Score
0Greenwood, IN
1013 Saint Charles Pl
315K
4 beds
3 baths
2,088 sqft
4 bd • 3 ba • 2,088 sf
This analysis was generated on 1/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$315,000
Price/Sq.Ft
$151
Year Built
1996
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
This 2,088 sqft home in Greenwood, IN offers exceptional value at $150.86/sqft, which is significantly below the area average. Built in 1996, it features 4 bedrooms and 3 bathrooms, providing ample space for families. Recent major upgrades include a new roof (2024), new A/C system, and new furnace, reducing immediate maintenance concerns. The property boasts unique features like soaring ceilings and a private pond view, enhancing its appeal. Its location is prime, with highly-rated schools (Southwest Elementary 7/10, Greenwood Middle 6/10) just 0.4 miles away. The median income of $79,931 in the area suggests strong neighborhood stability. With a list price of $315,000, it's positioned well for appreciation, considering its last sale at $139,000 in 2006 represents a 126% increase over 18 years.
The Bad
The property has experienced some price volatility, with multiple price changes in 2024, potentially indicating challenges in accurate valuation. The current list price of $315,000 is a 4.5% decrease from its initial listing at $330,000 in July 2024. Some flooring materials (vinyl in kitchen, laminate in some rooms) may be less desirable for high-end buyers. The home's age (27 years) suggests that some systems and fixtures, while functional, may be nearing the end of their lifespan. The local high school's rating of 5/10 might be a concern for families with older children.
The Ugly
The property's history shows significant price fluctuations, including a dramatic 137.4% increase from its last sale price to its initial 2024 listing, which could raise questions about market stability or potential over-valuation. The rapid growth in Greenwood presents risks of overcrowding, particularly in schools, and potential strain on local infrastructure. Some areas of Greenwood are susceptible to flooding, and while flood risk for this specific property is unknown, it's a critical factor to investigate, especially given the mention of a nearby pond. The multiple price reductions in 2024 might indicate difficulties in selling, possibly due to overpricing or market conditions.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
This property is ideal for growing families with a household income around $100,000-$120,000, based on the area's median income and typical mortgage affordability ratios. It's particularly suitable for those prioritizing space, recent updates, and proximity to good elementary and middle schools. The home would appeal to buyers who value unique features like high ceilings and water views. With its recent updates and potential for appreciation, it could also attract investors looking for long-term rental properties, as the current market rent for a 4-bedroom home in the area is around $1,800/month.
Not For
This property is not suitable for buyers seeking a fully updated, move-in ready luxury home, as some finishes (like vinyl and laminate flooring) may require upgrading. It's not ideal for those prioritizing walkability or urban living, as many Greenwood areas are car-dependent. Buyers with a budget under $280,000 or over $350,000 would find this property either unaffordable or not meeting their luxury expectations. It's also not suitable for those seeking new construction or those unwilling to potentially deal with maintenance issues typical of 25+ year old homes.
Demographics
Area Median Income
$79,931
Property History
Price History
Ownership Timeline
$0Cash Purchase
Feb 16, 2006Secretary Of Veterans AffairsDarla J Ponto
Quit Claim Deed
Non-Arm's Length Transactions
$0Cash Purchase
Sep 26, 2005Mortgage Electronic Registration SystemsThe Secretary Of Hud
Special Warranty Deed
Non-Residential Arm's Length Transactions
$120,739Cash Purchase
Sep 15, 2005Matthew T HubeleMortgage Electronic Registration Systems
Sheriffs Deed
Foreclosure
Property Taxes
$1,878
2023 Tax Assessment
27.8%from previous year
Assessed Value$248,600
Tax Rate0.76%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Middle
7.0/10
GoodHigh
8.0/10
ExcellentFinancials
Monthly Costs
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$315,000
Price/sqft
$151
Layout
4 bd•3 ba
Days on market
1 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$287,583
9.5%
Your price is 9.5% above average
Median Price
$312,000
1.0%
Based on 6 recent sales
Price per Sq.Ft
$146
3.3%
Your price is 3.3% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 885 Waveland Lane, Greenwood, IN 46143 | $300,000 | 2,104 | 4 | 3 | $1435.5% | 11/8/2024 |
| 568 Gatewood Drive, Greenwood, IN 46143 | $337,500 | 2,156 | 4 | 3 | $1573.8% | 9/18/2024 |
| 670 Morgan Way, Greenwood, IN 46143 | $322,000 | 2,206 | 4 | 3 | $1463.2% | 9/20/2024 |
| 443 Alton Drive, Greenwood, IN 46143 | $284,000 | 1,708 | 4 | 3 | $16610.2% | 10/30/2024 |
| 1311 Freemont Lane, Greenwood, IN 46143 | $170,000 | 1,731 | 3 | 3 | $9834.9% | 9/23/2024 |
| 1212 Plymouth Rock Way, Greenwood, IN 46142 | $312,000 | 1,856 | 4 | 3 | $16811.4% | 8/28/2024 |
885 Waveland Lane, Greenwood, IN 46143
Price: $300,000
Sq.Ft: 2,104
Beds/Baths: 4/3
$/Sq.Ft:
$1435.5%
Sale Date: 11/8/2024
568 Gatewood Drive, Greenwood, IN 46143
Price: $337,500
Sq.Ft: 2,156
Beds/Baths: 4/3
$/Sq.Ft:
$1573.8%
Sale Date: 9/18/2024
670 Morgan Way, Greenwood, IN 46143
Price: $322,000
Sq.Ft: 2,206
Beds/Baths: 4/3
$/Sq.Ft:
$1463.2%
Sale Date: 9/20/2024
443 Alton Drive, Greenwood, IN 46143
Price: $284,000
Sq.Ft: 1,708
Beds/Baths: 4/3
$/Sq.Ft:
$16610.2%
Sale Date: 10/30/2024
1311 Freemont Lane, Greenwood, IN 46143
Price: $170,000
Sq.Ft: 1,731
Beds/Baths: 3/3
$/Sq.Ft:
$9834.9%
Sale Date: 9/23/2024
1212 Plymouth Rock Way, Greenwood, IN 46142
Price: $312,000
Sq.Ft: 1,856
Beds/Baths: 4/3
$/Sq.Ft:
$16811.4%
Sale Date: 8/28/2024
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