13678 Cunningham Dr

• Potential for High Monthly Carrying Costs: Considering the $685,000 price, high property taxes in Carmel, HOA fees, and estimated insurance at $2,466/year, the monthly carrying costs could be substantial. Buyers should carefully assess their budget to ensure they can comfortably afford these expenses. • Uncertain HOA Fees: The listing does not specify the exact HOA fees. This lack of transparency makes it difficult for buyers to accurately assess their total monthly costs. Potential buyers should request this information before making an offer, as they can add significantly to monthly costs. • Moderate Climate Risks: While the flood risk is minimal, the moderate fire, air quality, and heat risks may lead to higher insurance premiums and potential mitigation expenses. The moderate fire risk (3/10) could be a concern if the area experiences dry conditions. The moderate air quality risk (4/10) and heat risk (3/10) are also factors to consider, especially for those with respiratory issues or sensitivity to heat. • Incomplete Basement: The unfinished basement, while offering customization potential, may require a significant investment to finish, both in terms of time and money. This could be seen as a drawback by some buyers who prefer a move-in ready home. The plumbed bath/wet bar might incur additional costs if the buyer wants to add those features. • Potential for Future Development: Ongoing construction projects and development in Carmel could lead to disruptions and potential noise issues near the property. Buyers should investigate any planned developments in the area and consider their impacts.