Score
0Palm Bay, FL
1264 Valleybrook Rd SE
325K
3 beds
2 baths
1,994 sqft
3 bd • 2 ba • 1,994 sf
This analysis was generated on 1/22/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
List Price
$324,900
Price/Sq.Ft
$163
Year Built
2014
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This 2014-built property at 1264 Valleybrook Rd SE, Palm Bay, FL offers excellent value at $162.94/sqft, which is significantly below the area's median price of $330,079. The 1,994 sqft home provides ample space, surpassing many comparable properties. Recent upgrades add substantial value: a new metal roof in 2024 ($15,000-$20,000 value), HVAC replacement in 2021 ($5,000-$7,000 value), and new appliances (2023-2024, $3,000-$5,000 value). The property's flood risk score of 1/10 is exceptionally low for Florida, potentially reducing insurance costs. The home's generator readiness adds a unique selling point, especially valuable in an area with extreme wind risk. The large screened porch, irrigation system, and water softener further enhance the property's appeal and functionality.
The Bad
The property's extreme heat risk (9/10) and wind risk (10/10) scores are concerning, potentially leading to higher insurance premiums and maintenance costs. The home's rapid price increase from $175,000 in 2015 to the current $324,900 (85.7% increase) may raise questions about sustainable valuation. The carpet in bedrooms may be less desirable for some buyers, potentially requiring replacement ($3,000-$5,000). The local schools have below-average ratings (3-5/10), which could impact long-term value and attractiveness to families with children.
The Ugly
The extreme wind risk (10/10) is a major concern, necessitating critical insurance coverage and potentially leading to significantly higher premiums. This risk could also result in more frequent repairs and maintenance costs. The property's price history shows extreme volatility, with a 94.4% decrease in 2014 followed by a 1232.6% increase, raising questions about market stability and potential overvaluation. The area's crime rates, particularly car break-ins, could be a significant deterrent for some buyers and may necessitate additional security measures.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is ideal for buyers with a household income of $90,000+ (based on a 28% front-end DTI ratio). It's well-suited for young professionals or small families who value modern amenities and low maintenance. The generator readiness and recent upgrades make it attractive for those prioritizing comfort and reliability. Investors could benefit from the potential for appreciation, given the property's features and the area's growing rental market, with potential monthly rents around $1,834 for a three-bedroom home.
Not For
Not suitable for buyers seeking a vibrant social scene or extensive community amenities, as Palm Bay is described as lacking in these areas. The extreme climate risks make it unsuitable for risk-averse buyers or those unable to manage potentially high insurance costs. Families prioritizing top-rated schools may find the local educational options lacking. The property may not be ideal for long-term investors concerned about the area's price volatility and potential overvaluation.
Demographics
Area Median Income
$56,811
Property History
Price History
Ownership Timeline
$13,500Cash Purchase
Mar 31, 2014Joe M Gallagher, Dianne GallagherSmith Development & Construction Inc
Warranty Deed
Standard Sale (Purchase/Resales)
$242,900Financed
Dec 21, 2005Kb Home Treasure Coast LlcJoe M Gallagher, Dianne Gallagher
Warranty Deed
New Construction Residential Transactions
$14,500Cash Purchase
Aug 20, 2004Builders Property Group LlcKb Home Treasure Coast Llc
Warranty Deed
Non-Residential Arm's Length Transactions
$7,000Cash Purchase
Apr 27, 2004Nellie M StodolskiBuilders Property Group Llc
Warranty Deed
Non-Residential Arm's Length Transactions
Property Taxes
$2,606
2024 Tax Assessment
2.5%from previous year
Assessed Value$179,080
Tax Rate1.46%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
5.0/10
AverageMiddle
3.0/10
Below AverageHigh
4.0/10
AverageFinancials
Monthly Costs
Market Rent (3 bed)
Get a detailed estimate on Zillow$962
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$324,900
Price/sqft
$163
Layout
3 bd•2 ba
Days on market
15 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$362,613
10.4%
Your price is 10.4% below average
Median Price
$349,990
7.2%
Based on 6 recent sales
Price per Sq.Ft
$193
15.6%
Your price is 15.6% below average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 1560 Rachel Avenue SE, Palm Bay, FL 32909 | $335,450 | 1,811 | 4 | 2 | $18513.7% | 11/25/2024 |
| 1790 WAPELLO AVENUE SE, PALM BAY, FL 32909 | $417,500 | 2,256 | 4 | 2 | $18513.6% | 11/26/2024 |
| 1809 SANDIA ROAD SE, PALM BAY, FL 32909 | $345,000 | 1,833 | 4 | 2 | $18815.5% | 10/30/2024 |
| 1373 Vandalia Avenue SE, Palm Bay, FL 32909 | $340,000 | 1,873 | 4 | 2 | $18211.4% | 10/22/2024 |
| 3628 Grappler Circle SE, Palm Bay, FL 32909 | $387,739 | 1,637 | 4 | 2 | $23745.4% | 11/22/2024 |
| 1950 Sandia Road SE, Palm Bay, FL 32909 | $349,990 | 1,936 | 3 | 2 | $18110.9% | 9/19/2024 |
1560 Rachel Avenue SE, Palm Bay, FL 32909
Price: $335,450
Sq.Ft: 1,811
Beds/Baths: 4/2
$/Sq.Ft:
$18513.7%
Sale Date: 11/25/2024
1790 WAPELLO AVENUE SE, PALM BAY, FL 32909
Price: $417,500
Sq.Ft: 2,256
Beds/Baths: 4/2
$/Sq.Ft:
$18513.6%
Sale Date: 11/26/2024
1809 SANDIA ROAD SE, PALM BAY, FL 32909
Price: $345,000
Sq.Ft: 1,833
Beds/Baths: 4/2
$/Sq.Ft:
$18815.5%
Sale Date: 10/30/2024
1373 Vandalia Avenue SE, Palm Bay, FL 32909
Price: $340,000
Sq.Ft: 1,873
Beds/Baths: 4/2
$/Sq.Ft:
$18211.4%
Sale Date: 10/22/2024
3628 Grappler Circle SE, Palm Bay, FL 32909
Price: $387,739
Sq.Ft: 1,637
Beds/Baths: 4/2
$/Sq.Ft:
$23745.4%
Sale Date: 11/22/2024
1950 Sandia Road SE, Palm Bay, FL 32909
Price: $349,990
Sq.Ft: 1,936
Beds/Baths: 3/2
$/Sq.Ft:
$18110.9%
Sale Date: 9/19/2024
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