Score
0Sunnyvale, CA
1150 White Pine Trl
2.8M
4 beds
3 baths
2,376 sqft
4 bd • 3 ba • 2,376 sf
This analysis was generated on 2/12/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$2,795,000
Price/Sq.Ft
$1,176
Year Built
1990
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Updated Interior: The property description highlights updated kitchen and bathrooms, suggesting that major renovation work may not be immediately necessary. This can save buyers time and money on upfront remodeling costs.
• Ground Floor Bedroom Suite: The inclusion of a ground-floor bedroom with a full bath provides flexibility for accommodating guests, elderly family members, or those seeking single-level living. This is a desirable feature for many buyers.
• Mediterranean Style: The "modern Mediterranean retreat" style is aesthetically pleasing and can appeal to buyers who appreciate this architectural design. This style often incorporates desirable features like stucco exteriors and tile roofs.
• Central Sunnyvale Location: Situated "in the heart of Sunnyvale," the property likely benefits from convenient access to amenities, employment centers, and transportation options. Sunnyvale's central location within Silicon Valley is a major draw for many buyers.
• Climate Risk: Both Flood Risk and Fire Risk are minimal (1/10).
The Bad
• High Price per Square Foot: At $1176.35 per square foot, the property is priced significantly above the national average. While Sunnyvale is a high-cost area, potential buyers should carefully compare this metric to similar properties in the neighborhood to ensure it aligns with market values. For example, the median price per sq ft in Santa Clara County is around $900.
• Elevated Insurance Costs: The estimated annual insurance cost of $10,062 is notably high. This could be due to factors such as earthquake risk and the age of the home. Buyers should obtain detailed insurance quotes to understand the specific drivers of this cost. The California average is closer to $1500 per year.
• Moderate School Ratings: The Ponderosa Elementary School (5/10) and Marian A. Peterson Middle School (6/10) have moderate ratings. While Adrian Wilcox High School has a rating of 7/10, families prioritizing top-tier schools may find these ratings less appealing.
• Age of the Property: Built in 1990, the home is over 30 years old. While it has been updated, potential buyers should be aware that older homes may require more frequent maintenance and repairs compared to newer constructions.
The Ugly
• High Cost of Ownership: Even with the recent price reduction, the purchase price remains high. Factoring in property taxes (approximately 1.1% of the purchase price annually, or about $2,570 per month), the already high insurance costs ($838.5/month), and potential mortgage payments, the total cost of ownership could be substantial. Assuming a 20% down payment and a 7% interest rate, the monthly mortgage payment alone would be approximately $14,633.
• Air Quality Concerns: The "Severe" air quality risk (7/10) and 13 bad air days per year are significant environmental concerns. This could impact outdoor activities and require investment in air purification systems, adding to the overall cost of living. Sunnyvale's air quality index is around 60, which is moderate but can spike during certain times of the year.
• Days on Market: The property has been on the market for 118 days, which is longer than the average for Sunnyvale, where homes often sell quickly. This could indicate that the property is overpriced, has some hidden issues, or is not appealing to the current buyer pool. The average days on market in Sunnyvale is around 30-60 days.
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Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Buyers Seeking a Move-In Ready Home: The updated kitchen and bathrooms minimize immediate renovation needs, allowing for a seamless transition.
• Homeowners Valuing a Ground-Floor Bedroom Suite: The presence of a bedroom with a full bath on the ground floor provides flexibility for guests or those who prefer single-story living.
• Individuals Prioritizing Outdoor Space: The 5,858 sq ft lot offers a balance of indoor and outdoor living, suitable for gardening, entertaining, or simply enjoying the California weather.
• Buyers Comfortable with Sunnyvale's High Property Values: This property presents an opportunity to own a home in a desirable Sunnyvale location, appealing to those who recognize the long-term value of real estate in this area.
Not For
• Buyers Seeking a Brand-New Construction: As the home was built in 1990, it may not appeal to those specifically looking for a newly built property with the latest construction technologies and warranties.
• Individuals Sensitive to Air Quality: The "Severe" air quality risk (7/10) and 13 bad air days per year might be a concern for those with respiratory issues or environmental sensitivities.
• Buyers Seeking Top-Rated Schools: While the schools are relatively close, the ratings of 5/10 and 6/10 for the elementary and middle schools, respectively, may not meet the criteria for those prioritizing top-tier education.
• Individuals Unprepared for High Insurance Costs: The estimated annual insurance cost of $10,062 is significantly higher than the national average, potentially deterring budget-conscious buyers.
