masterkey logo
4209 44th St
Lubbock, TX

4209 44th St

$179,900
3 bd • 2 ba • 1,813 sf

This analysis was generated by artificial intelligence on 1/22/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$179,900

Price/Sq.Ft

$99

Year Built

1953

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

The property at 4209 44th St, Lubbock, TX offers excellent value at $99.23/sqft, significantly below the Lubbock average of $150-$180/sqft. With 1,813 sqft, it's 21% larger than the typical 3-bedroom home in the area (avg. 1,500 sqft). Recent renovations add substantial value: new flooring, quartz countertops, fixtures, roof, and fresh paint inside and out. The large backyard with a covered patio is a standout feature. Climate risks are minimal, with flood (1/10) and fire (1/10) risks being exceptionally low. The property is just 0.3 miles from Maedgen Elementary School, rated 9/10, enhancing its appeal for families.

The Bad

The property has been on the market for 146 days, significantly above the Lubbock average of 30-45 days, suggesting potential pricing or condition issues. The home's age (built 1953) may lead to higher maintenance costs and potential system replacements. The kitchen, while updated, appears to lack a dishwasher based on the photos, which could be a drawback for some buyers. The heat risk score of 5/10 is concerning, with 7 hot days/year over 99°F, which could impact energy costs.

The Ugly

The property's price history shows volatility, with a 174.1% increase from 2013 to 2023, followed by recent price drops, indicating potential market instability or overpricing. The current list price of $179,900 is still 158% higher than the 2013 sale price of $69,500, which may not be sustainable. Foundation issues are common in Lubbock due to soil conditions, and this 70-year-old home may be at higher risk. The property's location in relation to Texas Tech University is unclear, which could impact its desirability for student rentals.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is ideal for first-time homebuyers or young families with a household income around $60,000-$70,000, aligning with Lubbock's median income of $61,868. It's perfect for those prioritizing space, recent updates, and proximity to a highly-rated elementary school. Investors could also benefit, with potential rental income of $1,670/month for a 3-bedroom home, yielding a gross annual return of 11.1% based on the current asking price.

Not For

This property is not suitable for luxury buyers seeking modern amenities or those requiring more than 3 bedrooms. It's also not ideal for investors looking for quick flips due to the recent renovations already completed and the extended time on market. Buyers sensitive to extreme heat or those prioritizing energy efficiency may find the heat risk score of 5/10 problematic.
Demographics
Area Median Income

$61,868

Price Prediction Challenge

Think you know what 4209 44th St will sell for? Put your market expertise to the test!

Be the first to predict

Your local insight could help set the benchmark for other buyers.

No predictions yet

Kick off the challenge by making your guess. You'll help other buyers get a feel for this property’s value—and you might just claim the top spot when it sells.

Unlock Premium Features

Supercharge Your Property Analysis

Get unlimited AI-powered insights and analysis to make confident decisions about any property you're interested in.

Best for serious buyers
  • Unlimited AI analysis
  • Unlimited AI chat
  • Advanced tools & insights
$24.92/mo
Billed yearlySave 17% ($60/year)
Cancel anytime • 30-day money-back guarantee

Risk Assessment

Climate Risks

heatMAJOR

7 extreme heat days per year

98th percentile: 99°F

airMINOR

1 bad air quality days per year

windMINOR

Insurance: Recommended

floodMINIMAL

FEMA Zone: X_UNSHADED

Insurance: Optional

fireMINIMAL

Insurance: Optional

Risk Analysis

The property's age (70 years) presents risks of major system failures, including plumbing and electrical. Lubbock's soil conditions could lead to foundation issues, requiring careful inspection and potential future repairs. The heat risk score of 5/10 suggests increasing cooling costs and potential HVAC strain. The volatile price history and extended time on market (146 days) indicate potential overpricing or hidden issues, which could affect future appreciation. The wind risk score of 2/10, while minor, still suggests the need for wind insurance, adding to overall ownership costs.
Insurance
Annual Cost

$648

$54 per month

Financials

Monthly Costs

Price History

Property Taxes

$0
2024 Tax Assessment
100.0%from previous year
Assessed Value$166,390
Tax Rate0.00%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Frequently Asked Questions

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Potential Savings

$5,397

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow® listing.

Free Analysis
AI-Powered Insights
Instant Results