2887 Westchester Dr

• Severe air quality risk (9/10): The property is in an area with extreme air quality risks, including 19 bad air days per year. This poses a health risk and may require additional expenses for air purification systems. • High insurance costs: The combination of moderate flood risk and major fire risk results in significantly higher insurance premiums. The estimated annual insurance cost of $6,367.9968 is substantial, increasing the monthly cost of ownership. • High total cost of ownership: The high purchase price, combined with property taxes, insurance, potential HOA fees, and the need for regular maintenance, contributes to a very high total cost of ownership. This is a significant concern for budget-conscious buyers. • Potential for costly repairs: Despite the upgrades, the age of the home (built in 1969) means there is a potential for costly repairs related to aging systems and components. • Limited energy efficiency: Older homes often have less efficient insulation and windows, which can result in higher energy bills. This can increase the cost of ownership and impact the property's sustainability. • Reliance on central HVAC: The property relies on forced air and central air conditioning, which may not be the most energy-efficient systems. Upgrading to a more efficient system could be costly. • Microclimate issues: San Ramon has varied microclimates, and this property’s specific location may experience hotter summers and cooler winters, impacting comfort and utility costs. • Limited long-term appreciation potential: While San Ramon is a desirable area, the property's high purchase price may limit its long-term appreciation potential, especially if the real estate market cools down. This is particularly relevant when compared to newer, more energy-efficient homes in the area.