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157 E Loudon Ave
Score
53
Lexington, KY

157 E Loudon Ave

199K
5 bd • 3 ba • 2,083 sf

This analysis was generated on 5/12/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$199,000
-10%vs 40505
Price/Sq.Ft
$96
-47%vs 40505
Within Fair Range
within range

Current Price

$199,000

Fair Range

$185,000 - $205,000

$199,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$185,000
Success Probability:High(75%)

AI Rationale

The offer reflects necessary repairs and the property's condition. The market's balanced supply and demand, along with the property's higher days on market, suggest seller flexibility. The offer is competitive yet accounts for required investments.

Overall Score
53
55
Home Condition
60
Natural Light
47
Value
58
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Water Damage
Water Damage

Water Damage

There is visible water damage on the ceiling and walls, indicating potential leaks or moisture issues.

Boarded Up Windows
Boarded Up Windows

Boarded Up Windows

The windows are boarded up, suggesting they are damaged or missing, leading to potential security and weatherproofing issues.

Unfinished Interior Walls
Unfinished Interior Walls

Unfinished Interior Walls

The interior walls have exposed framing and missing drywall, indicating unfinished renovation work.

Clutter and Disorganization
Clutter and Disorganization

Clutter and Disorganization

The rooms are cluttered and disorganized, which detracts from the property's appeal.

Dated Bathroom Fixtures
Dated Bathroom Fixtures

Dated Bathroom Fixtures

The bathroom appears dated with an old sink and basic fixtures.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$24,000

Roof Replacement

$15,000
High

Electrical System Upgrade

$8,000
High

Decluttering and Staging

$1,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Jan
1970
$112,900Cash Purchase
January 1, 1970
From:Facility Maint & Serv Group Llc
To:Th Prop Llc
Deed
Non-Residential Arm's Length Transactions

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$199,000
-30%List: $199,000+30%
20%
$39,800of $199,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $716/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$53,735
Closing Costs
+$13,935
Down Payment
$39,800
Buyer Agent Fee
$5,075
Loan Fees
$1,592
Title & Escrow
$1,194
Inspections
$900
Transfer Tax
$2,189
Prepaid Expenses
$2,985

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 30 day average
This is a new listing, while homes in this area typically sell in 30 days
Inventory Health
43
homes for sale
22 homes sold last month, indicating 2.0x more supply than demand
Price Dynamics
97.9%
of asking price
Homes typically sell for 2.1% below asking price

Price Trajectory

$233,000
Current median price
-3.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 0.2% over the last 3 months
3 Months
-0.2%
6 Months
+1.3%
1 Year
-3.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 50.0% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$233,000
3 Months Ago
$145,500
+60.1%

Schools

Nearby school quality by education level

Elementary

2.0/10
Below Average

Middle

3.0/10
Below Average

High

2.0/10
Below Average

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the roof closely for missing, damaged, or curling shingles, and check for sagging areas.

Examine ceilings and walls throughout the property for water stains, discoloration, or bubbling paint, especially around windows and in bathrooms.

Test all electrical outlets and light switches in each unit to ensure they are functioning correctly. Open the electrical panel and look for any signs of corrosion, loose wiring, or outdated components.

Take photos of all visible defects and areas of concern for future reference and documentation.

Questions to Ask

Important questions to ask during the tour

Can you provide any documentation regarding the age and condition of the roof, including any past repairs or replacements?

What is the source of the visible water damage, and have any repairs been made to address the underlying cause?

When was the electrical panel last inspected or upgraded, and are there any known issues with the electrical system?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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