masterkey logo
3056 Ann Street
Score
80
Baldwin, NY

3056 Ann Street

640K
4 bd • 3 ba • sf

This analysis was generated on 6/14/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00

Property Overview

List Price
$640,000
-6%vs 11510
Price/Sq.Ft
$640,000
+138428%vs 11510
Within Fair Range
within range

Current Price

$640,000

Fair Range

$640,000 - $665,000

$640,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$640,000
Success Probability:High(75%)

AI Rationale

The offer reflects the last sold price, necessary repairs, and seller motivation. The market's competitive nature and slower season timing favor the buyer.

Overall Score
80
78
Home Condition
85
Natural Light
91
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Aging Roofs
Aging Roofs

Aging Roofs

Some roofs appear to be aging or constructed with varied materials, potentially indicating the need for future repairs or replacement.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Dec
2022
$640,000Financed
December 9, 2022
From:Stephen Young, Estate Of Valeria Young
To:Mario Calderon
Bargain And Sale Deed
Standard Sale (Purchase/Resales)

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$640,000
-30%List: $640,000+30%
20%
$128,000of $640,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $2,688/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$170,820
Closing Costs
+$42,820
Down Payment
$128,000
Buyer Agent Fee
$16,320
Loan Fees
$5,120
Title & Escrow
$3,840
Inspections
$900
Transfer Tax
$7,040
Prepaid Expenses
$9,600

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
917 days
vs 32 day average
This home has been listed for 917 days, while homes in this area typically sell in 32 days
Inventory Health
75
homes for sale
30 homes sold last month, indicating 2.5x more supply than demand
Price Dynamics
100.1%
of asking price
Homes typically sell for 0.1% above asking price

Price Trajectory

$675,000
Current median price
+0.4%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is cooling
Prices are down 3.6% over the last 3 months
3 Months
-3.6%
6 Months
-0.1%
1 Year
+0.4%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 70.5% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$675,000
3 Months Ago
$466,500
+44.7%

Schools

Details about nearby schools in this area

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 4 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the bulkhead closely for signs of erosion, cracking, or instability, especially below the waterline.

Thoroughly inspect the roof, paying close attention to areas around skylights, vents, and flashing, looking for any signs of leaks, discoloration, or damaged shingles.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation for the bulkhead refacing in 2015, including permits and contractor information?

Has the property ever experienced flooding, and if so, what measures were taken to mitigate future flooding?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Join 1,000+ buyers

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow listing.

Free Analysis
AI-Powered Insights
Instant Results