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10 Old Jackson Avenue #40
Hastings On Hudson, NY

10 Old Jackson Avenue #40

$1,800,000
5 bd • 5 ba • 4,800 sf

This analysis was generated by artificial intelligence on 1/31/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

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AI Property Analysis

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List Price

$1,800,000

Price/Sq.Ft

$375

Year Built

1986

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Large living space: The property offers over 4,800 square feet of curated living space, providing ample room for families or those who enjoy hosting guests. This is a significant advantage compared to smaller condominiums in the area. • Prestigious location: Situated on the grounds of the Saint Andrews Golf Club within an exclusive gated community, the property offers a high level of security, privacy, and a desirable setting. The location also provides access to a variety of upscale amenities. • Renovated and updated features: The property boasts a renovated dine-in kitchen with custom cabinetry, granite countertops, and stainless-steel appliances. It also has hardwood flooring, professionally organized closets, and custom built-in cabinetry throughout, reducing the need for immediate upgrades. • Resort-style amenities: Residents enjoy access to a newly renovated Carnegie Clubhouse, a pristine pool, a state-of-the-art fitness center, and Har-Tru courts for tennis, pickleball, and basketball. These amenities offer a resort-like lifestyle. • Excellent school district: The property is located in the highly sought-after Ardsley School District, which has top ratings for its middle and high schools. This makes it an ideal choice for families with school-aged children. • Convenient commute to Manhattan: The property is just 25 minutes from Manhattan, offering a convenient commute for professionals working in the city. This proximity is a major selling point for many buyers.

The Bad

• High price per square foot: At $375 per square foot, the property is expensive compared to other similar properties in the area. This may limit the potential buyer pool to those with higher budgets. • Older construction: Built in 1986, the property may have older systems and features despite renovations. This could lead to potential maintenance issues and higher costs in the long run. • No specific details about monthly HOA fees: The listing does not include specific monthly HOA fees, making it difficult to accurately assess the total monthly ownership costs. This lack of information requires further investigation. • Limited commercial options in Hastings-on-Hudson: While the downtown area is charming, the limited commercial options may require trips to nearby towns for certain goods and services. This could be inconvenient for some buyers. • Potential for high property taxes: Westchester County is known for high property taxes, which could significantly increase the total cost of ownership. This can be a major consideration for potential buyers.

The Ugly

• Major heat risk: With a 98th percentile temperature of 100°F and 7 hot days per year, the property faces a major heat risk, which can affect comfort and energy costs. This is a significant concern for buyers sensitive to heat. • Major wind risk: A major wind risk (6/10) means that the property could be vulnerable to damage and lead to potentially higher insurance premiums. This is a serious concern that will require a critical look at insurance options. • Significant price increase: The property's price has increased by 92% since it was last sold in 2020 ($937,500 to $1,800,000). This substantial increase may indicate a potential overvaluation of the property in the current market. • Commuting time and expense: While close to Manhattan, the commute via Metro-North can be time-consuming and expensive, adding to the overall cost of living. This is a significant factor for those who rely on public transportation. • Potential for high property taxes: Westchester County has high property taxes, which can significantly increase the total cost of ownership. This is a major financial consideration for potential buyers. • Limited walkability: The hilly terrain of Hastings-on-Hudson may make it difficult for some to walk to amenities, which could be a drawback for those who prioritize walkability.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers seeking a large, luxurious residence with resort-style amenities: The property offers over 4,800 sq ft of living space with access to a pool, fitness center, and tennis/pickleball/basketball courts, ideal for those desiring a high-end lifestyle within a gated community. • Families prioritizing top-rated schools: Located within the Ardsley School District, which has a 10/10 rating for both the middle and high school, it is an excellent fit for families with school-aged children. The elementary school is also highly rated at 8/10. • Professionals commuting to Manhattan: The property's location, just 25 minutes from Manhattan, provides convenient access to the city while offering a suburban lifestyle. The proximity to Metro-North access is ideal for those who commute to the city for work. • Buyers who value a move-in ready home: The property features a renovated kitchen, hardwood floors, professionally organized closets, and custom built-in cabinetry, reducing the need for immediate renovations or upgrades. The updated amenities and systems make it suitable for buyers who prefer a home that is ready for immediate occupancy. • Homeowners who value privacy and security: The gated community and the property's location on the prestigious Saint Andrews Golf Club grounds offer a secure and private environment. The controlled access and exclusive setting provide an added layer of security and peace of mind.

Not For

• Buyers seeking a low-maintenance property: While the HOA covers some maintenance, the large size of the property and multiple outdoor areas (patios and deck) may still require additional upkeep. This could be a deterrent for those looking for a very low-maintenance home. • Buyers on a strict budget: The property's high price point ($1,800,000) and potential for high property taxes and HOA fees may not be suitable for buyers with limited financial resources. The high price per square foot ($375) also suggests a premium property that may exceed many buyers' budgets. • Buyers who prefer a more urban setting: While close to Manhattan, the property is located within a gated community on a golf course, which might not be ideal for those seeking a walkable, urban environment with easy access to a variety of commercial options. The limited commercial options in Hastings-on-Hudson may be a drawback for those who prefer an urban lifestyle. • Buyers who prefer new construction: Built in 1986, the property may have older systems and features despite renovations, which may not appeal to buyers seeking a new home with the latest technologies and building standards. • Buyers who want a very small home: This property has 4,800 sq ft which is quite large for a condominium, this will not suit those who are looking for a small, cozy living space.
Demographics
Area Median Income

$171,615

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Risk Assessment

Climate Risks

windMAJOR

Insurance: Required

heatMAJOR

7 extreme heat days per year

98th percentile: 100°F

airMODERATE

3 bad air quality days per year

fireMODERATE

Insurance: Recommended

floodMINIMAL

FEMA Zone: X_UNSHADED

Insurance: Optional

Risk Analysis

• High property taxes: Westchester County, and Hastings in particular, are known for high property taxes. This can significantly impact affordability and should be factored into the budget. • Potential for high HOA fees: While the HOA covers common area maintenance, grounds, pool, and snow removal, the exact monthly fee is not specified and should be verified, as this can significantly add to monthly costs. • Wind Risk: The property has a major wind risk score (6/10), which may lead to higher insurance premiums. This is a notable risk factor that requires careful consideration. • Older construction: The property was built in 1986, so while it has been renovated, there is still potential for costly repairs or replacements of older systems (plumbing, electrical, etc.) in the future. • Commuting costs and time: While the property is close to Manhattan, commuting via Metro-North can be expensive and time-consuming during peak hours. The cost of a monthly train pass and daily travel time should be factored into the decision. • Market competition: Hastings is a popular community with limited inventory, leading to potential bidding wars and the need to offer over the asking price, which can add to the overall cost and risk for the buyer. • School district overcrowding: The Hastings-on-Hudson school district is experiencing overcrowding, which may impact the quality of education. This is a factor that needs to be considered by families with children.
Insurance
Annual Cost

$6,480

$540 per month

Financials

Monthly Costs
Market Rent (5 bed)

$3,210

Get a detailed rental estimate on Zillow®
HOA Fee

$1,985

Price History

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$94,667

-94.7% below list price

Median Price

$122,000

Based on 6 recent sales

Price per Sq.Ft

$0

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