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195 Clement Road
Rollinsford, NH

195 Clement Road

$875,000
4 bd • 3 ba • 2,947 sf

This analysis was generated by artificial intelligence on 1/27/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

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AI Property Analysis

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List Price

$875,000

Price/Sq.Ft

$297

Year Built

1950

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Large and Private Lot: The property sits on 5.12 secluded acres, offering unparalleled privacy and a tranquil setting. The absence of visible neighbors and the surrounding woods enhance the sense of seclusion. • Custom Built Home: The home features custom cherry built-ins and two wood-burning fireplaces, adding unique character and warmth. The craftsmanship and custom details contribute to the property's appeal. • Spacious Interior: With 2,947 square feet, the home offers ample living space, including a large living room and a sun-filled sunroom. The four bedrooms and three bathrooms make it suitable for larger families. • Outdoor Amenities: The property includes a rolling hill, a field, fruit trees, an asparagus patch, and blueberry and raspberry bushes. These features cater to gardening enthusiasts and those seeking a homestead lifestyle. • Attached Two-Car Garage with Mudroom: The attached garage and mudroom offer convenience and additional storage space, enhancing the property's practicality for everyday living. • Low Flood Risk: The property has a minimal flood risk (1/10), which is a positive factor compared to other properties in Rollinsford that may be near the river. The FEMA zone is designated X_UNSHADED.

The Bad

• Higher Price Per Square Foot: At $296.91 per square foot, this property may be priced higher than comparable homes in the area, especially considering its age (built in 1950). While the custom features and large lot contribute to the value, this price point may deter some buyers. • Older Construction: Built in 1950, the property may require more maintenance and potential upgrades compared to newer homes. Buyers should be prepared for possible repairs and renovations. • Limited School Ratings: The local schools have average to below average ratings (5/10 for elementary and middle, 2/10 for high school). This could be a drawback for families with children or those who prioritize school quality. • Reliance on Septic System and Well Water: The property likely relies on a septic system and well water, which require regular maintenance and may have associated costs. Buyers should be aware of the potential issues and maintenance required for these systems. • Commute Times: While Rollinsford is close to major highways, traffic can be a factor during peak hours. Those who commute outside of Rollinsford should consider the potential for longer commute times.

The Ugly

• High Estimated Insurance Cost: The estimated annual insurance cost of $3,150 is relatively high, likely due to the home's age, moderate fire risk (3/10), and moderate wind risk (4/10). This cost can significantly impact the overall affordability of the property. • Potential for High Maintenance Costs: As a 1950s home, it is likely to require more maintenance and repairs compared to newer properties. Buyers should be prepared for potential issues with plumbing, electrical, or the foundation, which could lead to unexpected expenses. • Septic System and Well Water Issues: Relying on a septic system and well water introduces potential risks. Septic systems can fail, leading to costly repairs, and well water may require testing and treatment to ensure it's safe to drink. These systems require consistent maintenance and can be a source of unexpected costs. • Moderate Climate Risks: Although the flood risk is minimal (1/10), the moderate fire (3/10), wind (4/10), and heat risks (4/10) could lead to higher insurance premiums and potential damages during severe weather. The 98th percentile temperature of 97°F and 7 hot days per year may require additional cooling measures, adding to utility costs. • Long Days on Market: The property has been on the market for 102 days, which is higher than average for the area. This may indicate that the property is overpriced or that there is limited buyer interest due to its unique features or location. The seller's status as a licensed real estate agent may also be a factor impacting the time on the market. • Limited Commercial Amenities: The property is located in Rollinsford, which is primarily a residential area. Residents often rely on nearby towns for major shopping, dining, and entertainment. This lack of local amenities can be a drawback for some buyers, especially those who prefer a more urban environment.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Families Seeking Privacy and Space: The 5.12-acre lot and 2,947 sqft home offer ample room for a family to grow and enjoy a private, country setting. The four bedrooms and three bathrooms provide comfortable living spaces for larger families. The property's features cater to those who want a more rural lifestyle. • Gardening Enthusiasts and Homesteaders: The property includes fruit trees, an asparagus patch, and blueberry and raspberry bushes, making it ideal for those interested in gardening and small-scale farming. The rolling hill and field offer additional space for expansion. • Buyers Desiring a Quiet Retreat: The secluded location, with no visible neighbors and woods surrounding the property, provides a tranquil environment away from the bustle of city life. The sunroom offers a peaceful spot to relax and enjoy the surrounding nature. • Buyers with a budget to accommodate higher property taxes and maintenance costs. Rollinsford's property taxes are relatively high, and older homes generally require more maintenance. Buyers should be financially prepared for these expenses. • Buyers comfortable with a septic system and well water: given that many properties in Rollinsford rely on these systems, buyers who are comfortable with their use and maintenance would be a good fit.

