54,938
Down Payment
$165,000
Buyer Agent Fee
$21,038
Loan Fees
$6,600
Title & Escrow
$4,950
Inspections
$900
Transfer Tax
$9,075
Prepaid Expenses
$12,375

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Data Buyer Power
Market Speed
29 days
vs 51 day average
This home has been listed for 29 days, while homes in this area typically sell in 51 days
Inventory Health
86
homes for sale
16 homes sold last month, indicating 5.4x more supply than demand
Price Dynamics
0.0%
of asking price
Homes typically sell for 100.0% below asking price

*Market analysis for entertainment purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*

Price Trajectory

$498,000
Current median price
0.0%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Historical Data: data suggests strong growth
Prices are up 7.1% over the last 3 months
3 Months
+7.1%
6 Months
+16.5%
1 Year
0.0%

*Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.*

Historical market data is not available

Schools

Details about nearby schools in this area

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 1 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Educational Tour Ideas

Educational suggestions for property tours

Thoroughly inspect the basement, paying close attention to the non-conforming bedroom area. Check for signs of moisture, mold, or water damage, especially near the separate entrance.

Run all faucets and showers, checking for water pressure and drainage. Pay close attention to the outdated bathroom fixtures.

Educational Questions

Sample questions for educational purposes

Can you provide documentation for the new roof, furnace, and solar panel installations, including warranties and permits?

Given the 'Major' flood risk, what flood mitigation measures have been implemented on the property, and has the property ever flooded?

Regarding the solar panels, are they owned outright or leased? If leased, what are the terms of the lease agreement, and is it transferable to the new owner?

Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.

Property Discussion

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