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295 Stub Hollow Rd
Score
79
New Hartford, CT

295 Stub Hollow Rd

1.1M
4 bd • 4 ba • 2,974 sf

This analysis was generated on 3/24/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

Property Overview

List Price
$1,075,000
+200%vs 06057
Price/Sq.Ft
$361
+85%vs 06057
Above Fair Value
2.4% above range

Current Price

$1,075,000

Fair Range

$950,000 - $1,050,000

$1,075,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$1,000,000
Success Probability:High(65%)

AI Rationale

The offer accounts for needed renovations and aligns with the cooling market. The seller's extended listing period and prior price reduction indicate potential willingness to negotiate.

Overall Score
78
72
Home Condition
75
Natural Light
83
Value
78
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Jan
1970
$812,500Financed
January 1, 1970
From:Lucy E Creevey
To:Abraham N Stein
Warranty Deed
Standard Sale (Purchase/Resales)

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$1,075,000
-30%List: $1,075,000+30%
20%
$215,000of $1,075,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$286,313
Closing Costs
+$71,313
Down Payment
$215,000
Buyer Agent Fee
$27,413
Loan Fees
$8,600
Title & Escrow
$6,450
Inspections
$900
Transfer Tax
$11,825
Prepaid Expenses
$16,125

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 64 day average
This is a new listing, while homes in this area typically sell in 64 days
Inventory Health
15
homes for sale
2 homes sold last month, indicating 7.5x more supply than demand
Price Dynamics
102.8%
of asking price
Homes typically sell for 2.8% above asking price

Price Trajectory

$300,000
Current median price
+35.2%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is strongly cooling
Prices are down 12.0% over the last 3 months
3 Months
-12.0%
6 Months
-10.4%
1 Year
+35.2%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales decreasing 43.5% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$300,000
3 Months Ago
$279,000
+7.5%

Schools

Nearby school quality by education level

Middle

9.0/10
Excellent

High

8.0/10
Excellent

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 4 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the copper roof for any signs of damage, discoloration, or missing sections, paying close attention to seams and flashing around chimneys and vents.

Thoroughly inspect all three fireplaces for cracks, crumbling mortar, and proper damper operation. Check for evidence of backdrafting or smoke staining around the firebox and chimney.

Inspect the foundation for cracks, water stains, or signs of settling, both inside the basement and outside around the perimeter of the house. Pay close attention to the stone foundation.

Inspect the septic system cleanout and surrounding area for signs of leaks, backups, or foul odors. Verify the date of the last septic cleaning (5/24) and request documentation.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation for the 'newer wiring updates' and confirm that all knob-and-tube wiring has been removed?

What is the age of the copper roof, and are there any warranties or maintenance records available?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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