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50 Rustic Ln
Score
0
Bonny Doon, CA

50 Rustic Ln

1.5M
4 bd • 2 ba • 2,219 sf

This analysis was generated on 2/2/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$1,499,000

Price/Sq.Ft

$676

Year Built

1979

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Large Lot Size: The property sits on 2.89 acres, offering ample space for outdoor activities, gardening, and privacy. This is a significant benefit in the Bonny Doon area where larger lots are desirable. • Detached ADU: The presence of a detached ADU with a bedroom loft, bathroom, and kitchen adds significant value. It can be used for guests, as a rental unit for additional income, or as a private retreat. • Spacious Kitchen: The kitchen offers ample workspace and cabinetry, making it ideal for those who enjoy cooking and entertaining. • Indoor-Outdoor Living: The property offers seamless indoor-outdoor living with separate deck access from three rooms, enhancing the living experience and connection with nature. • Versatile Library: The library can be used as a reading room, office, or extra bedroom, adding versatility to the floor plan. • High Ceilings and Walk-in Closets: The high ceilings and walk-in closets in the main bedroom provide a sense of spaciousness and luxury. • Proximity to Santa Cruz: The property is conveniently located minutes from Santa Cruz, providing access to amenities and services while maintaining a rural feel. • Natural Beauty: The property is surrounded by natural beauty, including mature trees and views of deer, turkeys, and quail, enhancing its appeal.

The Bad

• High Price per Square Foot: At $675.53 per square foot, the property is priced above the average for some areas in the Santa Cruz region. While Bonny Doon is known for its higher prices, this may still present a challenge for budget-conscious buyers. • Age of the Home: Built in 1979, the property is 45 years old. This may mean that some systems and appliances could be nearing the end of their lifespan, potentially leading to maintenance and repair costs. • Rural Location: The property is located in a rural area with limited access to amenities, which may not be suitable for all buyers. The winding, steep roads may also present challenges for some people. • Septic System: The property uses a septic system, which requires regular maintenance and may need repair or replacement. Septic systems can be costly to maintain and repair. • Well Water: The property relies on well water, which may have inconsistent supply during droughts. Regular testing for water quality and potential investment in filtration or treatment systems is required. The well’s capacity and history should be checked thoroughly.

The Ugly

• Extreme Air Quality Risk: The property is located in an area with an EXTREME air quality risk (9/10), with 17 bad air days per year. This can impact outdoor activities, require indoor air filtration, and affect the health of sensitive individuals. • High Insurance Costs: Due to the MAJOR fire risk (5/10), insurance premiums are likely to be very high, as indicated by the estimated cost of $5,396.4/year. This can significantly increase the monthly cost of ownership. • Potential for Power Outages: The property is located in an area prone to Public Safety Power Shutoffs (PSPS) during fire season. This may require investment in backup power solutions, adding to the overall cost of ownership. • Septic System Uncertainty: The property uses a septic system, which requires regular maintenance and may need repair or replacement. Septic systems can be costly to maintain and repair, and if not properly maintained, can cause environmental issues. • Well Water Uncertainty: The property relies on well water, which may have inconsistent supply during droughts. Regular testing for water quality and potential investment in filtration or treatment systems is required. The well’s capacity and history should be checked thoroughly and may add to the cost of ownership. • Potential for High Maintenance: Homes in wooded areas require more maintenance, including clearing vegetation, dealing with pests, and protecting against weather damage. This can add to the overall cost and effort of homeownership.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers Seeking a Private Retreat: The 2.89-acre lot, mature trees, and natural surroundings offer a high level of privacy and seclusion, appealing to those seeking tranquility and a connection with nature. • Multi-Generational Families or Those Seeking Rental Income: The detached ADU with its own bedroom loft, bathroom, and kitchen is ideal for accommodating guests, extended family, or generating rental income, providing flexibility for different living arrangements. • Nature Enthusiasts: The property's proximity to nature, including views of deer, turkeys, and quail, along with ample space for gardening and outdoor recreation, caters to those who enjoy nature and wildlife. • Buyers Comfortable with Rural Living: The property's location in Bonny Doon, with its limited services, winding roads, and reliance on well and septic systems, is best suited for those who prefer a rural lifestyle and are prepared for the associated maintenance and logistical considerations. • Buyers with a Focus on Outdoor Living: The deck access from three rooms, the spacious yard, and the potential for outdoor gatherings and relaxation make this property ideal for those who prioritize outdoor living.