Demographics
Area Median Income
$162,017
Property History
Price History
Ownership Timeline
$0Cash Purchase
Jun 30, 2000Steve ChenEllena Chen
Intrafamily Transfer
Non-Arm's Length Transactions
Property Taxes
$8,333
2024 Tax Assessment
1.0%from previous year
Assessed Value$707,405
Tax Rate1.18%
Sunlight Analysis
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Sunlight Analysis
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Risk Assessment
Climate Risks
airMAJOR
13 bad air quality days per year
heatMODERATE
7 extreme heat days per year
98th percentile: 92°F
floodMINIMAL
FEMA Zone: Moderate Risk Area
Insurance: Optional
fireMINIMAL
Insurance: Optional
windMINIMAL
Insurance: Optional
Risk Analysis
• High Insurance Costs: The estimated insurance cost of $10,062 per year is significantly higher than the national average. This is likely due to factors such as location, earthquake risk, and potential liability. Buyers should obtain their own insurance quotes to verify this cost and factor it into their budget.
• Air Quality: The "Severe" air quality risk (7/10) and 13 bad air days per year could pose health concerns, particularly for individuals with respiratory issues. Investing in air purifiers and limiting outdoor activities on bad air days may be necessary.
• School Ratings: The school ratings (5/10 and 6/10) may be a concern for families with children. Further research into the schools' performance, programs, and parent reviews is recommended. Exploring private school options may also be considered.
• Older Home: Built in 1990, the home may require more maintenance and repairs compared to newer constructions. Potential issues could include outdated plumbing, electrical systems, and the need for cosmetic updates. A thorough inspection is essential.
• Price per Square Foot: At $1176.35 per square foot, the property is priced at a premium compared to some other areas. Buyers should carefully evaluate comparable properties in Sunnyvale to determine if the price aligns with the market value and the home's features.
Insurance
Annual Cost
$10,062
$839 per month
Cost & Affordability
Monthly Costs
Breakdown of estimated monthly expenses for this property
Monthly Payment
$0
* Estimated at 1% of home value annually. Actual costs may vary.
Not Included in Estimate
• Utilities (electricity, gas, water, internet)
• Home improvements and upgrades
• Landscaping and yard maintenance
• Pest control and home services
• Emergency repairs and replacements
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20.0% of purchase price
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$2,795 monthly
$839 monthly
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Schools
Marian A. Peterson Middle School
Public•Grades 6-8
6/5
Middle
1.3 mi
Financials
Monthly Costs
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$2,795,000
Price/sqft
$1,176
Layout
4 bd•3 ba
Days on market
117 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$2,311,165
20.9%
Your price is 20.9% above average
Median Price
$2,500,000
11.8%
Based on 6 recent sales
Price per Sq.Ft
$1,067
10.2%
Your price is 10.2% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 1004 Azalea Drive, Sunnyvale, CA 94086 | $2,550,000 | 2,432 | 5 | 3 | $1,04910.9% | 9/17/2024 |
| 1951 Saint Lawrence Drive, Santa Clara, CA 95051 | $2,500,000 | 2,150 | 4 | 3 | $1,1631.2% | 10/3/2024 |
| 1695 Betty Court, Santa Clara, CA 95051 | $2,125,000 | 2,398 | 4 | 3 | $88624.7% | 8/30/2024 |
| 632 Smoke Tree Way, Sunnyvale, CA 94086 | $3,287,000 | 2,149 | 5 | 3 | $1,53030.0% | 9/11/2024 |
| 1111 Artemesia Terrace #5, Sunnyvale, CA 94086 | $1,704,995 | 1,917 | 3 | 3 | $88924.4% | 10/5/2024 |
| 301 Tea Tree Terrace #3, Sunnyvale, CA 94086 | $1,699,995 | 1,917 | 3 | 3 | $88724.6% | 8/16/2024 |
1004 Azalea Drive, Sunnyvale, CA 94086
Price: $2,550,000
Sq.Ft: 2,432
Beds/Baths: 5/3
$/Sq.Ft:
$1,04910.9%
Sale Date: 9/17/2024
1951 Saint Lawrence Drive, Santa Clara, CA 95051
Price: $2,500,000
Sq.Ft: 2,150
Beds/Baths: 4/3
$/Sq.Ft:
$1,1631.2%
Sale Date: 10/3/2024
1695 Betty Court, Santa Clara, CA 95051
Price: $2,125,000
Sq.Ft: 2,398
Beds/Baths: 4/3
$/Sq.Ft:
$88624.7%
Sale Date: 8/30/2024
632 Smoke Tree Way, Sunnyvale, CA 94086
Price: $3,287,000
Sq.Ft: 2,149
Beds/Baths: 5/3
$/Sq.Ft:
$1,53030.0%
Sale Date: 9/11/2024
1111 Artemesia Terrace #5, Sunnyvale, CA 94086
Price: $1,704,995
Sq.Ft: 1,917
Beds/Baths: 3/3
$/Sq.Ft:
$88924.4%
Sale Date: 10/5/2024
301 Tea Tree Terrace #3, Sunnyvale, CA 94086
Price: $1,699,995
Sq.Ft: 1,917
Beds/Baths: 3/3
$/Sq.Ft:
$88724.6%
Sale Date: 8/16/2024
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