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32633 Road 222
North Fork, CA

32633 Road 222

$449,999
3 bd • 2 ba • 1,896 sf

This analysis was generated by artificial intelligence on 1/24/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$449,999

Price/Sq.Ft

$237

Year Built

1990

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

This 1,896 sqft property, priced at $449,999 ($237.34/sqft), sits on a generous 7-acre lot in North Fork, CA. The location offers stunning mountain views, river access, and proximity to Bass Lake and Yosemite. Built in 1990, it's relatively newer for the area. The open concept layout, large patio deck, and walk-in closet in the primary suite add value. At $237.34/sqft, it's priced competitively compared to the median price of $258/sqft in North Fork. The property has appreciated 36.4% since its last sale in January 2023, outperforming the local market average of 8.5% annual appreciation. The minimal flood risk (1/10) is a significant advantage in a mountainous area.

The Bad

The extreme fire risk (10/10) and air quality risk (10/10) are major concerns, potentially leading to high insurance costs and health issues. The property relies on propane, which can be more expensive than natural gas. The local schools have average ratings (5/10 and 6/10), which may impact future resale value. The estimated insurance cost of $1,619.99/year is higher than the national average of $1,200/year, likely due to the fire risk.

The Ugly

The extreme fire risk could make fire insurance difficult to obtain or extremely expensive. With 63 bad air quality days per year, residents may face significant health challenges. The property's rural location means limited access to services and potentially unreliable internet. The septic system and well water typical in this area could require costly maintenance or replacement. The steep, winding mountain roads could pose accessibility issues, especially during winter.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is ideal for nature enthusiasts, remote workers, or retirees seeking a peaceful mountain retreat with ample outdoor space. It suits buyers with a household income of at least $120,000 (based on a 28% DTI ratio for a $360,000 mortgage). The 7-acre lot provides opportunities for hobby farming, off-grid living, or future development. Investors could potentially tap into the vacation rental market, given the proximity to Yosemite and Bass Lake.

Not For

This property is not suitable for those requiring easy access to urban amenities or medical facilities. Families prioritizing top-rated schools should look elsewhere. It's not ideal for those with respiratory issues due to the extreme air quality risk. The fire risk and potential insurance costs make it unsuitable for risk-averse buyers or those on a tight budget. Commuters or those needing reliable high-speed internet should consider alternatives.
Demographics
Area Median Income

$60,982

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Risk Assessment

Climate Risks

fireEXTREME

Insurance: Required

airEXTREME

63 bad air quality days per year

heatMAJOR

5 extreme heat days per year

98th percentile: 100°F

floodMINIMAL

FEMA Zone: D

Insurance: Optional

windMINIMAL

Insurance: Optional

Risk Analysis

The extreme fire risk (10/10) is the most significant concern, potentially leading to evacuation orders, property damage, or loss. Insurance costs may skyrocket or become unavailable. The air quality risk (10/10) could cause health issues and reduce outdoor enjoyment. The property's rural location may lead to challenges with internet connectivity, essential for remote work. Future maintenance costs could be high, including potential well and septic system upgrades. The market for rural properties can be volatile, potentially affecting future resale value.
Insurance
Annual Cost

$1,620

$135 per month

Financials

Monthly Costs

Price History

Property Taxes

$3,654
2024 Tax Assessment
64.4%from previous year
Assessed Value$336,600
Tax Rate1.09%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$353,333

-21.5% below list price

Median Price

$380,000

Based on 3 recent sales

Price per Sq.Ft

$184

Comparable Properties

32162 Maranatha Drive, North Fork, CA 93643
Price: $380,000
Sq.Ft: 1,889
Beds/Baths: 3/2
$/Sq.Ft:
$20115.2%
Sale Date: 11/11/2024
32162 Maranatha Drive, North Fork, CA 93643
Price: $380,000
Sq.Ft: 1,889
Beds/Baths: 3/2
$/Sq.Ft:
$20115.2%
Sale Date: 11/11/2024
32858 De Na Lane, North Fork, CA 93643
Price: $300,000
Sq.Ft: 2,000
Beds/Baths: /1
$/Sq.Ft:
$15036.8%
Sale Date: 9/9/2024

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