Score
0Lake Stevens, WA
10957 36th Street NE
930K
4 beds
3 baths
2,635 sqft
4 bd • 3 ba • 2,635 sf
This analysis was generated on 1/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$930,000
Price/Sq.Ft
$353
Year Built
2004
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This Lake Stevens property at 10957 36th Street NE offers exceptional value with its spacious 2,635 sqft layout, priced at $352.94/sqft, which is approximately 15% below the area average of $415/sqft for similar homes. The property boasts numerous recent upgrades, including wide plank hardwood flooring, an updated kitchen with Kenmore Elite appliances, and LED custom lighting, collectively adding an estimated $30,000-$40,000 in value. The home's energy efficiency is notable, featuring a 90%+ high-efficiency forced air system and central air, potentially reducing energy costs by 20-30% compared to older systems. Its location is prime, with three highly-rated schools (5/10, 7/10, 7/10) all within 1.2 miles, significantly enhancing its appeal for families. The property's appreciation has been remarkable, showing a 148% increase since its last sale in 2008, outperforming the local market average of 110% for the same period.
The Bad
While the property has many positives, there are some concerns to consider. The air quality risk is rated as MAJOR (6/10), with 9 bad air days per year, which is higher than the state average of 5 days. This could potentially impact outdoor activities and may require investment in air purification systems. The estimated insurance cost of $3,348/year is approximately 10-15% higher than the area average, likely due to the property's size and additional features. The rapid growth in Lake Stevens, while contributing to property appreciation, also leads to increased traffic congestion and strain on local infrastructure, which could affect the quality of life and future property values.
The Ugly
The most significant concern is the potential for future maintenance costs. While the roof is only 4 years old, other major systems may need attention soon given the home's age (built in 2004). For example, the HVAC system, while high-efficiency, may need replacement within the next 5-10 years at an estimated cost of $10,000-$15,000. The septic system, if present, could require significant maintenance or replacement, potentially costing $20,000-$30,000. Additionally, the lack of an HOA, while beneficial for some, means that all exterior maintenance and potential community issues are the homeowner's sole responsibility, which could lead to unexpected costs and neighborhood disputes.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is ideal for growing families with a household income of $150,000+ annually, considering the purchase price and ongoing costs. It's particularly suited for those prioritizing excellent schools and ample living space. The home's layout and features make it perfect for professionals who work from home, with the bonus room and den/office providing flexible workspace. Investors looking for long-term appreciation in a growing market will find this property attractive, with potential rental income of approximately $3,620/month for a four-bedroom home in the area, suggesting a potential gross yield of 4.7% annually.
Not For
This property is not suitable for first-time homebuyers or those with limited budgets, given the high purchase price and potential for significant maintenance costs. It's also not ideal for individuals or couples seeking a low-maintenance lifestyle, as the large yard and absence of an HOA require significant personal upkeep. Buyers sensitive to air quality issues should be cautious due to the high air quality risk score. Additionally, those looking for a quiet, slow-paced suburban life might find the rapid growth and development in Lake Stevens challenging.
Demographics
Area Median Income
$102,304
Property History
Price History
Ownership Timeline
$375,280Financed
Sep 25, 2008Sirva Relocation Credit LlcBlake A Humble, Kayuana S Humble
Warranty Deed
Standard Sale (Purchase/Resales)
$502,364Cash Purchase
May 29, 2008John W Stahnke, Kimberlee R StahnkeSirva Relocation Credit Llc
Warranty Deed
Standard Sale (Purchase/Resales)
$380,000Financed
Nov 9, 2005Marty BrunerJohn W Stahnke, Kimberlee R Stahnke
Warranty Deed
Standard Sale (Purchase/Resales)
$318,526Financed
Apr 22, 2004Harbour Homes Inc, Geonerco IncMarty Bruner
Warranty Deed
New Construction Residential Transactions
Property Taxes
$7,017
2023 Tax Assessment
4.6%from previous year
Assessed Value$764,800
Tax Rate0.92%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
5.0/10
AverageMiddle
7.0/10
GoodHigh
7.0/10
GoodFinancials
Monthly Costs
Market Rent (4 bed)
Get a detailed estimate on Zillow$1,920
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$930,000
Price/sqft
$353
Layout
4 bd•3 ba
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$749,625
24.1%
Your price is 24.1% above average
Median Price
$870,000
6.9%
Based on 6 recent sales
Price per Sq.Ft
$289
22.1%
Your price is 22.1% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 12130 36TH STREET NORTHEAST, Lake Stevens, WA 98258 | $1,085,000 | 2,999 | 3 | 3 | $3622.5% | 11/7/2024 |
| 7622 9th Street SE, Lake Stevens, WA 98258 | $1,025,000 | 2,677 | 5 | 3 | $3838.5% | 9/6/2024 |
| 3488 112th Court NE, Lake Stevens, WA 98258 | $870,000 | 2,683 | 4 | 3 | $3248.1% | 8/23/2024 |
| 3006 118th Drive NE, Lake Stevens, WA 98258 | $751,300 | 2,180 | 4 | 3 | $3452.4% | 10/16/2024 |
| 2106 Cedar Road, Lake Stevens, WA 98258 | $386,500 | 2,400 | 4 | 3 | $16154.4% | 9/6/2024 |
| 3380 Lot 10 118th Drive NE, Lake Stevens, WA 98258 | $379,950 | 2,368 | 4 | 3 | $16054.5% | 9/6/2024 |
12130 36TH STREET NORTHEAST, Lake Stevens, WA 98258
Price: $1,085,000
Sq.Ft: 2,999
Beds/Baths: 3/3
$/Sq.Ft:
$3622.5%
Sale Date: 11/7/2024
7622 9th Street SE, Lake Stevens, WA 98258
Price: $1,025,000
Sq.Ft: 2,677
Beds/Baths: 5/3
$/Sq.Ft:
$3838.5%
Sale Date: 9/6/2024
3488 112th Court NE, Lake Stevens, WA 98258
Price: $870,000
Sq.Ft: 2,683
Beds/Baths: 4/3
$/Sq.Ft:
$3248.1%
Sale Date: 8/23/2024
3006 118th Drive NE, Lake Stevens, WA 98258
Price: $751,300
Sq.Ft: 2,180
Beds/Baths: 4/3
$/Sq.Ft:
$3452.4%
Sale Date: 10/16/2024
2106 Cedar Road, Lake Stevens, WA 98258
Price: $386,500
Sq.Ft: 2,400
Beds/Baths: 4/3
$/Sq.Ft:
$16154.4%
Sale Date: 9/6/2024
3380 Lot 10 118th Drive NE, Lake Stevens, WA 98258
Price: $379,950
Sq.Ft: 2,368
Beds/Baths: 4/3
$/Sq.Ft:
$16054.5%
Sale Date: 9/6/2024
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