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25620 Jefferson St
Chualar, CA

25620 Jefferson St

$599,999
3 bd • 2 ba • 1,007 sf

This analysis was generated by artificial intelligence on 1/16/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$599,999

Price/Sq.Ft

$596

Year Built

1995

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

The property at 25620 Jefferson St, Chualar, CA 93925 offers several positive aspects: 1. Location: Near freeway access, providing convenient transportation links. 2. Newer roof: This recent upgrade adds value and reduces immediate maintenance concerns. 3. Two-car garage: A desirable feature, especially in a rural area where car dependency is likely higher. 4. Price point: At $599,999, it's positioned as a "great starter home at a great price" for the area. 5. Climate resilience: Minimal flood risk (1/10), fire risk (1/10), and wind risk (1/10), reducing potential insurance and disaster-related costs. 6. Appreciation potential: The property has shown significant appreciation since its last sale in 1995 (424% increase), indicating strong long-term value growth. 7. School proximity: Chualar Elementary School is just 0.3 miles away, convenient for families with young children. 8. Rental potential: With average 3-bedroom rental rates in the area at $3,063/month (2023 data), there's potential for investment returns.

The Bad

1. Size constraints: At 1,007 sq ft, the home is relatively small for a 3-bedroom property, potentially limiting its appeal to larger families. 2. Price per square foot: At $595.83/sq ft, it's priced high compared to many markets, though local comparables would be needed to fully assess this. 3. Age of the property: Built in 1995, it's approaching 30 years old, which may mean upcoming maintenance and system replacements. 4. Limited features: The listing mentions no specific features, suggesting a basic, no-frills property. 5. Days on market: At 43 days, it's been listed longer than average, potentially indicating overpricing or condition issues. 6. Air quality risk: The severe air quality risk (8/10) with 15 bad air days per year could be a significant health concern and impact outdoor enjoyment. 7. Heat risk: Moderate heat risk (4/10) with 5 hot days per year may necessitate cooling system upgrades or increased energy costs. 8. Local income levels: The median income of $56,563 in the area may make affordability a challenge for many local buyers.

The Ugly

1. Condition issues: The listing states the property "Needs some TLC," indicating potential repair and renovation costs that aren't specified. 2. Limited local amenities: Chualar's rural character means fewer services and amenities compared to more urban areas, which could impact quality of life and future resale value. 3. Small housing market: Chualar's limited inventory could make future resale challenging and may lead to price volatility. 4. School quality: The local elementary school's rating of 5/10 may be a concern for families with school-age children. 5. Potential system replacements: Given the age of the home, major systems (HVAC, plumbing, electrical) may need replacement soon, representing significant potential costs. 6. Insurance costs: The estimated annual insurance cost of $2,159.99 is relatively high, impacting overall affordability. 7. Limited economic opportunities: The rural setting and low median income suggest limited local job prospects, which could affect long-term property value. 8. Lack of family room: The absence of a dedicated family room may limit the home's functionality for some buyers.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is best suited for: 1. First-time homebuyers looking for an entry-level property in a rural setting. 2. Small families or couples who don't require extensive living space. 3. Commuters who value freeway access and don't mind driving for amenities. 4. Investors looking for long-term appreciation potential in an area with strong historical price growth. 5. Buyers with some DIY skills who can handle the needed TLC to improve the property. 6. Those seeking a quieter, small-community lifestyle away from urban centers. 7. Buyers with a household income of around $150,000 or more, based on traditional mortgage affordability metrics. 8. Individuals or families who prioritize climate resilience, given the low flood, fire, and wind risks.

Not For

This property is not suitable for: 1. Large families requiring more than 1,007 sq ft of living space. 2. Buyers seeking a move-in ready home without the need for immediate repairs or updates. 3. Those with respiratory issues or sensitivities due to the severe air quality risk. 4. Families highly prioritizing top-rated schools, given the average rating of the local elementary school. 5. Buyers looking for extensive amenities or urban conveniences within walking distance. 6. Individuals with limited budgets, given the high price per square foot and potential repair costs. 7. Those seeking a home with modern features or high-end finishes. 8. Buyers who prioritize having a separate family room or more extensive living areas.
Demographics
Area Median Income

$56,563

Price Prediction Challenge

Think you know what 25620 Jefferson St will sell for? Put your market expertise to the test!

1 market expert predicted

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$599,999
0.0% above list

Average prediction

75%
High confidence

Community consensus

1
Market experts

Total predictions

Recent Predictions

GC
Giulio C.

feeling it

1/17/2025
$599,999
75% confidence
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Risk Assessment

Climate Risks

airSEVERE

15 bad air quality days per year

heatMODERATE

5 extreme heat days per year

98th percentile: 87°F

floodMINIMAL

FEMA Zone: X_UNSHADED

Insurance: Optional

fireMINIMAL

Insurance: Optional

windMINIMAL

Insurance: Optional

Risk Analysis

1. Air quality: The severe air quality risk (8/10) could lead to health issues and may require investment in air purification systems. 2. Undisclosed repair needs: The extent of "TLC" needed is not specified, potentially leading to unexpected costs. 3. Market liquidity: The small, rural market could make resale challenging, especially if economic conditions change. 4. Affordability: With a median local income of $56,563, future buyer pools may be limited, affecting resale value. 5. Climate change: While current risks are low, increasing heat risk could lead to higher cooling costs and potential heat-related structural issues. 6. Infrastructure: Rural areas may face challenges with aging or limited public infrastructure, potentially leading to future assessments or reduced services. 7. Economic dependency: The property's value may be closely tied to the economic health of nearby urban centers where residents likely commute for work. 8. Potential overvaluation: The high price per square foot and days on market suggest the property may be overpriced for its condition and location.
Insurance
Annual Cost

$2,160

$180 per month

Financials

Monthly Costs
Market Rent (3 bed)

$3,063

Get a detailed rental estimate on Zillow®

Price History

Property Taxes

$2,738
2024 Tax Assessment
43.8%from previous year
Assessed Value$185,222
Tax Rate1.48%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Frequently Asked Questions

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