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1013 Saint Charles Pl
Score
0
Greenwood, IN

1013 Saint Charles Pl

315K
4 bd • 3 ba • 2,088 sf

This analysis was generated on 1/25/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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List Price

$315,000

Price/Sq.Ft

$151

Year Built

1996

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

This 2,088 sqft home in Greenwood, IN offers exceptional value at $150.86/sqft, which is significantly below the area average. Built in 1996, it features 4 bedrooms and 3 bathrooms, providing ample space for families. Recent major upgrades include a new roof (2024), new A/C system, and new furnace, reducing immediate maintenance concerns. The property boasts unique features like soaring ceilings and a private pond view, enhancing its appeal. Its location is prime, with highly-rated schools (Southwest Elementary 7/10, Greenwood Middle 6/10) just 0.4 miles away. The median income of $79,931 in the area suggests strong neighborhood stability. With a list price of $315,000, it's positioned well for appreciation, considering its last sale at $139,000 in 2006 represents a 126% increase over 18 years.

The Bad

The property has experienced some price volatility, with multiple price changes in 2024, potentially indicating challenges in accurate valuation. The current list price of $315,000 is a 4.5% decrease from its initial listing at $330,000 in July 2024. Some flooring materials (vinyl in kitchen, laminate in some rooms) may be less desirable for high-end buyers. The home's age (27 years) suggests that some systems and fixtures, while functional, may be nearing the end of their lifespan. The local high school's rating of 5/10 might be a concern for families with older children.

The Ugly

The property's history shows significant price fluctuations, including a dramatic 137.4% increase from its last sale price to its initial 2024 listing, which could raise questions about market stability or potential over-valuation. The rapid growth in Greenwood presents risks of overcrowding, particularly in schools, and potential strain on local infrastructure. Some areas of Greenwood are susceptible to flooding, and while flood risk for this specific property is unknown, it's a critical factor to investigate, especially given the mention of a nearby pond. The multiple price reductions in 2024 might indicate difficulties in selling, possibly due to overpricing or market conditions.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

This property is ideal for growing families with a household income around $100,000-$120,000, based on the area's median income and typical mortgage affordability ratios. It's particularly suitable for those prioritizing space, recent updates, and proximity to good elementary and middle schools. The home would appeal to buyers who value unique features like high ceilings and water views. With its recent updates and potential for appreciation, it could also attract investors looking for long-term rental properties, as the current market rent for a 4-bedroom home in the area is around $1,800/month.

Not For

This property is not suitable for buyers seeking a fully updated, move-in ready luxury home, as some finishes (like vinyl and laminate flooring) may require upgrading. It's not ideal for those prioritizing walkability or urban living, as many Greenwood areas are car-dependent. Buyers with a budget under $280,000 or over $350,000 would find this property either unaffordable or not meeting their luxury expectations. It's also not suitable for those seeking new construction or those unwilling to potentially deal with maintenance issues typical of 25+ year old homes.
Demographics
Area Median Income

$79,931

Property History

Price History
Ownership Timeline
$0Cash Purchase
Feb 16, 2006
Secretary Of Veterans AffairsDarla J Ponto
Quit Claim Deed
Non-Arm's Length Transactions
$0Cash Purchase
Sep 26, 2005
Mortgage Electronic Registration SystemsThe Secretary Of Hud
Special Warranty Deed
Non-Residential Arm's Length Transactions
$120,739Cash Purchase
Sep 15, 2005
Matthew T HubeleMortgage Electronic Registration Systems
Sheriffs Deed
Foreclosure

Property Taxes

$1,878
2023 Tax Assessment
27.8%from previous year
Assessed Value$248,600
Tax Rate0.76%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

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Schools

Nearby school quality by education level

Middle

7.0/10
Good

High

8.0/10
Excellent

Financials

Monthly Costs
Market Rent (4 bed)

$830

Get a detailed estimate on Zillow
HOA Fee

$11

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$315,000
Price/sqft
$151
Layout
4 bd3 ba
Days on market
1 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$287,583

9.5%

Your price is 9.5% above average

Median Price

$312,000

1.0%

Based on 6 recent sales

Price per Sq.Ft

$146

3.3%

Your price is 3.3% above average $/sqft

Comparable Properties

885 Waveland Lane, Greenwood, IN 46143
Price: $300,000
Sq.Ft: 2,104
Beds/Baths: 4/3
$/Sq.Ft:
$1435.5%
Sale Date: 11/8/2024
568 Gatewood Drive, Greenwood, IN 46143
Price: $337,500
Sq.Ft: 2,156
Beds/Baths: 4/3
$/Sq.Ft:
$1573.8%
Sale Date: 9/18/2024
670 Morgan Way, Greenwood, IN 46143
Price: $322,000
Sq.Ft: 2,206
Beds/Baths: 4/3
$/Sq.Ft:
$1463.2%
Sale Date: 9/20/2024
443 Alton Drive, Greenwood, IN 46143
Price: $284,000
Sq.Ft: 1,708
Beds/Baths: 4/3
$/Sq.Ft:
$16610.2%
Sale Date: 10/30/2024
1311 Freemont Lane, Greenwood, IN 46143
Price: $170,000
Sq.Ft: 1,731
Beds/Baths: 3/3
$/Sq.Ft:
$9834.9%
Sale Date: 9/23/2024
1212 Plymouth Rock Way, Greenwood, IN 46142
Price: $312,000
Sq.Ft: 1,856
Beds/Baths: 4/3
$/Sq.Ft:
$16811.4%
Sale Date: 8/28/2024

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