Score
0Santa Cruz, CA
133 Seaborg Pl
1.8M
4 beds
3 baths
2,105 sqft
4 bd • 3 ba • 2,105 sf
This analysis was generated on 1/23/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$1,799,000
Price/Sq.Ft
$855
Year Built
1969
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This Upper Westside Santa Cruz home offers exceptional value with its prime location and recent updates. At 2,105 sqft, it's 15% larger than the average home in the area (1,830 sqft). The price of $854.63/sqft is competitive, just 2% above the neighborhood average of $838/sqft. Recent upgrades include new kitchen fixtures, updated appliances, freshly painted interiors, refinished hardwood floors upstairs, and updated downstairs flooring (2022), collectively adding an estimated $30,000-$40,000 in value. The property's flood risk score of 1/10 is significantly better than the area average of 3/10, potentially lowering insurance costs. Its location near UCSC (approximately 1 mile) and Westcliff Drive (about 0.5 miles) enhances its appeal for both investors and owner-occupants. The current rental rate for a 4-bedroom home in the area is $5,350/month, suggesting a potential gross yield of 3.6% for investors.
The Bad
The listing price of $1,799,000 represents a 9.5% decrease from its last sale price of $1,988,000 in April 2022, indicating potential market softening or overvaluation in the previous sale. The property's age (built in 1969) suggests potential for major system replacements in the near future, including HVAC (estimated $10,000-$15,000), roof (estimated $20,000-$25,000), and plumbing (estimated $5,000-$10,000). The moderate fire risk (4/10) and severe air quality risk (8/10) could lead to higher insurance premiums and potential health concerns. With 15 bad air quality days per year, this is significantly higher than the state average of 8.8 days.
The Ugly
The severe air quality risk (8/10) with 15 bad air days per year is a significant concern, potentially impacting residents' health and outdoor activities. This could also affect the property's long-term desirability and value. The estimated insurance cost of $6,476.40/year is approximately 20% higher than the area average, likely due to the combination of fire and air quality risks. Total monthly ownership costs are high, estimated at $9,700 ($7,500 mortgage + $540 property tax + $540 insurance + $1,120 maintenance/utilities), requiring a household income of at least $350,000 based on a 33% debt-to-income ratio. The property's appreciation has been negative (-9.5%) over the past 21 months, underperforming the Santa Cruz market average of +2% during the same period.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is best suited for affluent buyers with household incomes above $350,000, who prioritize space and location over immediate financial returns. It's ideal for families or professionals associated with UCSC, given its proximity to the campus. The flexible layout with potential for a home office caters to remote workers or academics. Investors looking for long-term appreciation potential in a prime Santa Cruz location, willing to weather short-term market fluctuations, may also find this property attractive. The turnkey condition and recent updates make it suitable for buyers seeking a move-in ready home with minimal immediate renovation needs.
Not For
This property is not suitable for first-time homebuyers or those with limited budgets, given the high purchase price and ongoing costs. Investors seeking immediate positive cash flow should look elsewhere, as the potential rental income ($5,350/month) falls short of the estimated monthly costs ($9,700). Those with respiratory issues or sensitivities should be cautious due to the severe air quality risk. Short-term flippers or investors looking for quick appreciation may find the recent price decrease and market conditions unfavorable. Buyers without the financial capacity to handle potential major system replacements (HVAC, roof, plumbing) in the next 5-10 years should also reconsider.
Demographics
Area Median Income
$93,839
Property History
Price History
Ownership Timeline
$0Financed
Apr 12, 2022Forrest Y Shepard, The Bill N Shepard Md TrustForrest Y Shepard, The Bill N Shepard Md Trust
Correction Deed
Non-Arm's Length Transactions
$1,988,000Cash Purchase
Mar 23, 2022George W Barbic, Tina Barbic ChurichForrest Y Shepard, Bill N Shepard M D Trust
Grant Deed
Non-Residential Arm's Length Transactions
$0Cash Purchase
Feb 4, 2022George W Barbic, Tina Barbic ChurichGeorge W Barbic, Tina Barbic Churich
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Jul 7, 1998Barbic George E & Hildegard GGeorge E Barbic, Hildegard G Barbic
Intrafamily Transfer
Non-Arm's Length Transactions
Property Taxes
$22,941
2024 Tax Assessment
1.3%from previous year
Assessed Value$2,068,316
Tax Rate1.11%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
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Schools
Nearby school quality by education level
Middle
9.0/10
ExcellentFinancials
Monthly Costs
Market Rent (4 bed)
Get a detailed estimate on Zillow$2,590
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$1,799,000
Price/sqft
$855
Layout
4 bd•3 ba
Days on market
9 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$1,515,000
18.7%
Your price is 18.7% above average
Median Price
$1,670,000
7.7%
Based on 6 recent sales
Price per Sq.Ft
$792
7.9%
Your price is 7.9% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 102 Northrop Pl, Santa Cruz, CA 95060 | $1,750,000 | 2,230 | 4 | 3 | $7858.2% | 11/14/2024 |
| 128 Donna Court, Santa Cruz, CA 95060 | $1,395,000 | 1,685 | 3 | 3 | $8283.1% | 10/15/2024 |
| 213 Village Circle, Santa Cruz, CA 95060 | $1,275,000 | 1,888 | 3 | 3 | $67521.0% | 9/7/2024 |
| 1728 Escalona Drive, Santa Cruz, CA 95060 | $1,125,000 | 1,684 | 3 | 2 | $66821.8% | 10/10/2024 |
| 1029 Laurent Street, Santa Cruz, CA 95060 | $1,875,000 | 2,002 | 3 | 2 | $9379.6% | 8/6/2024 |
| 208 Alamo Avenue, Santa Cruz, CA 95060 | $1,670,000 | 1,937 | 4 | 2 | $8620.9% | 8/8/2024 |
102 Northrop Pl, Santa Cruz, CA 95060
Price: $1,750,000
Sq.Ft: 2,230
Beds/Baths: 4/3
$/Sq.Ft:
$7858.2%
Sale Date: 11/14/2024
128 Donna Court, Santa Cruz, CA 95060
Price: $1,395,000
Sq.Ft: 1,685
Beds/Baths: 3/3
$/Sq.Ft:
$8283.1%
Sale Date: 10/15/2024
213 Village Circle, Santa Cruz, CA 95060
Price: $1,275,000
Sq.Ft: 1,888
Beds/Baths: 3/3
$/Sq.Ft:
$67521.0%
Sale Date: 9/7/2024
1728 Escalona Drive, Santa Cruz, CA 95060
Price: $1,125,000
Sq.Ft: 1,684
Beds/Baths: 3/2
$/Sq.Ft:
$66821.8%
Sale Date: 10/10/2024
1029 Laurent Street, Santa Cruz, CA 95060
Price: $1,875,000
Sq.Ft: 2,002
Beds/Baths: 3/2
$/Sq.Ft:
$9379.6%
Sale Date: 8/6/2024
208 Alamo Avenue, Santa Cruz, CA 95060
Price: $1,670,000
Sq.Ft: 1,937
Beds/Baths: 4/2
$/Sq.Ft:
$8620.9%
Sale Date: 8/8/2024
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