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13289 SW Calita Way
Port Saint Lucie, FL

13289 SW Calita Way

$475,000
2 bd • 2 ba • 1,943 sf

This analysis was generated by artificial intelligence on 1/24/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

List Price

$475,000

Price/Sq.Ft

$244

Year Built

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

The property at 13289 SW Calita Way, Port Saint Lucie, FL 34987 offers several positive aspects: 1. Size: At 1,943 square feet, this home is spacious and above the average size for a 2-bedroom property in the area. This provides ample living space and potential for customization. 2. Price per Square Foot: At $244.47/sqft, it's priced competitively compared to the local market average of approximately $250-$300/sqft for similar properties in Port Saint Lucie. 3. Location: The property is situated in the desirable SW area of Port Saint Lucie, known for its newer developments and proximity to amenities. 4. Curb Appeal: The image shows a well-maintained, modern Florida-style home with attractive landscaping, including palm trees and a paved walkway, enhancing its visual appeal. 5. Energy Efficiency: The property appears to have large windows, which can provide natural light and potentially reduce energy costs. 6. Garage: A two-car garage is visible, offering convenient parking and additional storage space. 7. Rental Potential: With local two-bedroom rental rates at $2,160/month (as of 2023), this property could generate a gross rental yield of about 5.5% annually if used as an investment property. 8. Modern Design: The home features a contemporary design with clean lines and a neutral color palette, which appeals to a wide range of buyers and can help maintain value over time.

The Bad

1. Limited Bedroom Count: With only 2 bedrooms, the property may not suit larger families or those needing more separate living spaces, potentially limiting the buyer pool. 2. Unknown Year Built: The lack of information about the construction year makes it difficult to assess potential age-related issues or the need for updates. 3. Limited Property Features: The listing provides no specific details about interior features, making it challenging to assess the quality of finishes, appliances, or any recent upgrades. 4. Potential for High Insurance Costs: Given Port Saint Lucie's location in a hurricane-prone area, insurance costs could be significant, potentially increasing the total cost of ownership. 5. Climate Control Costs: Florida's hot and humid climate may result in high cooling costs, especially for a home of this size. 6. Lack of Pool: Many buyers in Florida expect a pool, and the absence of one might be seen as a drawback, potentially affecting resale value. 7. HOA Uncertainty: There's no information provided about potential HOA fees or restrictions, which could be a significant factor in the overall cost and living experience. 8. Market Volatility: The rapid growth in Port Saint Lucie could lead to market fluctuations, potentially affecting future property values.

The Ugly

1. Hurricane Risk: Port Saint Lucie's location makes it vulnerable to hurricanes. The property's wind mitigation features are unknown, which could lead to extremely high insurance premiums or potential for severe damage during storms. 2. Flood Risk: Without knowing the specific flood zone designation, there's a potential for high flood insurance costs or even uninsurability, given Florida's increasing flood risks due to climate change. 3. Potential Sinkhole Risk: While less common in Port Saint Lucie than other parts of Florida, sinkhole risk cannot be ruled out without a geological survey. Sinkhole damage can be catastrophic and is often not fully covered by standard insurance policies. 4. Unknown Property History: Lack of information about the property's age and history could hide potential issues like previous flood damage, mold, or structural problems that are common in Florida's climate. 5. Potential for Rapid Neighborhood Changes: Port Saint Lucie's fast growth could lead to unforeseen developments nearby, potentially impacting property value and quality of life. 6. Environmental Concerns: Florida's unique ecosystem brings challenges like algae blooms, invasive species, and wildlife encounters (e.g., alligators) that could affect the property or surrounding area. 7. Water Quality Issues: Some areas of Florida face challenges with water quality. Without specific information, it's unclear if this property might be affected by such issues. 8. Insurance Market Instability: Florida's property insurance market is volatile, with many insurers leaving the state. This could lead to difficulty obtaining affordable coverage in the future, potentially making the property unaffordable or unsellable.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is best suited for: 1. Small Families or Couples: The 2-bedroom layout is ideal for those who don't need extensive sleeping quarters but want ample living space. 2. Remote Workers: With 1,943 sqft, there's potential for a home office setup, catering to the growing work-from-home trend. 3. Retirees or "Snowbirds": The single-story layout and manageable size make it suitable for older adults or seasonal residents looking for a winter home. 4. First-Time Homebuyers: The competitive price point ($244.47/sqft) makes it accessible for those entering the market, especially given the median income of $71,923 in the area. 5. Investors: With potential rental income of $2,160/month for a two-bedroom property, it could yield a reasonable return for those looking to enter the Port Saint Lucie rental market. 6. Climate-Conscious Buyers: Those looking to escape colder climates will appreciate Florida's year-round warm weather. 7. Low-Maintenance Seekers: The modern construction and landscaping suggest a potentially lower-maintenance property compared to older homes in the area. 8. Buyers Prioritizing Location: For those wanting to be in the desirable SW area of Port Saint Lucie, this property offers an entry point at a reasonable price.

