Score
0Palm City, FL
10548 SW Lands End Place
975K
3 beds
4 baths
3,460 sqft
3 bd • 4 ba • 3,460 sf
This analysis was generated on 2/16/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$975,000
Price/Sq.Ft
$282
Year Built
2004
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Prime Location: Situated on a 1/2-acre lot in a cul-de-sac within the prestigious Cobblestone Country Club, offering privacy and exclusivity. Comparable lots in the area average around 0.3 acres, making this property stand out.
• High-End Features: The home boasts numerous high-end features, including a heated saltwater pool, a fully equipped summer kitchen, a separate mother-in-law suite, Saturnia flooring, custom cabinets, and a spa-inspired ensuite bath. Similar homes without these features in Cobblestone Country Club are priced around $850,000.
• Strong School Proximity: Close proximity to Citrus Grove Elementary School, which has a rating of 9/10, makes this property highly desirable for families with young children. This is a key selling point, as top-rated elementary schools are a significant draw for buyers in Palm City.
• Minimal Flood Risk: The property is located in FEMA Flood Zone X_UNSHADED, indicating minimal flood risk (1/10), which translates to lower flood insurance premiums. The average flood risk in Palm City is around 3/10.
The Bad
• Extended Time on Market: With 381 days on the market, the property's extended listing period is significantly higher than the average for Palm City, potentially signaling overpricing or other issues requiring investigation. The average days on market in Palm City is around 90 days.
• High Insurance Costs: The estimated annual insurance cost of $3,510 is relatively high, driven by the extreme wind risk (10/10). This adds to the overall cost of ownership compared to areas with lower risk profiles.
• South Fork High School Rating: The local high school has a rating of 5/10, which is below average. Families prioritizing excellent public schools may find this a drawback, potentially affecting resale value.
The Ugly
• Price Reductions: Multiple price reductions over the past year, from an initial listing price of $1,050,000 in March 2023 to the current price of $975,000, indicate potential overpricing or underlying issues. This represents a roughly 7% decrease in price over the year.
• High Heat and Wind Risk: The property faces extreme heat (10/10) and wind (10/10) risks, potentially leading to higher utility bills and increased insurance costs. This could deter buyers concerned about long-term maintenance and operational expenses.
• Past Rental History: The property was listed for rent multiple times between 2011 and 2013 at $2,500/month, which is significantly lower than current market rental rates for similar properties (around $2,650/month for a 3-bedroom). This could suggest challenges in attracting long-term tenants or a previous lack of investment in updates and improvements.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Buyers seeking a secure, community-oriented lifestyle: The guard-gated Cobblestone Country Club provides security and a sense of community through shared common areas and management.
• Buyers prioritizing outdoor living and entertaining: The screened-in courtyard with a heated saltwater pool, waterfall, and fully equipped summer kitchen offers a private and luxurious outdoor space.
• Buyers desiring multi-generational living options: The separate mother-in-law suite with its own entrance, French doors, and kitchenette provides a flexible space for guests, extended family, or a home office, ensuring privacy and independence.
• Buyers who value proximity to amenities: The property's location offers convenient access to I-95, top-rated schools (Citrus Grove Elementary School with a rating of 9/10), fine dining, shopping, and premier golf courses.
Not For
• Buyers seeking a very modern or newly constructed home: Built in 2004, the home may require updates to appeal to buyers who prefer contemporary designs and the latest amenities.
• Buyers sensitive to high summer temperatures: The extreme heat risk (10/10) with a 98th percentile temperature of 107°F and 7 hot days per year may deter buyers who prefer cooler climates.
• Buyers who prefer minimal HOA involvement or fees: The property is located within a guard-gated country club with mandatory HOA fees, which may not appeal to those seeking more autonomy or lower monthly expenses.
• Buyers on a strict budget: While the home offers numerous high-end features, the price point of $975,000 and associated costs (insurance, HOA fees, potential Cape Club membership) may be prohibitive for budget-conscious buyers.
Demographics
Area Median Income
$105,527
Property History
Price History
Ownership Timeline
$430,000Financed
Sep 18, 2014Linda C Griswold, Linda C NaplesBrent Lanman
Warranty Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Sep 11, 2008Joseph Naples, Linda C NaplesLinda C Naples
Intrafamily Transfer
Non-Arm's Length Transactions
Property Taxes
$8,460
2023 Tax Assessment
3.6%from previous year
Assessed Value$522,504
Tax Rate1.62%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
7.0/10
GoodMiddle
9.0/10
ExcellentHigh
5.0/10
AverageFinancials
Monthly Costs
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