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429 S Sanders St
Score
79
Helena, MT

429 S Sanders St

525K
4 bd • 2 ba • 2,255 sf

This analysis was generated on 5/6/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$525,000
Price/Sq.Ft
$233
Above Estimated Range
1.9% above range

Current Price

$525,000

Estimated Range

$500,000 - $515,000

$525,000
Below Market-20%
Above Market+20%

*AI analysis for entertainment only - not professional appraisal. Consult licensed professionals for property valuations.*

Market Data Points

4 data points for educational exploration

*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*

AI Suggested Range (Entertainment Only)

$505,000
AI Success Estimate:High(70%)
*Entertainment only - actual results may vary*

AI Rationale

Reflects necessary repairs and market conditions. The short days on market and seller's potential motivation balance the competitive environment.

AI Analysis Score
79
71
Home Condition
75
Natural Light
92
Value
68
Location

*AI scoring for entertainment purposes only. Scores are subjective and not professional evaluations. Consult professionals for property assessments.*

Visual Insights

AI-analyzed spaces with reimagining capabilities

Worn Carpet
Worn Carpet

Worn Carpet

The carpet throughout the living areas appears worn and dated.

Wood Paneling
Wood Paneling

Wood Paneling

Outdated wood paneling and built-in cabinets.

Bathroom Wallpaper
Bathroom Wallpaper

Bathroom Wallpaper

Dated plaid wallpaper and fixtures.

Worn Carpets
Worn Carpets

Worn Carpets

The carpets appear to be old and worn.

Weathered Wooden Fence
Weathered Wooden Fence

Weathered Wooden Fence

The wooden fence surrounding the property appears weathered and in need of repair or replacement.

Cracked Driveway and Patio
Cracked Driveway and Patio

Cracked Driveway and Patio

The concrete driveway and front patio show signs of cracking and wear, indicating potential need for resurfacing or replacement.

Outdated Brick Fireplace
Outdated Brick Fireplace

Outdated Brick Fireplace

The brick fireplace is outdated and may not appeal to modern buyers.

Garage Clutter
Garage Clutter

Garage Clutter

Garage is cluttered and disorganized.

Aged Lattice
Aged Lattice

Aged Lattice

The lattice on the deck and around the property appears aged and could benefit from replacement or updating.

Unkempt Enclosed Area
Unkempt Enclosed Area

Unkempt Enclosed Area

The area enclosed by the wooden fence appears to be unkempt and could be improved with landscaping or other enhancements.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$25,000

Replace Carpet in Living Areas

$5,000
High

Renovate Bathrooms

$15,000
High

Bathroom Renovation

$5,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

May
2019
$0Cash Purchase
May 10, 2019
From:Ralph O Guay, Lynn K Guay
To:Ralph O And Lynn K Guay Trust
Intrafamily Transfer
Non-Arm's Length Transactions

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$525,000
-30%List: $525,000+30%
20%
$105,000of $525,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $2,205/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$140,288
Closing Costs
+$35,288
Down Payment
$105,000
Buyer Agent Fee
$13,388
Loan Fees
$4,200
Title & Escrow
$3,150
Inspections
$900
Transfer Tax
$5,775
Prepaid Expenses
$7,875

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Data Buyer Power
Market Speed
4 days
vs 51 day average
This home has been listed for 4 days, while homes in this area typically sell in 51 days
Inventory Health
86
homes for sale
16 homes sold last month, indicating 5.4x more supply than demand
Price Dynamics
0.0%
of asking price
Homes typically sell for 100.0% below asking price

*Market analysis for entertainment purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*

Price Trajectory

$498,000
Current median price
0.0%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Historical Data: data suggests strong growth
Prices are up 7.1% over the last 3 months
3 Months
+7.1%
6 Months
+16.5%
1 Year
0.0%

*Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.*

Historical market data is not available
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$525,000
Price/sqft
$233
Layout
4 bd2 ba
Days on market
4 daysat time of analysis

Stats in the Area

Based on 2 comparable properties nearby

Average Price

$522,500

0.5%

Your price is 0.5% above average

Median Price

$575,000

8.7%

Based on 2 recent sales

Price per Sq.Ft

$215

8.3%

Your price is 8.3% above average $/sqft

Comparable Properties

714 Touchstone Drive, Helena, MT 59601
Price: $575,000
Sq.Ft: 2,267
Beds/Baths: 3/3
$/Sq.Ft:
$2548.9%
Sale Date: 3/14/2025
325 N Oregon Street, Helena, MT 59601
Price: $470,000
Sq.Ft: 2,652
Beds/Baths: 4/3
$/Sq.Ft:
$17723.9%
Sale Date: 2/6/2025

Schools

Details about nearby schools in this area

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 1 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Educational Tour Ideas

Educational suggestions for property tours

Inspect the basement bathroom (whirlpool tub) for leaks, water damage around the tub, and proper drainage.

Examine the exterior foundation for cracks, water stains, or signs of settling, especially on the side of the house facing the South Hills Trail System (given the slope).

Inspect the attic (if accessible) for proper insulation, ventilation, and signs of leaks or water damage. Look for evidence of pests or rodents.

Educational Questions

Sample questions for educational purposes

Can you provide documentation of any past flood mitigation efforts or insurance claims related to flooding on the property?

What is the age of the roof, and are there any known issues or leaks? Is there any warranty remaining on the roof?

Given the 'Severe' fire risk, what fire mitigation measures have been implemented on the property, and what is the annual cost of fire insurance?

Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.

Property Discussion

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