Not For

This property is not ideal for: 1. Large Families: With only 2 bedrooms, it's not suitable for families needing 3+ bedrooms or multiple bathrooms. 2. Luxury Buyers: While well-appointed, it may not meet the expectations of high-end buyers looking for expansive square footage or premium amenities. 3. Pool Enthusiasts: The lack of a pool may disappoint buyers who consider it a must-have feature in Florida. 4. Urban Lifestyle Seekers: Port Saint Lucie is more suburban, potentially not suiting those looking for a bustling city environment. 5. Risk-Averse Buyers: Given the potential environmental and climate risks in Florida, it may not be suitable for extremely risk-averse individuals. 6. Those with Limited Budgets: While reasonably priced for the area, the total cost of ownership (including potential high insurance premiums) may be prohibitive for some buyers. 7. Fixer-Upper Enthusiasts: The modern appearance suggests limited opportunity for major renovations or value-add projects. 8. Buyers Needing Immediate Occupancy: The lack of detailed information might necessitate additional inspections or research, potentially extending the buying process.
Demographics
Area Median Income

$71,923

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Risk Assessment

Risk Analysis

1. Hurricane Risk: Port Saint Lucie has a 16% chance of being impacted by a hurricane in any given year. This property's specific wind mitigation features are unknown, potentially leading to annual wind insurance costs of $3,000-$5,000 or more. 2. Flood Risk: Without knowing the exact flood zone, there's potential for significant flood insurance costs. Even in moderate-risk zones, flood insurance can add $500-$2,000 annually to homeowner costs. 3. Insurance Market Volatility: Florida's property insurance rates increased by an average of 33% in 2022. This trend could continue, potentially adding thousands to annual ownership costs. 4. Sinkhole Risk: While less common in Port Saint Lucie, sinkhole coverage can add $300-$1,000 to annual insurance premiums. 5. Environmental Issues: Algae blooms affected nearby water bodies in recent years. This could impact water quality and recreational activities. 6. Rapid Development: Port Saint Lucie's population grew by 24% from 2010 to 2020. This rapid growth could lead to increased traffic, strain on infrastructure, and changing neighborhood dynamics. 7. Climate Change Impact: Sea level rise projections for the area suggest a potential 10-17 inch increase by 2050, which could affect long-term property values and insurance costs. 8. Market Volatility: Florida's real estate market can be volatile. The median home value in Port Saint Lucie increased by 87% from 2012 to 2022, but such rapid appreciation may not be sustainable. 9. Maintenance Costs: The hot, humid climate can lead to higher maintenance costs. Air conditioning systems typically need replacement every 10-15 years, costing $5,000-$10,000. 10. Water Management: Florida faces increasing challenges with water management. Future regulations or infrastructure projects could impact property values or lead to additional assessments.

Financials

Monthly Costs

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$455,369

-4.1% below list price

Median Price

$468,000

Based on 6 recent sales

Price per Sq.Ft

$246

Comparable Properties

12872 SW Vermillion Circle, Port Saint Lucie, FL 34987
Price: $468,000
Sq.Ft: 1,939
Beds/Baths: 2/2
$/Sq.Ft:
$2411.3%
Sale Date: 11/13/2024
13987 SW Gingerline Drive, Port St Lucie, FL 34987
Price: $467,900
Sq.Ft: 1,943
Beds/Baths: 2/2
$/Sq.Ft:
$2411.5%
Sale Date: 9/23/2024
13933 SW Gingerline Drive, Port St Lucie, FL 34987
Price: $473,055
Sq.Ft: 1,943
Beds/Baths: 2/2
$/Sq.Ft:
$2430.4%
Sale Date: 9/23/2024
12635 SW Gingerline Drive, Port St Lucie, FL 34987
Price: $510,000
Sq.Ft: 2,175
Beds/Baths: 3/2
$/Sq.Ft:
$2344.1%
Sale Date: 9/13/2024
13190 SW Vermillion Circle, Port Saint Lucie, FL 34987
Price: $417,000
Sq.Ft: 1,579
Beds/Baths: 2/2
$/Sq.Ft:
$2648.0%
Sale Date: 10/4/2024
14011 SW Gingerline Drive, Port St Lucie, FL 34987
Price: $396,260
Sq.Ft: 1,579
Beds/Baths: 2/2
$/Sq.Ft:
$2512.7%
Sale Date: 9/23/2024

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