4 Molokai Ln

The MAJOR flood risk (5/10) and EXTREME wind risk (9/10) pose significant threats to the property, potentially leading to damage and very high insurance costs. Future climate change could exacerbate these risks, potentially impacting property value and insurability. The EXTREME heat risk (10/10) may result in higher energy costs and potential damage to exterior features. The property's age (built 1975) suggests potential hidden issues with plumbing, electrical, or structural elements not addressed in recent updates. The multiple price reductions and extended time on market (314 days) indicate potential overpricing or unique challenges in selling, which could affect future resale value. The shared community pier may lead to disputes over usage or maintenance costs. The high-end luxury market in coastal areas can be volatile, potentially affecting long-term appreciation. Zoning laws or coastal regulations may limit future renovations or expansions. The property's size and features (pool, guest house) suggest high maintenance costs, which could escalate with age.