Not For

• Buyers Seeking Urban Amenities: The property's rural location in Bonny Doon, with limited access to amenities like grocery stores, restaurants, and gas stations, may not be suitable for those who prefer a more urban lifestyle. • Buyers Uncomfortable with Fire Risk: The property's MAJOR fire risk (5/10) and associated insurance costs and maintenance requirements may not be suitable for risk-averse buyers. • Buyers Requiring Easy Access and Flat Roads: The winding, narrow, and sometimes steep roads in Bonny Doon may not be suitable for those who require easy access or have mobility issues. • Buyers Needing Reliable Public Utilities: The property's reliance on well water and a septic system, as well as the potential for power outages, may not be suitable for those who require reliable public utilities. • Buyers on a Strict Budget: The high insurance costs, potential water and septic maintenance costs, and the relatively high price per square foot may not be suitable for buyers on a strict budget.
Demographics
Area Median Income

$93,839

Property History

Price History
Ownership Timeline
$0Cash Purchase
Jun 19, 2015
Bruce D Larkin, Helen Kruse LarkinLarkin Rustic Trust, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Apr 8, 2003
Bruce D Larkin, Helen Kruse LarkinBruce D Larkin, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Mar 14, 2003
Bruce D Larkin, Helen Kruse LarkinBruce D Larkin, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
May 7, 2001
Bruce D Larkin, Helen Kruse LarkinBruce D Larkin, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
May 7, 2001
Bruce D Larkin, Helen LarkinBruce D Larkin, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Jun 7, 2000
Larkin Bruce D Trustee Etal Kruse Helen FBruce D Larkin, Helen Kruse Larkin
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
Apr 26, 2000
Larkin Bruce D Trustee Etal Kruse Helen F Trustee Etal, Helen Kruse LarkinBruce D Larkin, Helen Kruse Larkin
Correction Deed
Non-Arm's Length Transactions
$0Cash Purchase
Apr 20, 1999
Larkin Bruce D Hw Etal Jt Kruse Helen F Hw Etal JtThe Larkin Rustic Trust
Grant Deed
Standard Sale (Purchase/Resales)

Property Taxes

$5,364
2024 Tax Assessment
1.9%from previous year
Assessed Value$436,430
Tax Rate1.23%

Sunlight Analysis

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Sunlight Analysis

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Risk Assessment

Climate Risks

airSEVERE

17 bad air quality days per year

fireMODERATE

Insurance: Required

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

heatMINIMAL

6 extreme heat days per year

98th percentile: 92°F

windMINIMAL

Insurance: Optional

Risk Analysis

• High Fire Risk: The property's MAJOR fire risk (5/10) could lead to very high insurance premiums and potential loss of coverage. Additionally, buyers must maintain a defensible space, which will add to the maintenance requirements and costs. Fire season power outages (PSPS) are common, requiring backup power solutions. • Water Availability and Quality: The property relies on well water, which may have inconsistent supply during droughts. Regular testing for water quality and potential investment in filtration or treatment systems is required. • Septic System Issues: Septic systems require maintenance and may need repair or replacement, adding to the overall cost of ownership. A thorough inspection is critical before purchase. • Accessibility Challenges: The winding and steep roads in Bonny Doon may pose challenges during inclement weather, particularly during winter storms. Emergency vehicle access may also be limited. • Limited Services: The rural location means limited access to amenities, potentially increasing the time and cost of shopping and errands. Internet and cell phone service can be unreliable. • Market Volatility: The Bonny Doon real estate market may be more volatile than other areas, due to its unique characteristics and limited services, impacting property values and resale potential.
Insurance
Annual Cost

$5,396

$450 per month

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Schools

Bonny Doon Elementary School

Public•Grades K-6
7/5
Elementary
1.3 mi
Get more information on GreatSchools

Mission Hill Middle School

Public•Grades 6-8
5/5
Middle
8.7 mi
Get more information on GreatSchools

Santa Cruz High School

Public•Grades 9-12
9/5
High
9 mi
Get more information on GreatSchools

Financials

Monthly Costs
Market Rent (4 bed)

$5,350

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,499,000
Price/sqft
$676
Layout
4 bd•2 ba
Days on market
12 daysat time of analysis

Stats in the Area

Based on 1 comparable properties nearby

Average Price

$1,310,000

14.4%

Your price is 14.4% above average

Median Price

$1,310,000

14.4%

Based on 1 recent sales

Price per Sq.Ft

$515

31.2%

Your price is 31.2% above average $/sqft

Comparable Properties

153 Mclean Place, Santa Cruz, CA 95060
Price: $1,310,000
Sq.Ft: 2,546
Beds/Baths: 3/2
$/Sq.Ft:
$51523.8%
Sale Date: 8/13/2024

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