Not For

• Buyers Seeking Modern, Low-Maintenance Homes: Built in 1950, this home may require more maintenance and updates compared to newer properties. Buyers who prefer a more modern home might find this property less appealing. • Buyers Requiring Close Proximity to Commercial Amenities: Rollinsford is primarily residential, and residents often rely on nearby towns for shopping, dining, and entertainment. Buyers who prefer a more bustling environment with easy access to commercial amenities may not find Rollinsford suitable. • Buyers on a Tight Budget: The higher price per square foot, combined with potentially high property taxes and insurance, makes this property less suitable for buyers on a limited budget. The home's age might also mean more maintenance and repair costs in the future. • Buyers Who Prioritize Top-Rated Schools: The local schools have a rating of 5/10 for the elementary and middle school and 2/10 for the high school. This might be a concern for buyers who place a high value on educational options for their children. • Buyers with mobility issues: given the property sits on a rolling hill and the home has multiple levels, buyers with mobility issues may encounter challenges.
Demographics
Area Median Income

$74,092

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Risk Assessment

Climate Risks

heatMODERATE

7 extreme heat days per year

98th percentile: 97°F

windMODERATE

Insurance: Recommended

fireMODERATE

Insurance: Recommended

airMINOR

1 bad air quality days per year

floodMINIMAL

FEMA Zone: X_UNSHADED

Insurance: Optional

Risk Analysis

• Septic System and Well Water: Properties with septic systems and well water require regular maintenance. A failed septic system can be costly to repair, and well water needs to be tested to ensure it is free of contaminants. These systems can be a risk if not properly maintained. • Higher Property Taxes: Rollinsford has relatively high property taxes compared to other areas. This can significantly increase the overall cost of ownership. Buyers should factor this into their budget. • Older Home Maintenance: A 1950s home may require more maintenance and repairs compared to newer properties. There could be potential for issues with plumbing, electrical, or the foundation. It's important to budget for these potential costs. • Moderate Climate Risks: While the flood risk is minimal, the property has a moderate fire and wind risk. This could result in higher insurance premiums and potential damage during severe weather. The heat risk is also moderate, with 7 hot days per year and a 98th percentile temp of 97°F. • Limited Commercial Amenities: Rollinsford is primarily residential, and residents often rely on nearby towns for shopping, dining, and entertainment. This can be a drawback for some buyers. • School Ratings: The local school ratings are average to below average (5/10 for elementary and middle, 2/10 for high school). This might be a concern for buyers with children or those who prioritize school quality. • Potential Environmental Concerns: Rollinsford has a history of mills and industrial activity. While there is no specific concern mentioned about this property, it is recommended to conduct a thorough due diligence, including environmental assessments, to ensure there is no contamination from past industrial activity.
Insurance
Annual Cost

$3,150

$263 per month

Financials

Monthly Costs

Price History

Property Taxes

$2,214
2018 Tax Assessment
35.2%from previous year
Assessed Value$91,700
Tax Rate2.41%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$125,000

-85.7% below list price

Median Price

$125,000

Based on 1 recent sales

Price per Sq.Ft

$50

Comparable Properties

281 Clement Road, Rollinsford, NH 03869
Price: $125,000
Sq.Ft: 2,500
Beds/Baths: 3/2
$/Sq.Ft:
$5083.2%
Sale Date: 8/13/2024

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