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156 S Bay Harbor Dr
Score
66
Key Largo, FL

156 S Bay Harbor Dr

936K
3 bd • 2 ba • 2,400 sf

This analysis was generated on 9/2/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$935,600
+5%vs 33037
Price/Sq.Ft
$390
-30%vs 33037
Above Estimated Range
33.7% above range

Current Price

$935,600

Estimated Range

$625,000 - $700,000

$935,600
Below Market-20%
Above Market+20%

*AI analysis for entertainment only - not professional appraisal. Consult licensed professionals for property valuations.*

Market Data Points

3 data points for educational exploration

*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*

AI Suggested Range (Entertainment Only)

$625,000
AI Success Estimate:High(75%)
*Entertainment only - actual results may vary*

AI Rationale

The offer reflects market conditions, needed renovations, and seller motivation. The high DOM and buyer-friendly market support this strategy.

AI Analysis Score
66
78
Home Condition
85
Natural Light
63
Value
58
Location

*AI scoring for entertainment purposes only. Scores are subjective and not professional evaluations. Consult professionals for property assessments.*

Visual Insights

AI-analyzed spaces with reimagining capabilities

Weathered Wooden Deck
Weathered Wooden Deck

Weathered Wooden Deck

The wooden deck appears weathered and may require refinishing or replacement to prevent further deterioration.

Dated Tile Flooring
Dated Tile Flooring

Dated Tile Flooring

The tile flooring throughout the living areas appears dated and could benefit from an update to enhance the property's appeal.

Outdated Bar Area
Outdated Bar Area

Outdated Bar Area

The bar area features a wood-paneled bar that looks outdated. Modernizing this space could significantly improve its aesthetic.

Outdated Bathroom Vanity
Outdated Bathroom Vanity

Outdated Bathroom Vanity

The bathroom features an outdated vanity with a granite countertop and a framed mirror. The shower has a curtain instead of a glass door.

Bold Wallpaper in Bathroom
Bold Wallpaper in Bathroom

Bold Wallpaper in Bathroom

The bathroom features a bold wallpaper that may not appeal to all buyers and could be easily updated for a more neutral aesthetic.

Blue Subway Tile Backsplash
Blue Subway Tile Backsplash

Blue Subway Tile Backsplash

The kitchen backsplash is a blue subway tile, which may not appeal to all buyers. It's a matter of personal taste and could be easily updated.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Feb
2022
$0Cash Purchase
February 16, 2022
From:Profin Investments Llc
To:Gfr Key Largo Llc
Warranty Deed
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$935,600
-30%List: $935,600+30%
20%
$187,120of $935,600
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $3,930/year, HOA: $27/month

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$249,303
Closing Costs
+$62,183
Down Payment
$187,120
Buyer Agent Fee
$23,858
Loan Fees
$7,485
Title & Escrow
$5,614
Inspections
$900
Transfer Tax
$10,292
Prepaid Expenses
$14,034

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Data Buyer Power
Market Speed
1805 days
vs 138 day average
This home has been listed for 1805 days, while homes in this area typically sell in 138 days
Inventory Health
250
homes for sale
28 homes sold last month, indicating 8.9x more supply than demand
Price Dynamics
94.7%
of asking price
Homes typically sell for 5.3% below asking price

*Market analysis for entertainment purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*

Price Trajectory

$870,000
Current median price
+11.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Historical Data: data suggests decline
Prices are down 7.4% over the last 3 months
3 Months
-7.4%
6 Months
-1.7%
1 Year
+11.9%

*Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.*

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales increasing 58.0% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$870,000
3 Months Ago
$530,000
+64.2%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$935,600
Price/sqft
$390
Layout
3 bd2 ba
Days on market
1805 daysat time of analysis

Stats in the Area

Based on 4 comparable properties nearby

Average Price

$758,000

23.4%

Your price is 23.4% above average

Median Price

$775,000

20.7%

Based on 4 recent sales

Price per Sq.Ft

N/A

No price per sq.ft data available

Comparable Properties

182 Adobe Casa Court DR, TAVERNIER, FL 33070
Price: $775,000
Sq.Ft: N/A
Beds/Baths: 4/2
$/Sq.Ft: N/A
Sale Date: 6/24/2025
182 Adobe Casa Court DR, TAVERNIER, FL 33070
Price: $775,000
Sq.Ft: N/A
Beds/Baths: 4/2
$/Sq.Ft: N/A
Sale Date: 6/11/2025
Price: $732,000
Sq.Ft: N/A
Beds/Baths: 3/2
$/Sq.Ft: N/A
Sale Date: 6/4/2025
313 Bayview Ave, Key Largo, FL 33037
Price: $750,000
Sq.Ft: N/A
Beds/Baths: 3/3
$/Sq.Ft: N/A
Sale Date: 4/9/2025

Schools

Details about nearby schools in this area

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 3 major, and 1 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Educational Tour Ideas

Educational suggestions for property tours

Inspect the wooden deck closely for signs of rot, insect damage, or structural instability. Pay particular attention to areas near the ground and where water may accumulate. Take photos of any damaged areas.

Inspect the stucco exterior for cracks, stains, or discoloration. Pay close attention to areas around windows, doors, and rooflines. Use a moisture meter to check for hidden water damage.

Inspect the electrical panel for any signs of corrosion, loose wiring, or outdated components. Test all outlets and switches to ensure they are working properly.

Smell for any unusual odors, such as mustiness, mold, or mildew, especially in the bathrooms, kitchen, and basement (if applicable).

Educational Questions

Sample questions for educational purposes

Given the extreme flood and wind risk, what specific measures were taken to mitigate these risks, and can you provide documentation (permits, inspections) for these measures?

The property has been on the market for over 1800 days. What is the primary reason for the extended listing period, and have there been any previous offers or failed sales?

Can you provide a detailed breakdown of the annual insurance cost ($3,930), including coverage amounts for flood, wind, and fire? What deductible amounts apply?

Has there been any mold remediation done on the property? If so, can you provide documentation of the remediation process and any guarantees?

What type of foundation does the property have (slab, crawl space, etc.) and has it been inspected recently? Are there any signs of cracking or settling?

Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.

Property Discussion

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